Loan to help me record my music projects

Brian

Nakuru,kenlands Estate, Kenya

100% repaid

Entrepreneur

Name

Brian

Member since

June 2015

On-time repayments

270 installments  •  64%

About Me

I am Brian Wakalo, Born in Busia Kenya which is in western Part of Kenya, I attended my primary school at Kisoko Boys Primary school and after completing the primary level, I joined High school at The Aga Khan High school Nairobi where i dropped out of school at form three level due to lack of school fees.Thats when i started hustling with life trying to make ends meet.Being out of school for two year taught me a lot about how tough life is out there when u haven't completed your studies.During the two years,i had tried a couple of things without avail because there wasn't enough capital to strengthen my lengths. Though i was passing through difficult times,i never forgort my passion for music.I used to go for sing for church meetings mostly because there were a couple of churches around me and i thought it could be easy to showcase my talent there instead of just idling.
After two and a half years, i finally got my chance back to school where i joined Larmudiac Secondary School.I was forced to go back to form two because the syllabus had been changed and things were different.However, after i have managed to join school once again,i manged to record my debut song from my pocket money savings.The song was recorded at the famous Calif Records but enough was not done to it as it's required to get the required audience.I decided to wait until i finish my secondary school then hit the studio once again meanwhile i was still writing my songs and performing them in school.
Due to the post election violence that occurred in 2007,i had to look for another school because tribal clashes couldn't allow me to go back to the school.I had to stay home for a couple of months again while looking for a school to join,thats when i came across Chebuyusi friends school in Western part of Kenya which I completed well and scored good grades.
After high school, i immediately began hustling again as i had already known what life is outside school.I managed to join Dominion college from my savings and trained for Computers and Mass Communication, my Parents live in Nakuru at our residential home.I stay in Nairobi along Jogoo Rd where i worked with The Kenya National Examination Council since 2012 until last year when my contract ended.

My Business

So ever since I joined Zidisha, I started a brand for my music Carrier, and wow! It did so well that it became a business and now am not only doing my brand but also of other Kenyan artistes I usually dress them on video shoots and various occasions. I now have a Shop in town and it is doing so well. On average I'll have a mark up of KES3000 a day, it could be more sometimes as other days even companies want their merchandise branded and their orders are usually in bulk. I am really glad that i am where i am today with the help of ZIdisha platform. So majorly , the branding business has taken over. i also have a team of three that help me with the job as sometimes it can be really hectic when clients demands are higher. A client usually come with their idea of what they need printed on a fabric of their choice , might be t shirt trouser hoodie shirt overalls you name it and we customize/brand according to their preference.

The services we offer is useful as nowadays every entrepreneur want to market themselves and usually the most common way is by branding. Note that we also do banners ,pens , mugs ,brochures , fliers etc.

The reason i chose this kind of business is because am always artistic and at first when i joined zidisha i was doing my brand for my music carrier which goes hand in hand.
I have a very deep passion with art and this is what i do best.

Usually costs will depend on the job some day you might find you need to use KES50000 which will have a mark up of KES27000. So in 100 percent of the total amount 40 percent is usually-costs and 70 percent mark up.

I recently bought motor cycle from the profits and created employment for someone. He usually deposits KES300 on a daily basis or sometimes weekly what is remaining is his. 300 is the standard amount that one is supposed tom deposit daily. I am also intending to buy other pieces as well and get a warehouse also for my branding job.

Loan Proposal

Hi lenders, i am currently applying for this loan to help me record projects that will be featured in my album. 20,000 KES will be used on sound studio which is the sessions i will be having in studio recording. 5000 KES will be used on designing my logo which i will mostly use on branding myself and the songs. I intend to print T shirts which will have my logo on it, my plan is to print five T shirts for now but i may print more because they mostly will be used in the branding work. Each of the T shirt will cost 1500 KES which amounts to 7500 KES.The remaining 5000 KES will be used in designing posters, banners and album cover. Currently, i am still working on the project i recorded,plans are underway to shoot it's video and it's a bit costly to get a good quality video that will fit the required standards that have been put even by MTV. I am happy i joined Zidisha because now i know it will be possible to reach my destination. I am also planning to have a session in the studio and record another audio for my album which will have a minimum of ten songs.

