New farming equipment for my shop

Obeng Kwame

Berekum, Ghana

100% repaid

Entrepreneur

Name

Obeng Kwame

Member since

April 2015

On-time repayments

164 installments  •  77%

About Me

I am Obeng Kwame Enock from the parents of Mr. Obeng and Mrs. Obeng Bermah. We all live in Biadan, near Berekum in the Brong Ahafo region. I started my elementary school at Akab Complex School and then after continued at Osei Tutu Senior High School at Kumasi.

After my high school education, I got the chance to enter into a tertiary institution (College of Education). After the tertiary education, I decided to start something helpful that will bring something good for me and the community in which I live. That led me to start a business that sells agrochemical products.

I like reading, playing football and volleyball, and making new friends all over the world.

My Business

I started my business that sells agrochemical products in the year 2012. I decided to start that [business in] agrochemical products simply because most of the pupils that live in my community are mainly farmers, and for that matter are in need of this product so as to increase their harvests. These products are highly demanded in my town because there is no [other] agrochemicals shop in the town. The farmers travelled far to buy these chemicals; therefore my shop has come to solve most of their problems. Farmers' work has been in jeopardy because of the activities of swollen shoot and other insects.

I have purchased some chemicals for my shop, but, due to the gradual moving and growing of my shop, the demand for goods has also increased. Since I want to serve my customers better and I also want their happiness, I am appealing to the Zidisha lenders to approve the loan of $150 to expand my shop so that i can serve my customers better.

Loan Proposal

As i have already described my self and my business in my community ( Agro- Chemist), with my previous loan, i was able to buy 10 bags of fertilizer, 11 new spraying machines, 32 boxes each of other agrochemicals like weedicides and pesticides aside that ,i was able to make a new pepper farm as well. My farm and the goods that i bought has influenced my business positively because i was able to provide wants of my customers again the profit margin rise to about 50 - 55% which is helping my self and my family a lot.
For this reason, with this my current loan be buy irrigation equipment because the season have changed and that farmers needs to apply a new methods of cultivating and it goes as
20 watering cans , 12 new spraying machines, 13 boxes of liquid fertilizers, 15 parks of pesticides which in total may cost about $350. I will be able to pay back this loan because i have a lot of customers to supply them with. Thank you

Show original English  

About Me

am Obeng kwame Enock from the parents of Mr Obeng and Mrs Obeng Bermah.
we all live in Biadan near Berekum in the brong ahafo region ,
I started my elementary school at Akab complex school and then after continued at Osei Tutu senior high school at Kumasi.
After the high school education, i did get the chance to enter into tertiary institution(College of Education) after the tertiary education,i decided to start something helpful that will bring me something good for me and the community in which i live. That led me to start a business that sells agrochemicals product.
I like reading , playing football, and volleyball.and making new friends all over the world

My Business

I started my business in the year 2012. A business that sells agrochemicals product.i decided to start that agrochemicals product simply because most of the pupils that live in my community are mainly farmers and for that matter are in need of this product so as to increase their harvest of production. These prodauct are highly demand in my town because there is no agrochemicals shop in the town.The farmers travel far to buy these chemical s therefore my shope has come to solve most of their problems.Farmers work has being in jeopardy because of the activities of swollen shoot,and other insects.
I have purchase some chemicals in my shop but due to gradually moving and growing of my shop the demand of goods has also increases and since i want to serve my customers better and also want their happiness i am am appealing to the Zidisha lenders to approve the loan of $150 to expand my shop so that i can serve my customers better

Loan Proposal

As i have already described my self and my business in my community ( Agro- Chemist), with my previous loan, i was able to buy 10 bags of fertilizer, 11 new spraying machines, 32 boxes each of other agrochemicals like weedicides and pesticides aside that ,i was able to make a new pepper farm as well. My farm and the goods that i bought has influenced my business positively because i was able to provide wants of my customers again the profit margin rise to about 50 - 55% which is helping my self and my family a lot.
For this reason, with this my current loan be buy irrigation equipment because the season have changed and that farmers needs to apply a new methods of cultivating and it goes as
20 watering cans , 12 new spraying machines, 13 boxes of liquid fertilizers, 15 parks of pesticides which in total may cost about $350. I will be able to pay back this loan because i have a lot of customers to supply them with. Thank you

