Loan for the purchase of my car parts.(taxi)

Emmanuel Osei

Techiman, Ghana

Funds disbursed

$0 to go

100% funded of $145 goal


days left



Emmanuel Osei

Member since

January 2018

On-time repayments

11 installments  •  36%

About Me

I was born on 11-09-1977 in a village called Dominase in Ashanti region but I come from techiman Brong Ahafo region. I had my ten years basic education at dominase as mentioned above and proceeded to the secondary level in Jinijini secondary school at Jinijini-Brekum district between the year 1993 to 1996. I read agriculture.
I later started my own business in the year 2002. I am happy with the business and joining zidisha will hopefully help my business grow.

My Business

I started my businesses in the year 2002. I do provision store and transportation business. I am happy with the business.
I chose this business because I worked under my uncle doing this business for five years where I gained a lot of experiences in doing this provision store and transportation busibess.
I use the profit I gain from the business to pay back my zidisha loan, improve my business and pay my children school fees.

Loan Proposal

I would like to buy parts of my Daewoo matiz 3 taxi cap. To be specific four(4) sets of doors which will cost 146 dollars.
my plan of buying this four sets of doors for my taxi cap is to enable me secure the safety and comfort of my passengers and also work efficiently to increase the revenue I generate from the business and pay back my zidisha loan
I think my profit margin would increase to 50% if I am able to buy these four(4) sets of doors.
However my taxi business is slowing down due to the weakened nature of my car doors as a result of that passengers don't feel secured and save in the taxi. This as a result brought about the reduction in the number of passengers that bord into the taxi hence the need to change the doors.
I would be more grateful to lenders if they would fund this loan for me to enable me change the doors of my taxi cap to make my passengers more save, comfortable and secured and as a result increase my profit margins by 50%.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 24, 2018

Repayment status


Projected term

6 weeks

Cost to entrepreneur

Service fee: $4.05

Credit risk payment: $8.10

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  • Mizarc Acheampong    Sep 27, 2018

    Emmanuel is still pleading for more free period and I have advice him to reduce payment to what he can afford weekly and he ready to do that.

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  • Mizarc Acheampong    Aug 26, 2018

    Osei's business is not in good stand

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  • Mizarc Acheampong    Jul 19, 2018

    still complaining about hardship in business

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  • Mizarc Acheampong    May 30, 2018

    business is good and promised to try all what he can to keep his promise

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  • Mizarc Acheampong    Apr 28, 2018

    i ve contact him and he promised to make payment soon

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  • Emmanuel Osei    Mar 19, 2018

    I would like to buy 4 doors for my Daewoo matiz 3 taxi cap.
    My plan of buying these four(4) doors for my taxi will help make my passengers feel save, secured and comfortable and as a result their will of picking my taxi will be high and that will possibly increase my profit margin of about 50%.
    I thank my lenders very much for funding this loan for me. I really appreciate it. With zidisha, there is even hope for the hopeless.

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  • Emmanuel Osei    Mar 5, 2018

    Thank you my lenders for your immense support given me to make my business grow. As I said in my application, I used 70% of the loan funds to purchase the following items: rice, cooking oil, soap soft drinks and others into my provision shop and 30% of it was used to pay my children's school fees.
    This has boosted my business to an extend that my profit margin has increased from 20% to 35%
    The increased earnings have been used to purchased more items like rice, a curtain of soap, soft drinks and many more into the shop and also paid my children's school fees.
    I also have in addition a another shop for selling shoes and sandals both men and women.
    Other interesting things about my neighborhood is a natural water falls which people visit there during holidays especially Christmas holidays.

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