Entrepreneur
Name
Jane
Member since
January 2015
On-time repayments
312 installments • 87%
About Me
-I am a Married woman aged 53 I am the bread winner in my family
-I went to school up to primary level.
-One day I tried to start a business of selling paraffin but due to the high interest that the bank needed the business collapsed,I was supposed to pay the loan monthly but after taking the loan they changed to weekly which made me strain a lot to service.
-I started knitting when my business collapsed because I still needed to support my family and husband I started by knitting to my friends who after displaying my products in there Homes I got new customers which made the number to increase that’s how my business has been expanding.In Eldoret the population is so high and this is a good environment for my Business to grow.
I come from Kiambu and married to my Husband Who comes From Siaya I have been living in Eldoret for the past 30 yrs.
My Business
-I buy knitting threads from Eldoret town a role cost 1 $ each 1 set takes about 32 roles of thread which cost about 3200 /=(36 Us dolars) Kenyan shillings it varies with pattern in one month I can make 4 sates Which gives a nett profit of 5400/= (62 US Dollars)profit while my monthly expense are approximately 18200/=(209 US dollars)
The following is how I use my profit
10% give tithe to the Church
75% upkeep and food
10% support my grand Children
5% saving.
Loan Proposal
When am given this loan amount am applying for this time then I will be able to buy the knitting thread for this business worth eighty thousand shillings and also to
employ two young men to help me in this business and the their wages of the two will be forty thousand shillings.
I expect this loan amount to make make a major change in this business and it will grow by fifty percent .
Income Source
When am given this loan amount ,I will be able to make sure that I make much sales to enable me pay back the whole loan amount am given.
I have other supplementary business that am doing part time that can also help me pay back the loan amount.the money lending business am doing part time is also able to help me pay the loan am given .
Am promising to be faithful and honest to Zidisha and pay the loan am given the organization Zidisha.
Thanks so much in advance for considering my application.
Feedback
Positive
6
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,102.00
Date disbursed
Nov 20, 2020
Repayment status
Late
Projected term
10 months
Other loans
Lenders
Munich, Germany
Australia
United States
New Zealand
India
Germany
World, Spain
United States
Karlsruhe, Germany
United States
Cerdanyola del Vallès, Spain
Germany
Germany
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Summary
Amount repaid
$326.15
Amount remaining
$776.56
Expected completion
Oct 17, 2021
Status
Repaying late
Installment amount
$65.14
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 29, 2020 | $4.59 | Dec 1, 2020 | $4.59 |
| Dec 6, 2020 | $4.60 | Dec 7, 2020 | $4.59 |
| Dec 13, 2020 | $0.01 | ||
| Dec 13, 2020 | $4.60 | Dec 13, 2020 | $4.58 |
| Dec 22, 2020 | $0.02 | ||
| Dec 20, 2020 | $4.60 | Dec 22, 2020 | $4.57 |