Feedback

2

None

None

  • Ivanof    Nov 6, 2019

    It seems that your business is going well....excellent repayment record!

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  • nicole    Nov 6, 2019

    You paid FAR ahead of schedule - I would gladly lend to you again!!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$375.00

Date disbursed

Nov 17, 2015

Repayment status

On Time

Projected term

5 months

Lenders

KM

British Columbia, Canada, Canada

PG

Paul Graham

United States

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  • Elisha    Jan 17, 2021

    he will adjust repayment period and starts paying, he says business was not such good.

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  • Eunice Atieno    Dec 6, 2020

    Brian will be restructuring his loan into a new plan to the time being.

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  • Brian    Oct 16, 2020

    Hi guys as we all know covid19 has been a major setback affecting most of our businesses but we are hoping for the best in the days to come.

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  • Eunice Atieno    Oct 9, 2020

    He is yet to pay the minimal amount that he adjusted by the mid next week.

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  • Brian    Aug 20, 2020

    Hello, business is still on the low and i would kindly request that you bare with me. i am sure of paying the loan in full in the end of it all.
    Thank you.

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  • Eunice Atieno    Jul 30, 2020

    Hr has reopened his shop but still the business is slow.

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  • Janice    Jun 27, 2020

    Brian is unstable at the moment as he closed his business due to covid-19 negative impact to his business. He will continue to pay small amounts of weekly instalments until business normalize.

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  • Brian    May 9, 2020

    Hello Zidisha, hope all is well first of I'd like to offer my apologies for taking time to post about the challenges I've been facing since the covid19 pandemic.
    Things have been really tough since it was announced in our country. We had to close our shops and head home for quarantine, unfortunately I had also done some jobs for events for my clients which weren't paid for as the events were cancelled the same day of the announcement. Everything was at halt and more so business wise there was a massive drop in sales.
    I haven't been able to pay my house and office rent since then as I had used the cash I had in the jobs I delivered to the client and not yet paid.

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  • Brian    May 9, 2020

    Hello Zidisha, hope all is well first of I'd like to offer my apologies for taking time to post about the challenges I've been facing since the covid19 pandemic.
    Things have been really tough since it was announced in our country. We had to close our shops and head home for quarantine, unfortunately I had also done some jobs for events for my clients which weren't paid for as the events were cancelled the same day of the announcement. Everything was at halt and more so business wise there was a massive drop in sales.
    I haven't been able to pay my house and office rent since then as I had used the cash I had in the jobs I delivered to the clients and not yet paid.

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  • Janice    Apr 3, 2020

    He has requested to be paying in small amount weekly as the business is not good at the moment. Thank you

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  • Brian    Feb 18, 2020

    Hey guys, am still adjusting this as its more comfortable to me paying it that way than defaulting.

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  • Brian    Jan 18, 2020

    Hello guys, usually the beginning of every year business is usually slow and we are just from holidays.

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  • Brian    Dec 3, 2019

    I never thought the installment amount would be so high considering the high credit risk deductions.
    Thank you!

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  • Brian    Nov 11, 2019

    hello am planning to buy heat press machine,
    it will help with handling a wider clientele base
    Thanks.

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  • Brian    Nov 7, 2019

    Hello zidisha, hope all is well. I am glad to mention that I have moved the shop to a bigger place!! I will upload all the possible photos of the new place the only challenge I face sometimes is the photo format.

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  • Brian    Jun 19, 2019

    Hello hope you are all well, i want to first thank you for funding my loan. I intend to buy materials in bulk so that i can ave on time and also have better returns as it is cheaper when you buy in bulk.

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  • Ivanof    Jun 18, 2019

    I like your designs.
    I hope my loan can help you with your art :-)

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  • Ren    Jun 18, 2019

    I am not sure why your loan isn’t finding..... plz be sure to try again!

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  • Brian    May 20, 2019

    I Now have Shop!! Am no longer outsourcing as I used to do before and am so glad about this! Thanks to Zidisha. The only problem I have is with photos I dont understand why everytime I try to upload photos they dont go through kindly check on this I'd like yo upload photos of my progress and of what am currently at.

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  • Brian    Jan 29, 2019

    Hi Zidisha, hope all is well. I noticed nowadays its very challenging to post a picture here because it specifically asks for a certain format but then when you change the format it doesn't upload i don't understand why.

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