Purchase disease-resistant maize seedlings

Walter

Nairobi., Kenya

28% repaid

Entrepreneur

Name

Walter

Member since

September 2013

On-time repayments

27 installments  •  30%

About Me

My name is Walter Tinder,i live in Nairobi west area,kogo apartment opposite deep-west hotel,i have a degree in Actuarial science,am now doing a my actuarial professional exams.I also hold a few computer application certificates plus statistical packages(spss and stata).I am a God fearing,hardworking and trustworthy citizen,i have no criminal record plus i am a innovative youth.I have been involve in the 2011/12,2012/13 and 2013/14 Kenya Financial Budget.I am born in a family of business ,my mum and a dad are involved in business.my dad is a real estate and a farmer but a telecom consultant in career,my mum runs and operate a dairy and grocery shop.I stared business after work at the retirement benefits authority contract expired,i have worked for 3 years my main line of business is real estate and agribusiness firm,in real estate i run an agency firm that finds,rent and lease real state property in Nairobi and Kenya at large,in Agriculture i buy and distribute farm output like tomatoes,onions,maize,wheat and other farm products.I also rear goats in Eldama ravine which i sell during festive seasons.My business earnings has allowed me to study,pay for my upkeep and other personal belongings,it has also allowed me to donate books and study materials to a school in Baringo county.I have also been able to travel to many parts of the country due to my business earnings,this has opened my mind,share ideas,network and seek knowledge from different people.I am a leader by nature,i have leadership virtues,management skills,discipline,honesty,integrity.I also have business knowledge and experience,i am a good decision maker,business principles and ideology is also part of me.I am hoping that Zidisha will be an opportunity for my business,by helping me access to funds this will make me achieve my goals thus helping the rest of my community since i will always engage in charity.business.

My Business

My business,Tincom Agencies,is a real estate agency company,www.homeskenyaandea.kbo.co.ke,(website)It is based in Nairobi.Our income comes in two ways from the Home owners and tenants,Our clients(tenants)pay us after getting the business premises,houses for rent,and houses or property to buy.Home owners pay us commission when we get them tenants and houses buyers,we mainly advertise our business on-line(social media and website)offline(newspaper classifieds and magazines),our business is profitable since the demand for property in Kenya is high,customers prefer our business because of quality service and customer care and satisfaction plus fast services.Our other business is we supply and deliver farm products.We mainly deal with consumables like tomatoes,potatoes,onions and fruits,also maize and wheat.This business is normally seasonal based on the seasons of reap.Also we keep goats which we normally sell them to the local communities during festive seasons.Our main risk is liquidity risk ,we are seeking the loan to help us establish an office and expand our capital base so that we are able to support different operational activities.

Loan Proposal

The next planting season is soon,and am looking forward to it.I have already done land preparation,bought fertilizers i am seeking funds for buying the best quality maize and beans seedlings from Kenya seeds Company.
After doing research and consulting agronomist,i came to learn that Kenya seed company has introduced a breed called H520,it is a seed that is recommended for Medium altitude areas,the seed has the following special attributes
1.Tolerant to leaf rust and Grey Leaf spot
2.Tolerant to lodging
3.Excellent husk cover
4.Tolerant to ear rot, rust, Grey Leaf spot ,stem and leaf blight
I expect high yields thus better profits and food security for the country, also this will give an opportunity to educate people back in the village about modern seeds and also modern agricultural technics.
Am looking forward for a positive reply from you.
Thanks and God bless you.

Feedback

4

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$97.00

Date disbursed

Apr 6, 2015

Repayment status

Late

Projected term

3 months

Lenders

Brian

Midhurst, Canada

E

erozlum

Istanbul, Turkey

DeanDropshot

Oslo, Norway

HE

help each other

Glasgow, United Kingdom

Longhorn

Austin, United States

S

Serene

Philadelphia, United States

Zal0m0n

Atlantis!!!! x), Mauritania

Lambie

Perth, Australia

xtrahardware

Cazenovia, United States

G

GanSatya

United States

pvilliger

Zurich, Switzerland

D

dagjomar

Trondheim, Norway

A

abbasm

United States

M

maverick

United States

A

ajayhk

San Jose, United States

Ask Walter a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Walter    Jul 1, 2022

    Hello Lenders
    It's been a long time since I have not log in or repaid my outstanding balance,I must confess that I got a poor harvest due to climate change and lack of fertilizer,I am back on my feet am currently doing beef farming and I Will soon repay my outstanding balance,since I will seek for another loan to enable me set up a hydroponic system to grow fodder for my livestock.
    kind regards Walter

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  • Walter    Jun 17, 2015

    I will like to clear my loan as soon as possible

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  • Walter    Apr 13, 2015

    Hello Lenders

    Thanks for the loan,i received 100 dollars.I was able to buy the maize seedlings from Kenya seeds H520.Thanks for the support am looking forward to working with you.

    Kind Regards
    Walter.

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  • Walter    Mar 21, 2015

    Thanks lenders,you have really been a blessing to me.I was able to buy the best breed am now looking forward for the next planting season.It took me long to repay the loan because i was raising school fees for my sisters and brothers who were joining High school this year back at home.Thanks again Gob bless you.Below is a photo of the ram that i bought

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  • Walter    Mar 14, 2015

    I will like to finish up the balance as a lump-sum.Thanks Lenders God bless you.

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  • Walter    Mar 4, 2015

    Hello Lenders
    Business has been low,and i cant sell my animals since its dry now and the weather is too hot,there is no adequate pasture.some of my animals are under weight.Please give me three more weeks i will clear.
    Thanks for understanding.

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  • Pauline    Feb 25, 2015

    Hello lenders i have called Walter on several occasions and he has promised to pay his installments.
    Thank you.

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    • Walter    Mar 4, 2015

      hello you just called me Twice.please don't lie to lenders.

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  • Walter    Feb 2, 2015

    I am willing to increase my installment due to late payment.

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  • Michelle Llf Pearce    Jan 27, 2015

    It is acceptable to me Walter, I hope your new ram is settling in well.

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  • Pauline    Jan 23, 2015

    Hello
    Welcome delays in payments may affect your rating s. It could be advisable you use the scheduling. You could have rescheduled your payments. Using the rescheduling button on at the dashboard.
    Thank you

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  • Walter    Jan 23, 2015

    Hello
    I will offset my loan as a lump-sum on Tuesday,Is that acceptable?Thanks Pauline for the phone call.

    Kind Regards Walter.

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  • Pauline    Jan 23, 2015

    I contacted Walter Tinderet via mobile phone and he indicated that he will pay the loan on Tuesday.
    Thank you

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  • Walter    Dec 31, 2014

    Hello
    Thanks for the support and am looking forward for future support,i managed to DE-worm my flock of sheep which has led to better yields and high disease resistant.I was able to payback the loan on time,i believe in financial planning,i was able to come up with a personal re-payment scheme and i was happy when i archived my goals and target.
    Thanks Zidisha Team and community for your support.

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  • Walter    Nov 20, 2014

    Hello
    Thanks for the support,I was able to buy a drenching Gun and the medicine for deworming my sheep.I am looking forward for better yield and productivity since i will be selling my sheep during the next festive season(Holiday season ).
    I appreciate.
    ,Kind regards Walt.

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  • Janet Merrill Miller    Nov 18, 2014

    Good luck, Walter!!

    Janet

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