Manual production of ballast

Kennedy Abila

Kanam B, Doho Beach, Kenya

100% repaid

Entrepreneur

Name

Kennedy Abila

Member since

October 2015

On-time repayments

284 installments  •  88%

About Me

I was born on the 25th. December 1980. I grew up in the village under the care of my grandmother. Having my old grandma as my guardian angel at that young age really prepared me for the life that was ahead of me. At the age of nine years and in class three, I had started to learn how to be independent.I always looked at my grandmother and sympathised with her and could not ask anything from her, not even school books or uniform. To get money for buying the things that I needed, I would accompany the older kids in the village to some sugarcane plantations about 14kms away. We would wake up very early so as to reach the farms before sunrise. We would buy sugarcane which we later sold in the village and made profit.I would buy sugarcane at 20 shillings and sell for between 80-100 shillings. I did this during holydays and by the time schools were opened, I would have enough money to buy my school books, uniform and give the remaining to my old grandma which she used to buy food. So early in life I learnt how to cook, fetch water from the lake and the river and to fetch firewood from the bush. I even tilt our shamba(garden) very well.
I did my primary education and passed. My aunt was impressed with my perfomance in school so she paid for my secondary education.
After my secondary education, I moved to the city to look for a job. I got a job with company X as a messanger. I registered and took a course in accounting. I worked for the company for nine years. In those years I learnt the art of doing business. Doing the same thing at the same place everyday over the years became abit boring so I quit my job. I needed to do something more challenging. I registered my company, did some marketing and got my first orders faster than I had imagined. A problem then arose in the name of WORKING CAPITAL. I had to think fast and came up with the idea of including farming as part of my business. Farming needed less capital to start and I was assured of growth.
I am a husband and a father to a five year old boy in class one. During my free time, I do exercise and read books. Everyday at dawn I either run 15kms or train with light weights before I start my work. Doing exercise has made my ability to work in the farm look very easy. I dont supervise the people who work for me, instead I work with them. I have also learnt much just by reading.

My Business

Cyrrently I am involved mainly in agribusiness. I plant tomatoes, watermelon and vegetable e.g kales in a reasonable quantity. This I do under flood irrigation. I have got land through lease along the lake. Availability of water makes my work possible throughout the year.
Apart from watermelon whose buyers come from far or neighbouring towns, the other crops have market readily available just within the area.I had never imagined that this agribusiness idea would be a source of income not only to me but also to other hundreds of people who earn their daily income from activities resulting from this business idea i.e transportation of farm produce. Working on the farm and selling products from the farm to make profit. My business is about the production of food and food is a basic need.
The beauty about this kind of business is that I only plan as per the capital available to me. For every 30shillings I spend per plant, I get a gross income of between 80-150shillings or more depending on the law of demand and supply. The crops that I plant takes between two to three months to harvest. The cost involves purchase of seeds, land lease,irrigation,land preparation and tilting, weeding and even spraying.
I chose this type of business because it needed less capital to start. The profit has helped me to purchase waterpump, irrigation materials, farm implements like wheelbarrows, knapsack sprayers. The profit also caters for my daily needs. I pay school fee, rent and bills. This business, even though still small, has made many others to look foward to it as a source of their daily income just like me. I am encouraged by the African saying 'the largest mogumo(oak) tree you see arround was once a tiny seedling that held its ground'.

Loan Proposal

I will use this loan to increase my weekly production of ballast. Ballast is a building material that I with the help of my staff, do produce manually from rocks and I currently have many orders due to the ongoing building projects within our county.

I humbly ask for a loan of KES 101,149 to improve my weekly output.

This amount will help me increase the manpower that will help me crush the rocks manually and thereby meet the rising demand that is currently above our production limit.

Income Source

As a farmer, my other main business is farming and that being a source of a basic need that is food, it has not been affected much because of its' nature as a source of basic need.

The project to which I am seeking funding has not been affected much because I get orders from projects funded by local government and individuals. This has been made possible due to decentralization by the central government that has given rise to constructions at the county level.

Feedback

4

None

None

  • Jan de Wit    Dec 13, 2020

    Excellent! It would be a great honor for me to lend to Kennedy again

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  • Jan de Wit    Mar 10, 2020

    Kennedy is a good example of how crowdfunding is meant: he borrows money for a clear purpose and he regularly pays back.
    I love his updates.

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  • Margaret    Oct 15, 2017

    Kennedy paid off his loan ina timely manner. I would gladly lend to him again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,000.00