| Dec 28, 2020 | $0.03 | ||
| Dec 27, 2020 | $4.60 | Dec 28, 2020 | $4.56 |
| Jan 4, 2021 | $0.04 | ||
| Jan 3, 2021 | $4.60 | Jan 4, 2021 | $4.55 |
| Jan 10, 2021 | $0.05 | ||
| Jan 10, 2021 | $4.54 | Jan 10, 2021 | $4.54 |
| Jan 17, 2021 | $10.35 | Jan 19, 2021 | $4.59 |
| Jan 25, 2021 | $4.59 | ||
| Jan 31, 2021 | $1.17 | ||
| Jan 24, 2021 | $10.35 | Jan 31, 2021 | $3.41 |
| Feb 9, 2021 | $4.59 | ||
| Feb 16, 2021 | $2.35 | ||
| Jan 31, 2021 | $10.35 | Feb 16, 2021 | $2.24 |
| Feb 23, 2021 | $4.59 | ||
| Mar 5, 2021 | $3.52 | ||
| Feb 7, 2021 | $5.62 | Mar 5, 2021 | $1.06 |
| Mar 13, 2021 | $4.56 | ||
| Feb 14, 2021 | $0.00 | ||
| Feb 21, 2021 | $0.00 | ||
| Feb 28, 2021 | $0.00 | ||
| Mar 7, 2021 | $0.00 | ||
| Mar 14, 2021 | $10.35 | Mar 13, 2021 | $0.03 |
| Mar 20, 2021 | $4.59 | ||
| Mar 23, 2021 | $4.59 | ||
| Mar 30, 2021 | $1.15 | ||
| Mar 21, 2021 | $10.35 | Mar 30, 2021 | $3.44 |
| Apr 4, 2021 | $4.59 | ||
| Apr 15, 2021 | $2.32 | ||
| Mar 28, 2021 | $10.35 | Apr 15, 2021 | $2.27 |
| Apr 25, 2021 | $4.59 | ||
| May 2, 2021 | $3.50 | ||
| Apr 4, 2021 | $10.35 | May 2, 2021 | $1.09 |
| May 3, 2021 | $0.46 | ||
| May 8, 2021 | $4.59 | ||
| May 17, 2021 | $4.21 | ||
| Apr 11, 2021 | $10.35 | May 17, 2021 | $0.38 |
| May 21, 2021 | $4.59 | ||
| May 31, 2021 | $4.59 | ||
| Jun 9, 2021 | $0.80 | ||
| Apr 18, 2021 | $65.14 | Jun 9, 2021 | $3.79 |
| Jun 10, 2021 | $4.59 | ||
| Jun 15, 2021 | $4.59 | ||
| Jun 19, 2021 | $4.59 | ||
| Jun 25, 2021 | $4.59 | ||
| Jul 3, 2021 | $4.59 | ||
| Jul 13, 2021 | $4.59 | ||
| Jul 25, 2021 | $4.59 | ||
| Aug 1, 2021 | $4.59 | ||
| Aug 8, 2021 | $4.59 | ||
| Aug 24, 2021 | $4.59 | ||
| Aug 31, 2021 | $4.59 | ||
| Sep 8, 2021 | $4.59 | ||
| Sep 21, 2021 | $4.59 | ||
| Oct 4, 2021 | $1.72 | ||
| Apr 25, 2021 | $65.14 | Oct 4, 2021 | $2.87 |
| Oct 15, 2021 | $4.59 | ||
| Oct 27, 2021 | $4.59 | ||
| Nov 3, 2021 | $4.59 | ||
| Nov 10, 2021 | $4.59 | ||
| Nov 24, 2021 | $4.59 | ||
| Dec 2, 2021 | $4.59 | ||
| Dec 9, 2021 | $4.59 | ||
| Dec 24, 2021 | $4.59 | ||
| Jan 4, 2022 | $4.59 | ||
| Jan 21, 2022 | $4.59 | ||
| Feb 9, 2022 | $4.59 | ||
| Feb 15, 2022 | $4.59 | ||
| Mar 2, 2022 | $7.22 | ||
| May 2, 2021 | $65.14 | Mar 2, 2022 | $11.13 |
| Mar 17, 2022 | $9.17 | ||
| Apr 14, 2022 | $9.17 | ||
| Apr 29, 2022 | $9.17 | ||
| May 14, 2022 | $18.35 | ||
| May 26, 2022 | $8.14 | ||
| May 9, 2021 | $65.14 | May 26, 2022 | $1.04 |
| Jun 16, 2022 | $9.17 | ||
| May 16, 2021 | $65.14 | ||
| May 23, 2021 | $65.14 | ||
| May 30, 2021 | $65.14 | ||
| Jun 6, 2021 | $10.35 | ||
| Jun 13, 2021 | $10.35 | ||
| Jun 20, 2021 | $10.35 | ||
| Jun 27, 2021 | $10.35 | ||
| Jul 4, 2021 | $10.35 | ||
| Jul 11, 2021 | $65.14 | ||
| Jul 18, 2021 | $65.14 | ||
| Jul 25, 2021 | $65.14 | ||
| Aug 1, 2021 | $65.14 | ||
| Aug 8, 2021 | $65.14 | ||
| Aug 15, 2021 | $65.14 | ||
| Aug 22, 2021 | $10.35 | ||
| Aug 29, 2021 | $10.35 | ||
| Sep 5, 2021 | $10.35 | ||
| Sep 12, 2021 | $10.35 | ||
| Sep 19, 2021 | $10.35 | ||
| Sep 26, 2021 | $10.35 | ||
| Oct 3, 2021 | $10.35 | ||
| Oct 10, 2021 | $10.35 | ||
| Oct 17, 2021 | $0.86 | ||
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