Furniture & education materials for our home-based school

Hamid

Tamale, Ghana, Ghana

43% repaid

Entrepreneur

Name

Hamid

Member since

June 2020

On-time repayments

24 installments  •  50%

About Me

My Name is Hamid Mohammed Ghali, lots of friends called my mangazasco as my business name. I was born in 10th September 1989 at Accra.
I lived with my aunty as early as age 8 till 25 which was a year I was admitted to college of education in Tamale. Living with my aunty for such many years was due to single parenting. This however has equipped me with a lot of entrepreneural skills, I mean that was my starting point of selling and buying. I had to sell a lot of things to cater for myself and my aunties grand kids. From kerosene, cola, soap, gari, to selling of things I cannot even remember. It wàs very tough though but I owe her thousand times of gratitude.
Living with her made me develop passion for not only business but also nurturing kids, and that influence my choice of becoming a teacher.
Currently I live in a community Adubilyilli, last community of Tamale Metro from Kumasi Accara Road. Living there has boost my business mode a lot, the whole community hasn't got a mobile money merchant, and so i started running it,. I need support to expand my capital, to be able to support the people of Adubilyilli, so that they won't suffer much to move to miles before cashing their money out.

My Business

I am a teacher by profession, I also run Mobile Money Business and general Merchant in Adubilyilli.
I also buy cow milk and process it for sale.
I will try to expand the class furniture of $100 loan to help my pupils.
I also need additional $200 to use as an electronic cash for my mobile money issues
Extra $ 200 for purchasing of Teaching and Learning Materials .Hence total loan becomes $500
My payment plans are as follows:
Weekly paying of $ 90 from my own supply of cow milk.

Loan Proposal

With this loan, I would be able to purchase furniture and Teaching and learning materials , so as to accommodate another 30 set of pupils to improve my home base teaching.
Covid19 has lead to closure of both public and private schools, this therefore calls for higher demand of home base teaching but with observation of protocol.
So when given the loan, I will get Furniture, Teaching and learning materials and gradually operate with my home based teaching, I also need to hire the service of one teacher.

Income Source

I usually paid all my loans earlier than allotted date due to the fact that, I have higher demand from parents .So many people at my disposal to teach in return for funds, this therefore make home base teaching a unique in this pandemic era. So I usually say it's an exception to business setback.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$604.00

Date disbursed

Oct 10, 2020

Repayment status

Late

Projected term

4 months

Lenders

MarktheMormon

Sandy, Utah, United States

Wendy

Los Angeles, United States

GC

Gabriel Collins

United Kingdom

JH

Joseph Hwang

Houston, United States

A

Anonymous

United States

RM

Roddy Murray

United Kingdom

Kelly

United States

R

Ray

Australia

MM

Mac McKiva

United States

J

Netherlands

DK

Daniel Kalla

Saint Paul, United States

A

Anonymous

United States

M

Moss

United States

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  • Hamid    Oct 25, 2021

    Just recovering with my wife

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  • Anima    May 17, 2021

    I've reached home through his reference he said he was in a big trouble that's why he couldn't complete this payment but now will adjust payment

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  • Anima    Mar 19, 2021

    All his numbers is not goi through but was able to speak to one of his reference he said he will alert him

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  • Theophilus    Feb 12, 2021

    I called him but he is not answering so I will try again later

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  • Opoku    Dec 28, 2020

    Called Hamid contact but is off so I told one of the reference to asked him to adjust it or he should pay

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    • Hamid    Oct 25, 2021

      Was very sick, but Thank God am better, so I will adjust

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  • Hamid    Dec 7, 2020

    well my pupils have been affected with the earlier weekly payments and so would pay ASA next three weeks

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  • Hamid    Nov 27, 2020

    very serious problems here now, trying to pay my loan since yesterday but Zidisha got problem authenticating the code they sent to me. meanwhile loan due date is tomorrow, so please work faster on it,

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  • Hamid    Nov 17, 2020

    My reason is, Lot of my kids or parents couldn't meet their weekly payments for teaching their kids, so after paying my teachers couldn't meet expectation of my own loan payment. The however postponed payment to next two weeks.

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  • Hamid    Oct 9, 2020

    I will buy extra more furniture to accommodate the additional 40 pupils in my home based tution,
    I also need to employ the service of one teacher and one cleaner.

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  • Sina and Jonas Miederer    Oct 8, 2020

    Happy to help!

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  • Hamid    Oct 7, 2020

    When Zidisha loan , then I would buy furniture and TLM and other education materials ready for my home based tution,

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  • Hamid    Oct 7, 2020

    This is the place in my house I've really wanna used to facilitate my home base tution, since the number of my pupils are increasing.So wish zidisha will loan again,.

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  • Hamid    Oct 6, 2020

    Well I thank all the lenders for making me looking great I'm the competitive business industry.
    I've been able to buy my motor bike to run by teaching over 25 pupils a week that quite great.
    However I am pleading to solicit another loan that will allow me to acquire some furniture and be ready to accommodate another set of pupils in the home based teaching. I also need to hire two teachers to this realistic. So that together we can achieve bigger with our daily charging of parents for teaching their wards.

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  • Hamid    Sep 25, 2020

    I bought motor bike, it has brought a lot of impact to lockdown student, since I move around teaching. Thank to members who contributed.

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  • Hamid    Sep 23, 2020

    actually solicited for Ghc 638, but I expedited the loan because I wanted it faster to buy my motor bike, so it became around Ghc400.
    I actually bought my motor bike to start home base teaching. Thank You.

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  • Hamid    Sep 23, 2020

    I actually solicited for Ghc 638, but I expedited the loan because I wanted it faster to buy my motor bike, so it became around Ghc400.
    I actually bought my motor bike to start home base teaching. Thank You.

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  • Hamid    Sep 16, 2020

    Well I will buy a motor bike
    This will enable me move to and fro to help teach my pupils at their homes. Thank you.

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  • Hamid    Sep 13, 2020

    Actually Zidisha has been great in my life, as a young teacher who is also an entrepreneur I feel honored to be bless. This time around I, need to buy a used motor bike for going to some selected kids or pupils homes to teach them due to covid19 . I organized home tution for my pupils ,, This is just an innovative business. Usually parent must incur cost of teaching, on weekly basis . Therefore if lenders fund this loan application, I'm gonna add some funds to buy a used or second hand motor to aid my movement to and fro.

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  • Hamid    Sep 2, 2020

    With my second loan, I will buy exercise books, get enough data to do researching, this will be able to help me prepare adequately, so as to teach my kids, ..
    In this way, their parents will pay me weekly for my services.

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