Loan to revamp my house to house wiring and acquire tools

James

Koforidua, Ghana

99% repaid

Entrepreneur

Name

James

Member since

July 2016

On-time repayments

92 installments  •  20%

About Me

Warm greetings !
My name is James Afram a former student of Kwame Nkrumah university of science and technology- KNUST. A graduated with a second class upper in electrical engineering. After my service with North poles electrical engineering firm i garnered more experience which really help me as i inch further on with my life.
In Ghana , indeed there are no jobs, the struggle to get a job right after National service is a probability of chances. But i stood firm in my capacity to uphold and fend for myself, my career and my ambition as well. Way back in school we were introduce to so many courses and the most one that sets our doubts packing is idea of venturing into an entrepreneurship business.
my experience from Northpoles landed me in acquiring the practical experiences from the abstract, making me to do more of industrial wiring and household wiring too. in fact, because i was very humble and eager to learn i garnered a lot of exposure making me heavily endowed with quality experience and in service delivery. Mr Young a white man the CEO of northpoles engineering was so good to me and as a results of the good relationship he gave me more jobs to build up my experience , little did i known he was grooming me for my own good.
i used to do all the dirty jobs,washing the cloths and working gears of all my senior colleagues just to make them feel important so that they can teach me some preliminary things i sometimes find difficult with. i used that as an avenue to tap knowledge for my own good.
After 3years , of extension of service with northpoles electrical s i became jobless when their contract ended. and i began to think of what to do with my life.

My Business

I finally landed on a business idea, i started going rounds and doing house to house wiring for a fee. since the job situation in Ghana is hot as a kitchen, i did this menial jobs till i again landed on a good contract to do a full house wiring . the deal was good and the contract sum was attractive for me as a starter.
i bought some few working tools and the materials for the job, after the work done i made an income about GHS4300 which is tantamount to 1108 USD. I was indeed happy and began to put in more efforts to expand my business until the disaster happen. i lost my lovely father who took good care of me when i was in school and this man had barely not live to enjoy the fruits of his labor.
Before things would have been good for us he had long gone. i became devastated i spent much of my small holdings into his ailment until his sudden demise.
Now he is gone there becomes a gap for me to refill, and here i am now drained down , my dreams perished , my networks now blurred.
i came across zidisha from a trusted friend who advise me to join zidisha.
I have no one to lean on to awake my dreams unless you the good wonderful lenders, kindly breathe in hope into my business my dreams and the good lord will continue to replenish your strength day by day because your good works is indeed transforming lives and i mean lives i say. Kindly take my hands. thank you.

Loan Proposal

when granted this loan i shall first of all acquire some electrical tools in addition to
those i already have and try my best possible to follow up on my previous customers to do some menial jobs for them.
it is also my hope to set up a small office or workshop where i can stationed/ or a shop to help pack most of this acquire tools for forwards contracts . i will also help maintained quality work and service delivery in the face of industrial wiring and that will land me in attractive contract to enable me expand exceedingly in the coming future. thank you your esteem lenders. And may the Almighty bless you all. shalom!

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$60.00

Date disbursed

Aug 10, 2016

Repayment status

On Time

Projected term

10 months

Other loans

Lenders

A

Anonymous

United States

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  • James    Dec 15, 2016

    I will like to use this moment to update my lenders on the level of the job done as i earlier requested funds for the electrical wiring of the church building contract i took to.
    Currently the work is about 83 % complete and i wish to thank my lenders for their candid support and love in making me to win that contract. The work so far carried out had since be pleased by the management of the building and all this credit goes to you all my lenders.
    we really appreciate all what you do for us.

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  • Colin Hobday    Dec 1, 2016

    Hope your project is going well!

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  • James    Nov 17, 2016

    I am very much grateful to my lovely lenders for the support given me. I am the most happiest person to say now.

    I believe now my business can take an increase to the next level all in the name of your continual support.

    God bless and replenish all your stock in millions folds.

    Thanks.

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  • James    Nov 16, 2016

    I wish to thank all my good lenders for the support that they have done for me. I am grateful in breathing hope into my business. It is my hope that they will help me move to another level in my business.

    Thank you.

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  • James    Oct 18, 2016

    Am back on track with my house to house wiring business. And contracts has started turning in.
    Thanks to all my lenders for making this a reality.

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  • James    Oct 14, 2016

    I am sorry my lenders for the long absence. I was really away for a workshop on skills development relative to my professional career.
    It was due to this that you could not here from me.....Am sorry, forgive me!
    Currently, am back on course . Thank you for all your time , patience and understanding.

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  • Alfred    Sep 14, 2016

    Dear lenders,
    I called James Afram to find out why he is not paying his loan but unfortunately his number was not going through .

    I called his community leader and he agree to ask him to pay or ask him to call me.

    I will do well to assist him to pay when I get in contact with him.

    Thank you.
    Nkrumah Alfred Kwabena
    (Zidisha volunteer Ghana)

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  • James    Aug 23, 2016

    I wish to plead to adjust my payment in order to stay in Constance touch in times of payment. i have worked for some of my clients and they have not yet settled me.
    Due to this. it has affected my small holdings. I will pull up when i received those funds,

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  • James    Aug 7, 2016

    thank you all for the acceptance and support done . i am indeed happy that my loan had been fully funded and i want to say a big thanks to the great men[lenders] and the zidisha team too.
    this loan will help me in procuring some few electrical tools that i really need urgent such as, the chip extractors, the electrical tester, crimpers pliers and hammers for now to add up to the already existing ones at a cost of GHS123 after which i will continue with the house to house wiring menial jobs i do .
    in some few months i shall make some savings to pay back my loan. thank you for the support ,once again God bless you all.

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  • James    Aug 7, 2016

    thank you all for the acceptance and support done . i am indeed happy that my loan had been fully funded and i want to say a big thanks to the great men[lenders] and the zidisha team too.
    this loan will help me in procuring some few electrical tools that i really need urgent such as, the chip extractors, the electrical tester, crimpers pliers and hammers for now to add up to the already existing ones at a cost of GHS123 after which i will continue with the house to house wiring menial jobs i do .
    in some few months i shall make some savings to pay back my loan. thank you for the support ,once again God bless you all.

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  • James    Aug 5, 2016

    In all your getting , get understanding ! A word of prayer from my father before his sudden demise.

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