Loan to grow my mini restaurant business

Sarah

Madina, Accra, Ghana, Ghana

100% repaid

Follow Sarah How it Works

Entrepreneur

Name

Sarah

Member since

March 2015

On-time repayments

123 installments  •  75%

About Me

Sarah Ntsiful is my name. I am a Ghanaian. i had not all that a happy childhood but i am always grateful to my parents because anyhow they raised me was the best that they could do for me at that time given their financial strength. when i was a child i loved toys and i can still see that i love them except they are bigger toys now.
i am a high school graduate, i studied home economics in high school. so when it comes to cooking, that is my field.
My mother used to run a local chop bar, when i left school, i took it upon myself to run it for her since she was getting more older by the day. it was a decision i was scrutinized and humiliated about even by my own friends but i had faith in my own decision.
i took up this duty and today, DELIGHT CHOP BAR is one of the best if not the best in my locality. so i did not really had to start afresh i only took over from my sweet mother. Yet i had to take certain critical decisions at the work place since i have two workers helping me already. the dream is to expand it to a restaurant status and everyday when i walk in there in the morning, i remind myself of how we start with just two tables, myself and a cousin doing all the job and today, i have two workers and more than five tables with chairs for customers to sit on and eat.
i spend spare time reading books and listening to music. i love country music actually from Kenny Rodgers.
i have a dream to build the first restaurant in my locality and that quest is what has brought me on Zidisha platform today.

My Business

Delight chop bar, i operate a chop bar that serves local foods like fufu, Banku and soup and many others and also jollof rice and some few soft drinks as well.
People usually like to eat good food and the one in well hygienic environment like mine.i choose this kind of business because i saw an opportunity in growing something that my own mom have already started and also due to the high demand and the profit involved.
the truth is, since we are dealing with food, it is highly profitable. we make more than 50% profit on the expenditures we make daily. and this is a daily business. once you open the bar, people will surely come and eat.
Since i am not the sole owner of this business, although i take all the basic decisions, i am entitled to 60% of the profit and the rest goes to my mom and that is after deducting the wages of the two workers. i save 80% of my share of profit and live on 20%. i am happy for my mom since she can now fully rest whiles i run affairs at the Bar.

Loan Proposal

when my project is funded, i will use the
entire amount to purchase goods to help me
keep my mini restaurant running.
i will use $150 to buy ten bags of rice ..
i will use $60 for spices and cooking oil..
i will use $100 for local vegetables ..
i will use the remaining $40 for washing
soap which the customers will use to wash
their hands and which i will also use some to
keep the place clean.
the effect of this will be that i will be kept in
business and my customers that come to eat
at my mini restaurant to have confidence in
my business...
thank you

