Loan to further my education

Micah

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Micah

Member since

February 2017

On-time repayments

197 installments  •  79%

About Me

I am a gentleman born and raised in Central parts of Kenya, Nyeri to be precise.
After my high school I moved to Nairobi for my further education and later began working.
I ventured in tourism and majored in Travel Management and now I have earned the skills required of being a professional travel consultant.

Am working to becoming an entrepreneur in Cosmetics Products in Nairobi Kenya and later to Kenya as a whole. Mine is selling products from the fast selling brands in Kenya.

I have however decided to further my studies in Tourism and I know I will get the help I require financially from Zidisha. I have not left my business idea coz am sure when I further my education I will be able to raise more for my business from my salary and also from the help of Zidisha

I believe that in whatever small ways I may contribute to changing the society I am assisting in making the world and in this case more Kenya my motherland a better place to live for me my fellow Kenyans and visitors from other nations.

Being responsible, trustworthy, hardworking, disciplined & focused are some of the values I believe in.

Thanks.

My Business

Rainbow Cosmetics Kenya is the name of my business with its operations in Nairobi. I have been operating the business majorly online through my Facebook Page (Rainbow Cosmetics Kenya) *RCK
I have already registered the company and still working towards having a physical shop.
What does RCK do? I sell cosmetics products from the renowned brands in Kenya and those venturing in the Kenyan market and also having a dream that one day I will also become a manufacturer of some cosmetic products.
I have been in the business for now 1 year but I can say I am yet to exploit the market which is a vast one in Kenya but this has been because I still work so that am able to pay some of the other bills that I the business cannot meet. I however, through the business manage to take care of my families bills that is why I have not given up on it.
I would like that when I start a physical location I will be able to at least change someones life by giving them employment and with this I will have touched someones life directly or indirectly.
I know through Zidisha I will be able to make my dream come true through your funding that I will be receiving.

Thanks.

Loan Proposal

I would like to apply this loan to further my education in Tourism. I am a travel consultant by profession and I would like to add my knowledge to enable me become more competitive in the travel industry.
With the loan I will apply for short courses with IATA (Understanding the Travel customer & Assisting Travelers with Special Needs) at $300 which I believe will enahance my skills and make travelling enjoyable to many.
This may lead to a rise in salary which together with your loans I will be able to boost my cosmetics business which currently is not doing so well due to lack of sufficient capital.
Thanks.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$275.00

Date disbursed

Nov 26, 2018

Repayment status

On Time

Projected term

14 months

Lenders

AndreaBravi

London, UK, Canada

ads68

Melbourne, Australia

SuperMario28

Cudahy, United States

AS

Asa Svensson

Stockholm, Sweden

Daveycee

The Hague, Netherlands

RS

Rohan Singh

United States

SW

Sean Walsh

United States

Genuine Interest

Singapore, Singapore

VH

Valerie Henry

United States

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Summary

Amount repaid

$285.39

Amount remaining

$0.00

Date repaid

Jan 31, 2020

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Dec 8, 2018 $28.55 Dec 1, 2018 $28.55
Dec 15, 2018 $28.55 Jan 4, 2019 $28.55
Dec 22, 2018 $0.00
Dec 29, 2018 $0.00
Jan 5, 2019 $9.85 Feb 6, 2019 $9.85
Jan 12, 2019 $9.85 Feb 6, 2019 $9.85
Jan 19, 2019 $9.85 Feb 6, 2019 $9.85
Jan 26, 2019 $0.00
Feb 2, 2019 $0.00
Feb 9, 2019 $4.93 Feb 9, 2019 $4.93
Feb 16, 2019 $4.93 Feb 9, 2019 $1.48
Mar 21, 2019 $3.45
Feb 23, 2019 $4.93 Mar 21, 2019 $4.93
Mar 2, 2019 $4.93 Mar 21, 2019 $4.93
Mar 9, 2019 $4.93 Mar 21, 2019 $4.93
Mar 16, 2019 $11.83 Mar 21, 2019 $1.48
Mar 24, 2019 $10.35
Mar 23, 2019 $0.00
Mar 30, 2019 $4.93 Apr 2, 2019 $4.93
Apr 6, 2019 $4.93 Apr 2, 2019 $4.93
Apr 13, 2019 $4.93 Apr 2, 2019 $4.93
Apr 20, 2019 $4.93 Apr 2, 2019 $0.99
Apr 18, 2019 $3.94
Apr 27, 2019 $4.93 Apr 18, 2019 $4.93
May 4, 2019 $5.91 Apr 18, 2019 $5.91
May 11, 2019 $4.93 May 12, 2019 $4.93
May 18, 2019 $4.93 May 12, 2019 $4.93
May 25, 2019 $4.93 May 12, 2019 $4.93
Jun 1, 2019 $4.93 Jun 7, 2019 $4.93
Jun 8, 2019 $4.93 Jun 7, 2019 $4.93
Jun 15, 2019 $4.93 Jun 7, 2019 $4.93
Jun 22, 2019 $4.93 Jul 8, 2019 $4.93
Jun 29, 2019 $4.93 Jul 8, 2019 $4.93
Jul 6, 2019 $0.00
Jul 13, 2019 $0.99 Aug 19, 2019 $0.99
Jul 20, 2019 $0.00
Jul 27, 2019 $0.00
Aug 3, 2019 $0.00
Aug 10, 2019 $0.00
Aug 17, 2019 $0.00
Aug 24, 2019 $1.48 Aug 19, 2019 $1.48
Aug 31, 2019 $1.48 Aug 19, 2019 $1.48
Sep 7, 2019 $1.48 Aug 19, 2019 $1.48
Sep 14, 2019 $1.48 Aug 19, 2019 $1.48
Sep 21, 2019 $1.48 Aug 19, 2019 $0.49
Oct 11, 2019 $0.99
Sep 28, 2019 $10.35 Oct 11, 2019 $10.35
Oct 5, 2019 $0.00
Oct 12, 2019 $1.48 Oct 14, 2019 $1.48
Oct 19, 2019 $1.48 Oct 14, 2019 $1.48
Oct 26, 2019 $1.48 Oct 14, 2019 $1.48
Nov 2, 2019 $0.00
Nov 9, 2019 $1.97 Nov 4, 2019 $1.97
Nov 16, 2019 $1.97 Nov 4, 2019 $1.97
Nov 23, 2019 $1.97 Nov 4, 2019 $1.97
Nov 30, 2019 $1.97 Nov 4, 2019 $1.97
Dec 7, 2019 $1.97 Nov 4, 2019 $1.97
Dec 14, 2019 $16.75 Nov 4, 2019 $1.97
Dec 16, 2019 $14.78
Dec 21, 2019 $5.91 Dec 16, 2019 $5.91
Dec 28, 2019 $0.99 Dec 23, 2019 $0.99
Jan 4, 2020 $0.99 Dec 23, 2019 $0.49
Jan 13, 2020 $0.49
Jan 11, 2020 $0.99 Jan 13, 2020 $0.99
Jan 18, 2020 $0.99 Jan 13, 2020 $0.99
Jan 25, 2020 $0.99 Jan 31, 2020 $0.99
Feb 1, 2020 $28.55 Jan 31, 2020 $28.55
Feb 8, 2020 $3.15 Jan 31, 2020 $3.15

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