Loan for the purchase of my car parts.(taxi)

Emmanuel Osei

Techiman, Ghana

Funds disbursed

$0 to go

100% funded of $145 goal

0

days left

Entrepreneur

Name

Emmanuel Osei

Member since

January 2018

On-time repayments

11 installments  •  36%

About Me

I was born on 11-09-1977 in a village called Dominase in Ashanti region but I come from techiman Brong Ahafo region. I had my ten years basic education at dominase as mentioned above and proceeded to the secondary level in Jinijini secondary school at Jinijini-Brekum district between the year 1993 to 1996. I read agriculture.
I later started my own business in the year 2002. I am happy with the business and joining zidisha will hopefully help my business grow.

My Business

I started my businesses in the year 2002. I do provision store and transportation business. I am happy with the business.
I chose this business because I worked under my uncle doing this business for five years where I gained a lot of experiences in doing this provision store and transportation busibess.
I use the profit I gain from the business to pay back my zidisha loan, improve my business and pay my children school fees.

Loan Proposal

I would like to buy parts of my Daewoo matiz 3 taxi cap. To be specific four(4) sets of doors which will cost 146 dollars.
my plan of buying this four sets of doors for my taxi cap is to enable me secure the safety and comfort of my passengers and also work efficiently to increase the revenue I generate from the business and pay back my zidisha loan
I think my profit margin would increase to 50% if I am able to buy these four(4) sets of doors.
However my taxi business is slowing down due to the weakened nature of my car doors as a result of that passengers don't feel secured and save in the taxi. This as a result brought about the reduction in the number of passengers that bord into the taxi hence the need to change the doors.
I would be more grateful to lenders if they would fund this loan for me to enable me change the doors of my taxi cap to make my passengers more save, comfortable and secured and as a result increase my profit margins by 50%.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$145.02

Date disbursed

Mar 24, 2018

Repayment status

Late

Projected term

6 weeks

Cost to entrepreneur

Service fee: $4.05

Credit risk payment: $8.10

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