Feedback

6

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$367.00

Date disbursed

Mar 23, 2016

Repayment status

On Time

Projected term

44 months

Other loans

Mar 2015:  $100

May 2015:  $93

Jul 2015:  $81

Sep 2015:  $189

Jan 2016:  $188

Oct 2016:  $1,106

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

H

halisi

assenede, Belgium

W

WinWinNL

The Hague, Netherlands

J

JulCam

Montreal, Canada

Paul Buchheit

Mountain View, United States

Christoph T

Germany

Roy

Espoo, Finland

S

Staf

Humbeek, Belgium

MW

Matt Willis

United States

Lotus Flower

United States

J

John

United Kingdom

PG

Paul Graham

United States

A

Anonymous

Germany

M

Microinvest

Italy

MO

Markus Oppolzer

Austria

MW

Mark Walmsley

Canberra, Australia

K

Kraig

United Kingdom

KG

Kate Goodwin

United States

The Zinc Team

San Francisco, United States

Ask Sarah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$385.60

Amount remaining

$0.00

Date repaid

Oct 18, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Apr 3, 2016 $26.23 Apr 5, 2016 $26.23
Apr 10, 2016 $0.00
Apr 17, 2016 $0.00
Apr 24, 2016 $0.00
May 1, 2016 $26.23 May 1, 2016 $26.23
May 8, 2016 $26.23 May 9, 2016 $19.67
May 17, 2016 $6.56
May 15, 2016 $26.23 May 17, 2016 $26.23
May 22, 2016 $26.23 May 24, 2016 $26.23
May 29, 2016 $5.25 Jun 1, 2016 $5.25
Jun 5, 2016 $5.25 Jun 14, 2016 $5.25
Jun 12, 2016 $5.25 Jun 14, 2016 $5.25
Jun 19, 2016 $5.25 Jun 20, 2016 $5.25
Jun 26, 2016 $5.25 Jul 4, 2016 $5.25
Jul 3, 2016 $0.00
Jul 10, 2016 $0.00
Jul 17, 2016 $0.00
Jul 24, 2016 $1.31 Jul 19, 2016 $1.31
Jul 31, 2016 $1.31 Aug 1, 2016 $1.31
Aug 7, 2016 $1.31 Aug 15, 2016 $1.31
Aug 14, 2016 $1.31 Aug 15, 2016 $1.31
Aug 21, 2016 $1.31 Aug 23, 2016 $1.31
Aug 28, 2016 $1.31 Aug 29, 2016 $1.31
Sep 4, 2016 $1.31 Sep 6, 2016 $1.31
Sep 11, 2016 $1.31 Sep 6, 2016 $1.31
Sep 18, 2016 $1.31 Sep 20, 2016 $1.31
Sep 25, 2016 $1.31 Sep 20, 2016 $1.31
Oct 2, 2016 $1.31 Sep 20, 2016 $1.31
Oct 9, 2016 $1.31 Sep 20, 2016 $1.31
Oct 16, 2016 $1.31 Sep 20, 2016 $1.31
Oct 23, 2016 $1.31 Sep 20, 2016 $1.31
Oct 30, 2016 $1.31 Sep 20, 2016 $1.31
Nov 6, 2016 $1.31 Sep 20, 2016 $1.31
Nov 13, 2016 $1.31 Sep 20, 2016 $1.31
Nov 20, 2016 $1.31 Sep 20, 2016 $1.31
Nov 27, 2016 $1.31 Sep 20, 2016 $1.31
Dec 4, 2016 $1.31 Sep 20, 2016 $1.31
Dec 11, 2016 $1.31 Sep 20, 2016 $1.31
Dec 18, 2016 $1.31 Sep 20, 2016 $1.31
Dec 25, 2016 $1.31 Sep 20, 2016 $1.31
Jan 1, 2017 $1.31 Sep 20, 2016 $1.31
Jan 8, 2017 $1.31 Sep 20, 2016 $1.31
Jan 15, 2017 $1.31 Sep 20, 2016 $1.31
Jan 22, 2017 $1.31 Sep 20, 2016 $1.31
Jan 29, 2017 $1.31 Sep 20, 2016 $1.31
Feb 5, 2017 $1.31 Sep 20, 2016 $1.31
Feb 12, 2017 $1.31 Sep 20, 2016 $1.31
Feb 19, 2017 $1.31 Sep 20, 2016 $1.31
