Loan to buy fertilizers and farming facilities

Olivia

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Olivia

Member since

April 2015

On-time repayments

204 installments  •  70%

About Me

My name is Olivia Dindi, I was born 1964 at Busia county by then it was called Busia District at a village called Ikondokhela Village.
I schooled at HILL SCHOOL PRIMARY in Eldoret for my schooling and later I join Mukumu girls for my O LEVEL Education in 1983 and I completed successfully with DIVISION THREE GRADE.
I later joined Graffins College in Nairobi for my secretarial course, in process I also worked with VACATIONAL TOURS AND TRAVEL as a receptionist. I am also a mother of 4 children,, I now live and do my business just at home,

My Business

Hey Zidisha hope you are all well. i am thankful for always lending me loans throughout my business. It has really enabled me come up with different ideas of businesses and grow as well. I started a timber business not so long ago and it is really doing well, thanks to your endless support. I am now applying for this loan to expand the business as it is very promising and the demand is high. Supply is what am lacking because am unable to meet the demand due to low cash flow that i have. I am also planning to buy the machine for cutting the time in pieces of woods. The machine costs 800USD. Thank you for your continuous support and God bless you all.

Loan Proposal

Hi lenders am applying for this loan and this is the breakdown of what i am going to do with the funds:-

DAP Fertilizer for an acre, 3 bags-90USD.
CAN Fertilizer for an acre, 2 bags-50USD.
LABOUR -50USD.
TRANSPORT -20USD.

This is going to ensure that i have enough food not just for me and my family but also for selling to the market for income purposes.

Thanks and God Bless you!

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$207.00

Date disbursed

Feb 17, 2017

Repayment status

On Time

Projected term

10 months

Lenders

cyrus0302

San Francisco, United States

W

winfried

Seoul, Republic of Korea

Paul Buchheit

Mountain View, United States

Voscke

Utrecht, Netherlands

MW

Matt Willis

United States

KL

Ket Lin

United States

Z

zaroastra

somewhere over the rainbow, Portugal

WE

Wendy Emlyn

Devon, United Kingdom

F

Frits

Rotterdam, Netherlands

PG

Paul Graham

United States

C

Carlene

United States

JA

Jason and Sandra

Toronto, Canada

Craig Newmark

United States

Romesh Fernndo

Perth Australia, Australia

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Tilman Schweitzer

Mainz, Germany

D

Dalton

San Francisco, United States

Haroon S

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Malibu River

Tokyo, Japan

Jan V

Port Dalhousie, Canada

M

Mark

United States

Ask Olivia a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Olivia    May 29, 2019

    Hey zidisha initially i wasn't able to pay the amount that was stated and i have a sick husband in hospital now suffering from stroke that is why i cannot pay the full amount reasoning to reduction of the amount.

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  • Olivia    Mar 10, 2019

    Halll Zidisha, hope all is well I'd like to borrow some more time as things haven't been so good business has not yet picked that's the .ain reason I am reducing.

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  • Olivia    Jan 29, 2019

    Hi zidisha kindly bare with me during this tough times as business season is low. This is the main reason am reducing my installment amount.

    Regards.

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  • Olivia    Oct 15, 2018

    At first it was a mistake for it to go to 5100 because i had not chosen that. It has really been a a challenge for me to pay that as i wouldn't have used the loan as i wanted to.

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  • Racheal    Aug 23, 2018

    I have talked to Olivia, she says paying her loan weekly finds it so difficult so I advised her to change and pay monthly which she finds it more comfortable.

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  • Racheal    Jul 23, 2018

    Talked to her,she says that she is not in a good state at the moment but she will double pay the amount on 29th of July 2018

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  • Olivia    Jul 5, 2018

    Hi lenders i received the loan thanks a lot, but i have one am seeing that my next installment is 5,187 a while that is not the figure i had chose to be paying every week. That figure is to high for me and already i had been deducted some amount for risk fee which i did not understand as i first registered for zidisha i paid an installment amount because i did not receive the full amount. Kindly address this as i do not understand at all. If i am to pay that amount weekly honestly there is nothing i would have done with the loan amount that you gave me, it would really be straineous for me and the business as well.