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$317.00

Date disbursed

Jan 15, 2016

Repayment status

On Time

Projected term

6 months

Lenders

evinpa

United States

C

cjmenchaca

Austin, United States

A

argos

Zurich, Switzerland

Grant Xavier Storer

Seattle, Wa, United States

C

ColoradoSkier

Denver, United States

Haim Si

Mexico, Mexico

V

Vivek

Arlington, VA, United States

PG

Paul Graham

United States

John Minges

United States

Tobias Königs

Sancta Colonia Dei Gratia Romanae Ecclesiae Fidelis Filia, Germany

NR

Nina Roth

United Kingdom

R

Ryan

United States

EthicalHost

Toronto, Canada

J

Julie

Los Angeles, United States

D

Dennis

Netherlands

TO

Thomas O'Neil

United States

SA

Shar Alamdari

Los Angeles, United States

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  • Isaac    Dec 5, 2017

    Dear Lenders, I have spoken with Obeng Kwame Enock. Obeng explained he traveled to to some place and there was network problem. He said he is back to network city and he has promised to pay all his past due as soon as posible. Thank you.

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  • Obeng Kwame    Aug 13, 2017

    I want to reduce my payment for the mean time because i have just bought the goods to sell

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  • Obeng Kwame    Jul 21, 2017

    Am very thankful to my lenders for their loan. my self and family are now blessed and happy now

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  • Obeng Kwame    Jul 1, 2017

    Am paying more of my loan for this month because business is on going. Thank you

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  • Obeng Kwame    Sep 13, 2016

    Am reducing my payment schedule for the mean time so that i will be comfortable in repaying this loan. Thank you!

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  • Obeng Kwame    Sep 5, 2016

    Am amount of 2466 is disbursed into my mobile money account and am very greatful to you all, am about to used this money just as was started in my proposal in order not to skip payment. Thank you!

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  • Obeng Kwame    Aug 18, 2016

    God bless you all for finding this loan, i promise to used this loan as planned for the benefit of my community and my family as well. Thank you

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  • Obeng Kwame    Aug 8, 2016

    Am very greatful to the team and all lenders who lend me with their loan. May God bless you all.

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  • Obeng Kwame    Aug 5, 2016

    Am about to pay my loan in full, l pray for God blessings into the life of all lenders who helped me in projects, I pray you never lack but to have it in abundance. Amen

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  • Obeng Kwame    Jul 27, 2016

    I am reducing the instalment amount due a little bit because this week business didn't go as expected. Thank you

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  • Obeng Kwame    Jul 12, 2016

    I wish to pay more of this loan because it is yet another season for farmers in my community to much attention to their field of work (farming) for this reasons demands has started coming to my shop which is making get much to pay my loan off. Thank you

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  • Obeng Kwame    Feb 2, 2016

    I want to reduce the payment amount due because customers has not started patronising my new goods

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  • Obeng Kwame    Jan 13, 2016

    Thanking you all lenders for funding this loan ,the money will be used to buy irrigation equipment into my shop.

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  • Obeng Kwame    Jan 5, 2016

    Thanking you all my wonderful lenders for lending me with your money, all i say is God bless you all for your good heart

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  • Obeng Kwame    Nov 8, 2015

    Am reducing my payment because i want to solve some family problem of mine. Thank you

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  • Obeng Kwame    Oct 30, 2015

    Hi lenders, please i am informing you that i have made a double payment since last week but i still don't know why it hasn't reflect. Thank you!

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  • Obeng Kwame    Oct 18, 2015

    I am very impressed, to tell the world and my leners how wonderful this organization (zidisha) has help to improve my life, the greatest news is that with my good and hard work done, i have been able to employed some of the youth to assist me in my new project thus in my pepper farm production . what i want to say is that God bless this team and it's volunteers worker. Amen!!

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  • Obeng Kwame    Oct 4, 2015

    Good mornig lendees, wish you all a successful Sunday as i have it here in fact my life and my family is blessed with the loan given because now my business is still grow from good to better and sure i will get to the apex of success. May God bless you all.

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  • Obeng Kwame    Sep 24, 2015

    A reducing my installments so that i will be comfortable in paying .thank you

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  • Obeng Kwame    Sep 23, 2015

    Once again, am thanking my wonderful lenders for how far you have brought me and my business, in fact the loan given has help a lot because i am able to supply customers with their demands as such my new farm is in progress. Thanks again!!

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