Stephen Appiah
Ahenbronoso, Berekum, Ghana
39% repaid
Name
Stephen Appiah
Member since
October 2016
On-time repayments
141 installments • 94%
I was born and live at ahenbronoso where we lacked access to education. my father who was a peasant farmer had to ride me on his bicycle several miles to nearby towns where school was available in other for me to have access to education. I completed God is King junior secondary school and passed my exams with distinction. I furthered my high school education at prempeh senior high school. I had to engage in petty selling and buying trading in other to ease the burden on my family to be able to pay for my fees and buy text books. bit by bit I completed my senior high education and passed my final exams. Now supporting my parents in the farm to raise enough funds for my university tuition. I have now acquired a two acre of land and have commenced my own farm. it wasn't easy at first where I had to wake up early sometimes as early as 4 am dawn to prepare for farm work. I had no means of transportation and I had to walk on foot before I could get to the farm. This was my justification for waking up early at dawn because I had start farm work before sun rise because farm work really becomes more difficult when the sun is up. Sometimes I don't go to my farm but instead visit other farmers farm and help them in their farm work. By doing this, they also in turn visit my farm and help me with most of the very difficult work that I can't do alone by myself. I have a vision of becoming a very educated agriculturist who can research into crops and knowing the best farm practices that will boost farm yields. most farmers in my community still rely on the old and archaic methods of farming which were passed on to them by their forefathers. these methods doesn't conform to the current state of the climate and hence always running at a loss since thier farm yields are way low. I always like to have a walk in the woods during my leisure time. I really enjoy the cool and calm nature of the woods with the sweet melodies sung by birds.
I am now engaged in marketing and selling farm produce including vegetables like tomatoes pepper okro, garden eggs and onions. I visit specific days assigned as market days in nearby towns and villages. vegetables are used daily in house hold food preparations. their daily consumption are always on the increase throughout the year due to the daily increase in human population. I studied this phenomenon for a while and decided to engage in vegetable production. its not that cumbersome to be involved in vegetable production compared to cereals and grains. moreover one does not need loys of acres of land to produce vegetables in other to make money out of them. a simple piece of land can yield so much vegetables with proper supervision, care, maintenance and correct farm practices. a vegetable like okro is very simple and easy to grow. it doesn't require much rainfall or watering and takes a shorter time to mature and harvest. The same can be said about pepper which be harvested even up to 2 to 3 years. pepper can be harvested either fresh or dried and hence there are no problems with rotting. now i am establishing a small cassava to gari processing unit which will help address the problem of cassava spoilage in my community.
i will use this loan to buy a cassava grating machine and a cassava dough presser for my prossecing unit. the grating machine costs 200 dollars and the cassava dough presser costs 141 dollars. there are three major stages in cassava processing. they are 1) grating of cassava to cassava dough which is done using a grating machine. 2) pressing of the cassava dough to remove the water content which is done using the presser 3) roasting or frying of the cassava flour to the final product which is gari.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$368.00
Date disbursed
Nov 29, 2017
Repayment status
Late
Projected term
44 months
Other loans
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Amount repaid
$135.76
Amount remaining
$214.95
Expected completion
Sep 23, 2019
Status
Repaying late
Installment amount
$39.04
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 11, 2017 | $11.09 | Dec 11, 2017 | $11.09 |
Dec 18, 2017 | $11.09 | Dec 18, 2017 | $11.09 |