Feb 26, 2017 $1.31 Sep 20, 2016 $1.31
Mar 5, 2017 $1.31 Sep 20, 2016 $1.31
Mar 12, 2017 $1.31 Sep 20, 2016 $1.31
Mar 19, 2017 $1.31 Sep 20, 2016 $1.31
Mar 26, 2017 $1.31 Sep 20, 2016 $1.31
Apr 2, 2017 $1.31 Sep 20, 2016 $1.31
Apr 9, 2017 $1.31 Sep 20, 2016 $1.31
Apr 16, 2017 $1.31 Sep 20, 2016 $1.31
Apr 23, 2017 $1.31 Sep 20, 2016 $1.31
Apr 30, 2017 $1.31 Sep 20, 2016 $1.31
May 7, 2017 $1.31 Sep 20, 2016 $1.31
May 14, 2017 $1.31 Sep 20, 2016 $1.31
May 21, 2017 $1.31 Sep 20, 2016 $1.31
May 28, 2017 $1.31 Sep 20, 2016 $1.31
Jun 4, 2017 $1.31 Sep 20, 2016 $1.31
Jun 11, 2017 $1.31 Sep 20, 2016 $1.31
Jun 18, 2017 $1.31 Sep 20, 2016 $1.31
Jun 25, 2017 $1.31 Sep 20, 2016 $1.31
Jul 2, 2017 $1.31 Sep 20, 2016 $1.31
Jul 9, 2017 $1.31 Sep 20, 2016 $1.31
Jul 16, 2017 $1.31 Sep 20, 2016 $1.31
Jul 23, 2017 $1.31 Sep 20, 2016 $1.31
Jul 30, 2017 $1.31 Sep 20, 2016 $1.31
Aug 6, 2017 $1.31 Sep 20, 2016 $1.31
Aug 13, 2017 $1.31 Sep 20, 2016 $1.31
Aug 20, 2017 $1.31 Sep 20, 2016 $1.31
Aug 27, 2017 $1.31 Sep 20, 2016 $1.31
Sep 3, 2017 $1.31 Sep 20, 2016 $1.31
Sep 10, 2017 $1.31 Sep 20, 2016 $1.31
Sep 17, 2017 $1.31 Sep 20, 2016 $1.31
Sep 24, 2017 $1.31 Sep 20, 2016 $1.31
Oct 1, 2017 $1.31 Sep 20, 2016 $1.31
Oct 8, 2017 $1.31 Sep 20, 2016 $1.31
Oct 15, 2017 $1.31 Sep 20, 2016 $1.31
Oct 22, 2017 $1.31 Sep 20, 2016 $1.31
Oct 29, 2017 $1.31 Sep 20, 2016 $1.31
Nov 5, 2017 $1.31 Sep 20, 2016 $1.31
Nov 12, 2017 $1.31 Oct 9, 2016 $1.31
Nov 19, 2017 $1.31 Oct 9, 2016 $1.31
Nov 26, 2017 $1.31 Oct 9, 2016 $1.31
Dec 3, 2017 $1.31 Oct 9, 2016 $1.31
Dec 10, 2017 $1.31 Oct 9, 2016 $1.31
Dec 17, 2017 $1.31 Oct 9, 2016 $1.31
Dec 24, 2017 $1.31 Oct 9, 2016 $1.31
Dec 31, 2017 $1.31 Oct 9, 2016 $1.31
Jan 7, 2018 $1.31 Oct 9, 2016 $1.31
Jan 14, 2018 $1.31 Oct 9, 2016 $1.31
Jan 21, 2018 $1.31 Oct 9, 2016 $1.31
Jan 28, 2018 $1.31 Oct 9, 2016 $1.31
Feb 4, 2018 $1.31 Oct 9, 2016 $1.31
Feb 11, 2018 $1.31 Oct 9, 2016 $1.31
Feb 18, 2018 $1.31 Oct 9, 2016 $1.31
Feb 25, 2018 $1.31 Oct 9, 2016 $1.31
Mar 4, 2018 $1.31 Oct 9, 2016 $1.31
Mar 11, 2018 $1.31 Oct 9, 2016 $1.31
Mar 18, 2018 $1.31 Oct 9, 2016 $1.31
Mar 25, 2018 $1.31 Oct 9, 2016 $1.31
Apr 1, 2018 $1.31 Oct 9, 2016 $1.31
Apr 8, 2018 $1.31 Oct 9, 2016 $1.31
Apr 15, 2018 $1.31 Oct 9, 2016 $1.31
Apr 22, 2018 $1.31 Oct 9, 2016 $1.31
Apr 29, 2018 $1.31 Oct 9, 2016 $1.31
May 6, 2018 $1.31 Oct 9, 2016 $1.31
May 13, 2018 $1.31 Oct 9, 2016 $1.31
May 20, 2018 $1.31 Oct 9, 2016 $1.31
May 27, 2018 $1.31 Oct 9, 2016 $1.31
Jun 3, 2018 $1.31 Oct 9, 2016 $1.31
Jun 10, 2018 $1.31 Oct 9, 2016 $1.31
Jun 17, 2018 $1.31 Oct 9, 2016 $1.31
Jun 24, 2018 $1.31 Oct 9, 2016 $1.31
Jul 1, 2018 $1.31 Oct 9, 2016 $1.31
Jul 8, 2018 $1.31 Oct 9, 2016 $1.31
