Loan to further my education

Micah

Nairobi, Kenya

100% repaid

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Entrepreneur

Name

Micah

Member since

February 2017

On-time repayments

197 installments  •  79%

About Me

I am a gentleman born and raised in Central parts of Kenya, Nyeri to be precise.
After my high school I moved to Nairobi for my further education and later began working.
I ventured in tourism and majored in Travel Management and now I have earned the skills required of being a professional travel consultant.

Am working to becoming an entrepreneur in Cosmetics Products in Nairobi Kenya and later to Kenya as a whole. Mine is selling products from the fast selling brands in Kenya.

I have however decided to further my studies in Tourism and I know I will get the help I require financially from Zidisha. I have not left my business idea coz am sure when I further my education I will be able to raise more for my business from my salary and also from the help of Zidisha

I believe that in whatever small ways I may contribute to changing the society I am assisting in making the world and in this case more Kenya my motherland a better place to live for me my fellow Kenyans and visitors from other nations.

Being responsible, trustworthy, hardworking, disciplined & focused are some of the values I believe in.

Thanks.

My Business

Rainbow Cosmetics Kenya is the name of my business with its operations in Nairobi. I have been operating the business majorly online through my Facebook Page (Rainbow Cosmetics Kenya) *RCK
I have already registered the company and still working towards having a physical shop.
What does RCK do? I sell cosmetics products from the renowned brands in Kenya and those venturing in the Kenyan market and also having a dream that one day I will also become a manufacturer of some cosmetic products.
I have been in the business for now 1 year but I can say I am yet to exploit the market which is a vast one in Kenya but this has been because I still work so that am able to pay some of the other bills that I the business cannot meet. I however, through the business manage to take care of my families bills that is why I have not given up on it.
I would like that when I start a physical location I will be able to at least change someones life by giving them employment and with this I will have touched someones life directly or indirectly.
I know through Zidisha I will be able to make my dream come true through your funding that I will be receiving.

Thanks.

Loan Proposal

I would like to apply this loan to further my education in Tourism. I am a travel consultant by profession and I would like to add my knowledge to enable me become more competitive in the travel industry.
With the loan I will apply for short courses with IATA (Understanding the Travel customer & Assisting Travelers with Special Needs) at $300 which I believe will enahance my skills and make travelling enjoyable to many.
This may lead to a rise in salary which together with your loans I will be able to boost my cosmetics business which currently is not doing so well due to lack of sufficient capital.
Thanks.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$275.00

Date disbursed

Nov 26, 2018

Repayment status

On Time

Projected term

14 months

Other loans

Feb 2017:  $250

Jan 2020:  $275

Lenders

AndreaBravi

London, UK, Canada

ads68

Melbourne, Australia

SuperMario28

Cudahy, United States

AS

Asa Svensson

Stockholm, Sweden

GC

Gabriel Collins

United Kingdom

Arjan Oosterwijk

Netherlands

Daveycee

The Hague, Netherlands

RS

Rohan Singh

United States

A

Andrea

Italy

AC

Andrew Coleman

United States

SW

Sean Walsh

United States

Genuine Interest

Singapore, Singapore

PlanET Biogas

Canada

A

Anonymous

United States

VH

Valerie Henry

United States

Ask Micah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Micah    Feb 10, 2021

    I would like to pay this amount starting March 10

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  • Micah    Dec 7, 2020

    Not able to raise the full amount for now

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  • Janet    Nov 26, 2020

    I was not able to speak with Micah but I spoke with one of his references who promised to help me get in touch with him once I do I will give an update

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  • Micah    Nov 6, 2020

    Not able to to pay quite much at the moment

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  • Micah    Sep 23, 2020

    I do not have enough cash flow at the moment.

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  • Micah    Aug 11, 2020

    The business has not been good but dedicated to clear my loan

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  • Janet    Jul 24, 2020

    I spoke Micah, he said his situation is not good and his finances will is a bit down, he promised to resume making payments as soon as possible

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  • Micah    Jun 4, 2020

    Due to the current situation am not able to raise much.

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  • Micah    May 7, 2020

    Due to business challenges am not able to pay the current installment.

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  • Micah    Apr 28, 2020

    The state of income is not that good at the moment.

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  • Micah    Mar 17, 2020

    Slow cash flow

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  • Madesto    Feb 29, 2020

    micah said he will repay his loan in due course so as to improve his repayments.thank you

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  • Micah    Feb 3, 2020

    This is to say thank you so much for the loan, I received an amount of KES 18,734 this will go a long way in my school fees. I will be enrolling for an IATA certificate course (Understanding the travel customer & Assisting passengers with special needs) in the course of this week and will give updates in my journey.

    Thank you so much.

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  • Micah    Feb 2, 2020

    In order to help improve my career in the tourism industry I am going to undertake 2 courses both certificates to be offered by a recognised institution, IATA each at $100

    1. Assisting Travellers with Special Needs
    2. Understanding the Travel customers

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  • Micah    Jan 31, 2020

    With the loan i received i purchased more stock for the cosmetics, it went a long way because when people asked for the products they were available.
    I have managed to make a profit of around $40 per week from about $10 or lower previously. I have managed to also learn air ticketing and working hence the loan plus by salary will go a long way to enabling me become self employed and create employment to other people.
    I managed to take a short holiday to the Mara which was life changing.

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  • Micah    Dec 23, 2019

    Due to financial challenges am not able to make more than 100

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  • Micah    Dec 16, 2019

    Low income in the business

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  • Micah    Nov 4, 2019

    I am working to clear the loan soonest possible, just had some setbacks but will sort it everything out.

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  • Micah    Oct 11, 2019

    Low income from the business.

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  • Micah    Aug 19, 2019

    After some business challenges here and there am now back and stronger. They sky is the limit.
    Thanks a lot my lenders for having loaned me the cash and I am planning to finish the loan soonest possible.

    Keep winning.

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