Dec 25, 2017 | $11.09 | Dec 25, 2017 | $11.09 |
Jan 1, 2018 | $11.09 | Jan 1, 2018 | $11.09 |
Jan 8, 2018 | $11.09 | Jan 8, 2018 | $11.09 |
Jan 15, 2018 | $11.09 | Jan 15, 2018 | $11.09 |
Jan 22, 2018 | $2.22 | Jan 22, 2018 | $2.22 |
Jan 29, 2018 | $2.22 | Jan 29, 2018 | $2.22 |
Feb 5, 2018 | $2.22 | Feb 5, 2018 | $2.22 |
Feb 12, 2018 | $2.22 | Feb 12, 2018 | $2.22 |
Feb 19, 2018 | $2.22 | Feb 19, 2018 | $2.22 |
Feb 26, 2018 | $2.22 | Feb 26, 2018 | $2.22 |
Mar 5, 2018 | $2.22 | Mar 5, 2018 | $2.22 |
Mar 12, 2018 | $2.22 | Mar 12, 2018 | $2.22 |
Mar 19, 2018 | $2.22 | Mar 20, 2018 | $2.22 |
Mar 26, 2018 | $2.22 | Mar 26, 2018 | $2.22 |
Apr 2, 2018 | $2.22 | Apr 2, 2018 | $2.22 |
Apr 9, 2018 | $2.22 | Apr 9, 2018 | $2.22 |
Apr 16, 2018 | $2.22 | Apr 16, 2018 | $2.22 |
Apr 23, 2018 | $2.22 | Apr 24, 2018 | $2.22 |
Apr 30, 2018 | $2.22 | May 1, 2018 | $2.22 |
May 7, 2018 | $2.22 | May 9, 2018 | $2.22 |
May 14, 2018 | $0.00 | ||
May 21, 2018 | $0.22 | May 21, 2018 | $0.22 |
May 28, 2018 | $0.22 | May 31, 2018 | $0.22 |
Jun 4, 2018 | $0.22 | Jun 8, 2018 | $0.22 |
Jun 11, 2018 | $0.22 | Jun 17, 2018 | $0.22 |
Jun 18, 2018 | $0.22 | Jun 17, 2018 | $0.22 |
Jun 25, 2018 | $0.22 | Jun 28, 2018 | $0.22 |
Jul 2, 2018 | $0.22 | Jun 28, 2018 | $0.22 |
Jul 9, 2018 | $0.22 | Jun 28, 2018 | $0.22 |
Jul 16, 2018 | $0.22 | Jun 28, 2018 | $0.22 |
Jul 23, 2018 | $0.22 | Jun 28, 2018 | $0.22 |
Jul 30, 2018 | $0.00 | ||
Aug 6, 2018 | $0.22 | Aug 13, 2018 | $0.22 |
Aug 13, 2018 | $0.22 | Aug 13, 2018 | $0.22 |
Aug 20, 2018 | $0.22 | Aug 13, 2018 | $0.22 |
Aug 27, 2018 | $0.22 | Aug 13, 2018 | $0.22 |
Sep 3, 2018 | $0.22 | Aug 13, 2018 | $0.22 |
Sep 10, 2018 | $0.00 | ||
Sep 17, 2018 | $0.22 | Sep 13, 2018 | $0.22 |
Sep 24, 2018 | $0.22 | Sep 13, 2018 | $0.22 |
Oct 1, 2018 | $0.22 | Sep 13, 2018 | $0.22 |
Oct 8, 2018 | $0.22 | Sep 13, 2018 | $0.22 |
Oct 15, 2018 | $0.22 | Sep 13, 2018 | $0.22 |
Oct 22, 2018 | $2.22 | Oct 25, 2018 | $0.67 |
Oct 30, 2018 | $1.55 | ||
Oct 29, 2018 | $2.22 | Oct 30, 2018 | $2.00 |
Nov 12, 2018 | $0.22 | ||
Nov 5, 2018 | $2.22 | Nov 12, 2018 | $2.22 |
Nov 12, 2018 | $1.11 | Nov 12, 2018 | $0.89 |
Nov 19, 2018 | $0.22 | ||
Nov 19, 2018 | $0.22 | Nov 19, 2018 | $0.22 |
Nov 26, 2018 | $0.22 | Nov 19, 2018 | $0.22 |
Dec 3, 2018 | $0.22 | Nov 19, 2018 | $0.22 |
Dec 10, 2018 | $0.22 | Nov 19, 2018 | $0.22 |
Dec 17, 2018 | $0.22 | Dec 30, 2018 | $0.22 |
Dec 24, 2018 | $2.22 | Dec 30, 2018 | $2.00 |
Jan 1, 2019 | $0.22 | ||
Dec 31, 2018 | $0.22 | Jan 1, 2019 | $0.22 |
Jan 7, 2019 | $0.22 | Jan 1, 2019 | $0.22 |
Jan 14, 2019 | $0.22 | Jan 1, 2019 | $0.22 |
Jan 21, 2019 | $0.22 | Jan 1, 2019 | $0.22 |
Jan 28, 2019 | $0.22 | Feb 10, 2019 | $0.22 |
Feb 4, 2019 | $2.22 | Feb 10, 2019 | $2.22 |
Feb 11, 2019 | $2.22 | Feb 10, 2019 | $2.00 |
Feb 10, 2019 | $0.22 | ||
Feb 18, 2019 | $0.22 | Feb 10, 2019 | $0.22 |
Feb 25, 2019 | $0.22 | Feb 10, 2019 | $0.22 |
Mar 4, 2019 | $0.22 | Feb 10, 2019 | $0.22 |
Mar 11, 2019 | $0.22 | Feb 10, 2019 | $0.22 |
Mar 18, 2019 | $0.22 | Mar 25, 2019 | $0.22 |
Mar 25, 2019 | $2.22 | Mar 25, 2019 | $2.00 |
Apr 3, 2019 | $0.22 | ||
Apr 1, 2019 | $2.22 | Apr 3, 2019 | $2.00 |
Apr 9, 2019 | $0.22 | ||
Apr 8, 2019 | $0.22 | Apr 9, 2019 | $0.22 |
Apr 15, 2019 | $0.22 | Apr 9, 2019 | $0.22 |
Apr 22, 2019 | $0.22 | Apr 9, 2019 | $0.22 |
Apr 29, 2019 | $0.22 | Apr 9, 2019 | $0.22 |
May 6, 2019 | $0.22 | May 12, 2019 | $0.22 |
May 13, 2019 | $0.22 | May 12, 2019 | $0.22 |
May 20, 2019 | $0.22 | May 12, 2019 | $0.22 |
May 27, 2019 | $0.22 | May 12, 2019 | $0.22 |
Jun 3, 2019 | $0.22 | May 12, 2019 | $0.22 |
Jun 10, 2019 | $0.22 | Jun 19, 2019 | $0.22 |
Jun 17, 2019 | $0.00 | ||
Jun 24, 2019 | $0.22 | Jun 19, 2019 | $0.22 |
Jul 1, 2019 | $0.22 | Jun 19, 2019 | $0.22 |
Jul 8, 2019 | $0.22 | Jun 19, 2019 | $0.22 |
Jul 15, 2019 | $0.22 | Jun 19, 2019 | $0.22 |
Jul 22, 2019 | $0.22 | Jul 31, 2019 | $0.22 |
Jul 29, 2019 | $2.22 | Jul 31, 2019 | $2.00 |
Aug 7, 2019 | $0.22 | ||
Aug 5, 2019 | $0.22 | Aug 13, 2019 | $0.22 |
Aug 12, 2019 | $0.22 | Aug 13, 2019 | $0.22 |
Aug 19, 2019 | $39.04 | Aug 13, 2019 | $0.44 |
Aug 26, 2019 | $39.04 | ||
Sep 2, 2019 | $39.04 | ||
Sep 9, 2019 | $39.04 | ||
Sep 16, 2019 | $39.04 | ||
Sep 23, 2019 | $20.85 |
Michael Bauschke Jan 26, 2018
Stephen Appiah Jan 27, 2018
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