Jul 15, 2018 $1.31 Oct 9, 2016 $1.31
Jul 22, 2018 $1.31 Oct 9, 2016 $1.31
Jul 29, 2018 $1.31 Oct 9, 2016 $1.31
Aug 5, 2018 $1.31 Oct 9, 2016 $1.31
Aug 12, 2018 $1.31 Oct 9, 2016 $1.31
Aug 19, 2018 $1.31 Oct 9, 2016 $1.31
Aug 26, 2018 $1.31 Oct 9, 2016 $1.31
Sep 2, 2018 $1.31 Oct 9, 2016 $1.31
Sep 9, 2018 $1.31 Oct 9, 2016 $1.31
Sep 16, 2018 $1.31 Oct 9, 2016 $1.31
Sep 23, 2018 $1.31 Oct 9, 2016 $1.31
Sep 30, 2018 $1.31 Oct 9, 2016 $1.31
Oct 7, 2018 $1.31 Oct 9, 2016 $1.31
Oct 14, 2018 $1.31 Oct 9, 2016 $1.31
Oct 21, 2018 $1.31 Oct 9, 2016 $1.31
Oct 28, 2018 $1.31 Oct 18, 2016 $1.31
Nov 4, 2018 $1.31 Oct 18, 2016 $1.31
Nov 11, 2018 $1.31 Oct 18, 2016 $1.31
Nov 18, 2018 $1.31 Oct 18, 2016 $1.31
Nov 25, 2018 $1.31 Oct 18, 2016 $1.31
Dec 2, 2018 $1.31 Oct 18, 2016 $1.31
Dec 9, 2018 $1.31 Oct 18, 2016 $1.31
Dec 16, 2018 $1.31 Oct 18, 2016 $1.31
Dec 23, 2018 $1.31 Oct 18, 2016 $1.31
Dec 30, 2018 $1.31 Oct 18, 2016 $1.31
Jan 6, 2019 $1.31 Oct 18, 2016 $1.31
Jan 13, 2019 $1.31 Oct 18, 2016 $1.31
Jan 20, 2019 $1.31 Oct 18, 2016 $1.31
Jan 27, 2019 $1.31 Oct 18, 2016 $1.31
Feb 3, 2019 $1.31 Oct 18, 2016 $1.31
Feb 10, 2019 $1.31 Oct 18, 2016 $1.31
Feb 17, 2019 $1.31 Oct 18, 2016 $1.31
Feb 24, 2019 $1.31 Oct 18, 2016 $1.31
Mar 3, 2019 $1.31 Oct 18, 2016 $1.31
Mar 10, 2019 $1.31 Oct 18, 2016 $1.31
Mar 17, 2019 $1.31 Oct 18, 2016 $1.31
Mar 24, 2019 $1.31 Oct 18, 2016 $1.31
Mar 31, 2019 $1.31 Oct 18, 2016 $1.31
Apr 7, 2019 $1.31 Oct 18, 2016 $1.31
Apr 14, 2019 $1.31 Oct 18, 2016 $1.31
Apr 21, 2019 $1.31 Oct 18, 2016 $1.31
Apr 28, 2019 $1.31 Oct 18, 2016 $1.31
May 5, 2019 $1.31 Oct 18, 2016 $1.31
May 12, 2019 $1.31 Oct 18, 2016 $1.31
May 19, 2019 $1.31 Oct 18, 2016 $1.31
May 26, 2019 $1.31 Oct 18, 2016 $1.31
Jun 2, 2019 $1.31 Oct 18, 2016 $1.31
Jun 9, 2019 $1.31 Oct 18, 2016 $1.31
Jun 16, 2019 $1.31 Oct 18, 2016 $1.31
Jun 23, 2019 $1.31 Oct 18, 2016 $1.31
Jun 30, 2019 $1.31 Oct 18, 2016 $1.31
Jul 7, 2019 $1.31 Oct 18, 2016 $1.31
Jul 14, 2019 $1.31 Oct 18, 2016 $1.31
Jul 21, 2019 $1.31 Oct 18, 2016 $1.31
Jul 28, 2019 $1.31 Oct 18, 2016 $1.31
Aug 4, 2019 $1.31 Oct 18, 2016 $1.31
Aug 11, 2019 $1.31 Oct 18, 2016 $1.31
Aug 18, 2019 $1.31 Oct 18, 2016 $1.31
Aug 25, 2019 $1.31 Oct 18, 2016 $1.31
Sep 1, 2019 $1.31 Oct 18, 2016 $1.31
Sep 8, 2019 $1.31 Oct 18, 2016 $1.31
Sep 15, 2019 $1.31 Oct 18, 2016 $1.31
Sep 22, 2019 $1.31 Oct 18, 2016 $1.31
Sep 29, 2019 $1.31 Oct 18, 2016 $1.31
Oct 6, 2019 $1.31 Oct 18, 2016 $1.31
Oct 13, 2019 $1.31 Oct 18, 2016 $1.31
Oct 20, 2019 $1.31 Oct 18, 2016 $1.31
Oct 27, 2019 $1.31 Oct 18, 2016 $1.31
Nov 3, 2019 $1.31 Oct 18, 2016 $1.31
Nov 10, 2019 $1.31 Oct 18, 2016 $1.31
Nov 17, 2019 $1.31 Oct 18, 2016 $1.31

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