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    • J    Jul 5, 2018

      Dear Olivia,

      Please read the announcement section of our forum www.zidisha.org/forums/4 for more information about changes like the “credit risk payment” and “duration limit for reducing installments”.

      The credit risk payment is refundable after the loan is fully repaid. www.zidisha.org/faq#faq-65

      I think it’s possible to cancel a loan. If you need more help then please create a support ticket using the help menu (www.zidisha.org/borrower/help) because this is a place to communicate with your lenders.

      Kind regards,
      Joost
      Team Zidisha

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  • Olivia    Jun 26, 2018

    Hi lenders the previous loan that you gave me is the one i started the timber yard business with. I must admit that i cannot compare my life before i joined zidisha and now. My life has really improved and and i am looking forward to more.

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  • Olivia    Oct 26, 2017

    Hi zidisha, there was an error when I was applying for the loan. I had chose to be paying 500 every week but after funding I saw on my dashboard that i was to pay 6000 every week, that's why am rectifying it now. Thank you!

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  • Olivia    Oct 22, 2017

    Hi zidisha thanks for fully funding my loan. Am now i can buy the shaving machines and that would be a step further. Thank you very much and God Bless you all.

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  • Olivia    Oct 15, 2017

    Hi lenders am so happy for what zidisha has done to my life, I've been able to borrow funds and strengthen my businesses and even sometimes get me out of financial crisis. Last time i borrowed money to rebuild my wall fence and it was a success am now safe and sound I can sleep knowing my security issues have been dealt with. Am really glad I joined zidisha and am a happy and proud member.

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  • Wendy Emlyn    Sep 7, 2017

    Hello Olivia, are you able to make some more payments yet, please?
    God bless you,
    Wendy

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  • Olivia    Feb 14, 2017

    Hi lenders i want to say many thanks for funding me. I will use the funds to buy fertilizers for the preparation of the farm and as i said before it will not only provide food for me and my family but also a source of income.

    Thank you!

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  • Olivia    Apr 25, 2016

    Hi lenders i want to take this time to give thanks for funding me. I rebuild my compound fence with the funds so that the security if me and my family is not at stake. Tgank you very much!! God Bless You!!

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  • Olivia    Apr 14, 2016

    Hi lenders, i want to take this time to thank you so much for funding me.The funding has helped me alot and has really changed my life. As i am writing this, i want to happily say that my project has really grown and has sorted my food problem. I am having alot of white meat which serves as source of food to me and my family.

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    • Roy    Apr 14, 2016

      Olivia, This is so good to hear. Thank you.

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  • Olivia    Feb 25, 2016

    Hi zidisha i am really grateful for the things that you have done for me. I have faced a couple of challenges but all in all i am thankful. I am reducing my loan payment to 100KES as times are a bit tougher when the year is beginning. I am almost done with my second loan and i am kindly requesting to reduce my loan to that so that i may plan myself well. Thank you and God bless you!!

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  • Olivia    Aug 5, 2015

    Am really happy for what zidisha has done for me my rabbits are so healthy! These are the new arrivals 10 of them from one doe!! Another one gave me 7 and they used to givr me 4-5 this is really amazing!!!

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  • Elijah    Jul 14, 2015

    Olivian,

    Wah, I love the sunguras.

    Congrats on your funding and thanks for your continued repayments.

    Wish you the best in your business

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    • Olivia    Jul 16, 2015

      Hi Elijah, yes yes the business is really growing thank you very much for the the support that you've shown!!

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  • Olivia    Jun 27, 2015

    thank you lenders, I was able to receive the loan, and i am so thankful for the support, may God bless you for the support

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  • Olivia    Jun 26, 2015

    Thank you Lenders for the Loan you have helped me get it 100% funded, I truly appreciate so ,much, thank you once again

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