M pesa technology

Collins

Busia, Kenya

100% repaid

Entrepreneur

Name

Collins

Member since

December 2017

On-time repayments

106 installments  •  55%

About Me

My name is Collins Ochieng. Ochieng is a male name that originates from the shores of Lake Victoria. I was born in western region of Kenya in Busia county. Iwas raised by single mother who only sell dagaa(omena) to make end meet.
I am the first born in the family of five.In our village(Nyambula)learning wasn't a common practice. Despite that my hard working mother was very keen to make us attend our school. I excelled well in the national examination despite the challenges that were soo many in the village.
After one year I was selected to join high school.Life was very difficult here since the school fees and upkeep money was high for my unemployed mother.After all these i realized that when icome up with idea of poultry farming i will make it.On my very fast holiday I bought two hens with one cork.I left them for my mother who was to ensure they are well taken care of.
I raised my schoolfees through selling of the chicken together with the profit that mum had saved.
I am someone of positive mind and able to execute hard task with minimum supervision. I was requested to join football school team after doing well in interclasses competition.
I helped my team achieve many trophies and was name the western giants.I finally done my exam and attained grade A minus that enabled me to join Meru university .Iam currently studying bachelor of economics .It is my third year .I benefit from Zidisha organization and I believe because of my excellent payment record my lenders would be willing to lend me again.Thank you.

My Business

My entrepreneurial skills has helped me a lot.Besides having poultry at home I also sell mitumba shoes and clothes to students in school.My revenue doesn't go below KES 400 in a day.I fetch the mitumba shoes at Gikomba market in Nairobi at KES 150 per pair and sell it at KES 550. Making a profit of KES 400 only in one pair. I attributes every success in my efforts. Currently a friend of mine introduced me to freelancing business that I want to practice it. I therefore need to buy alaptop that will cost me KES 35000 .I have saved upto 20000KES and i appeal to my family Zidisha to lend me the remaining amount so that my dream can come true.I am progressing well with Zidisha Currently i own 10 gas cylinders which is estimated to be USD 300 i have also rise to become a volunteer mentor with 100% payment record Longlive zidisha

Loan Proposal

The demand for mpesa services is enormous and it is increasing.Most people dont walk with cash money in their pockets.I intend to open an mpesa shop in acrowded place to meet the demand of people in the area.The mpesa line will cost 145USD in addition iwill put afloat of 200USD,I expect my profit to double because of high demand in the area.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$98.00

Date disbursed

Feb 14, 2018

Repayment status

On Time

Projected term

2 months

Lenders

BelleStarr

Albuquerque, United States

Cloudways

Malta, Malta

Hedwich

Gorssel, Netherlands

Leonardia

Waddinxveen, Netherlands

Loungin

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

W

Wade

United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

K

Katka

St Albans, United Kingdom

HCPSPIRIT

Helsinki, Finland

Paul Buchheit

Mountain View, United States

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  • Janet    Apr 27, 2020

    i spoke with Collins, he said his business is not doing well, i advised him to adjust his payments to an amount he can pay comfortably till the situation improves

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  • Eunice Atieno    Apr 17, 2020

    This member was not able to update his account due to curfew but soon he will do so.

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  • Timothy    Apr 9, 2020

    Collins agreed to make adjustments on the repayment schedule and promised to make repayment on Thursday next weekm

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  • Collins    Feb 16, 2020

    I am not able to pay the installment in time therefore I wish to reduce

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  • Walter    Feb 6, 2020

    Ochieng promise to adjust his installment and pay by Monday

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  • Collins    Dec 25, 2019

    I wish to ask zidisha to deduct some of my membership fee to clear the balance

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  • Edwin    Dec 18, 2019

    Collins' job is yet to pick, but he promises to resume payment in two weeks.

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  • Edwin    Nov 15, 2019

    Hi

    Collins has promised to get back to repay some instalments within two weeks.

    Thanks for your patience.
    Edwin, VM

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  • Collins    Oct 26, 2019

    business failure

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  • Edwin    Oct 1, 2019

    Hi

    Collins will be remitting some funds shortly.

    Thank you for your patience.
    Edwin, VM

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  • Collins    Sep 7, 2019

    business recession

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  • Edwin    Aug 19, 2019

    Dear Lenders,

    I have held a discussion with Collins and he affirmed that he will be resuming payment this week. His business has gone down, as per one of his recent updates, but he will keep up with repayments.

    Many thanks for your patience.
    Edwin, VM.

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  • Collins    Jul 17, 2019

    My business collapsed

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  • Collins    Jun 4, 2019

    I have financial constrains at the moment, I promise to clear my balance whatsoever.Sorry for incoviniences caused.

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  • Collins    Mar 29, 2019

    Thank you Zidisha for the impacts you have made in my life

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  • Collins    Mar 11, 2019

    I would wish to reduce my installment amount to which I can afford to pay so that I don't miss apayment

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  • Collins    Mar 11, 2019

    I want to reduce my installments to which I can afford and keep paying in time

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  • Collins    Feb 1, 2019

    I want to be honest,my business is at its low peak, iam hoping that these February i will bounce back and complete my payment

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  • Collins    Dec 26, 2018

    halo zidisha, i am equally doing well with the funds you gave me.i have repaired my bike and it is in good condition ready to go.long live zidisha

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