Date disbursed

Jul 28, 2020

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $88.59

Credit risk payment: $132.88

Lenders

Daniel

Brussels, Belgium

M

mblue0953

United States

N

nani

austin, United States

A

Anninymouse

Southampton, United Kingdom

J

Jason

New Jersey, United States

Brian

Midhurst, Canada

M

mmatessa

Ben Lomond, United States

D

DerChristian

Rostock, Germany

investor

Candiac, Canada

eagle3

Grand Ledge, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

lietu

Tallinn, Estonia

Hope2012

United Kingdom

DeanDropshot

Oslo, Norway

F

Forba

Mo i Rana, Norway

Kjartan

Oslo, Norway

L

ldron7

Utah, United States

Martin

Manama, Bahrain

R

rcmssr

Woodbury, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

AF

a f

washington, United States

J

JH335

Jersey City, United States

G

guenter

Bremen, Germany

J

Johnrock702

Saint Augustine, United States

T

ToddK

Indianapolis, IN, USA, United States

MakeSense

-, St. Kitts and Nevis

C

cjmenchaca

Austin, United States

J

julie13

North Manchester, IN, United States

BJ

Brandon Joz

North Carolina, United States

E

Elisa

Espoo, Finland

kuebel

Vienna, Austria

DocCindy

Bay City, United States

U

uovobw

Reggio Emilia, Italy

J

jdhowa2

Louisville, KY, United States

Tavin

Ottawa, Canada

S

SelvaMarcus

Green Cove Springs, United States

J

jjonas

berlin, Germany

A

Arthurmb

Cebu city, Philippines

B

Bavarian

Bavaria, Germany

T

tonilends

catalonia is not:, Spain

athomas

Chevy Chase, United States

Sundstroms

Falun, Sweden

E

explosionsky

Brooklyn, United States

D

Divergent

Bethesda, United States

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

lorello

Vicopisano, Italy

S

SvenWaage

Stavanger, Norway

pentatonicscale

Niiza-shi, Japan

G

Goodwill

Oakland, United States

McJulio

New Jersey, United States

peanut

Halifax, Canada

mtnsailor

Harrisonburg, United States

D

DThirteen

Miami, United States

P

Patrick5678

Beijing, China

P

Peksa

Espoo, Finland

A

Andy

Berlin, United States

nakamura

United States

chadgibbs

Loveliest Village, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

I

ianb723

ROCHESTER, United States

M

Morgue

Brighton, United Kingdom

A

arwaandali

Ottawa, Canada

RckyMntFamily

Colorado, United States

A

amish

San Francisco, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

numbat

Perth, Australia

Jason

Auckland, New Zealand

M

Moonknight

Østre Gausdal, Norway

ruediger00

Montreal, Canada

paulclinton

malaga, Spain

A

AndrewC

London, United Kingdom

L

Leonora

TÄBY, Sweden

Z

ZandC

Sacramento, United States

ibc123

Seattle, United States

C

christopherttran

Toronto, Canada

xtrahardware

Cazenovia, United States

markpearson

Portsmouth, United Kingdom

lizandsteve

guelph, Canada

B

Budgie81

Norwalk, United States

E

E

Marin county, United States

NedRyerson

Munroe Falls, United States

Freewolf

Salt Lake City, United States

MrMichigander

Marquette, United States

H

Haavard

Bergen, Norway

iggwag

Kilifi, Kenya

mikeice

Kohler, United States

G

GanSatya

United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

pvilliger

Zurich, Switzerland

R

roozbeh

United States

R

RJonR

United States

A

Anonymous

United States

J

jeffreywlai

United States

BuckeyeBob

Ohio, United States

K

karthich

Austin, United States

M

merk85

United States

K

Kber9156

North Parramatta, Australia

C

charleen

United States

johnhudson

Washington, DC, United States

chriseyre

Fremont, Ca, United States

B

bscent

Hong Kong

Vesa

Helsinki, Finland

Grant Xavier Storer

Seattle, Wa, United States

DennisM

Netherlands

Loungin

United States

N

Nicole

Pittsburgh, United States

Michel Bavin

Antwerp Area, Belgium

M

mbarbier

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

ZH

zoe henley

United Kingdom

S

Sven

Netherlands

SE

Sven E

Mannheim, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Karijn

Amsterdam, Netherlands

MW

Matt Willis

United States

W

Wade

United States

Matt B

Stratford Upon Avon, United Kingdom

Jan de Wit

Utrecht, Netherlands

Jake Badger

Roskilde, Denmark

PP

Pasi Paajanen

Helsinki, Finland

Kate Courteau

United States

Craig

Memphis, TN, United States

Richard

Shrewsbury, United Kingdom

AT

avni trivedi

United Kingdom

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

C

cota

United States

ME

Manaal Eisa

Washington DC, United States

Urszula

United Kingdom

PT

Paul T

Amsterdam, Netherlands

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

PG

Paul Graham

United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

Callum Guy

Suffolk, United Kingdom

A

Andrei

United States

A

Adam

United Kingdom

R

Ryan

United States

Elise E

United States

SH

Steven Huntington

London, United Kingdom

R

Rahima

United States

I

isaac

United Kingdom

RC

Rudi Chen

United States

Derek Anderson

Yankton, United States

E Mac D

Luxembourg

E

EABF

Netherlands

RH

Robert Hamner

United States

SA

Steve A

Newbury, United Kingdom

RB

Ruth Brown

United States

Jes-c

United States

JA

Jan Andresen

Hamburg, Germany

LZ

Li Zhang

United Kingdom

Sinan Taifour

Munich, Germany, Germany

D

Dennis

Netherlands

SA

Shar Alamdari

Los Angeles, United States

MC

Mark Cowburn

United States

Craig Travis Provyn

Bradenton, Florida, United States

M

Marama

Australia

BH

Barbara Hermann

United Kingdom

chessplayer

Berlin, Germany

RS

Rich Stein

United States

GR

Greg Rice

United States

Vratik Krocik

Prague, Czech Republic

VC

Victor Chong

United States

Grégoire

Zurich, Switzerland

JD

JASON DORSETT

United States

PW

Patrick White

Albuquerque, NM, United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

Diane U

Olympia, Wa, Usa, United States

E

ericb321

Republic of Korea

EC

Edward Conrads

San Francisco, United States

JF

J Fister

United States

A

Aaron

United States

JH

Joseph Hwang

Houston, United States

Victoria Keenan

East Anglia, United Kingdom

M

Mary

United States

Jane

Ontario, Canada

M

marton

United States

A

Anonymous

United States

BA

Burf and Patsy

St. John's, Canada

JS

jackson silvey

United Kingdom

MW

Matt Winkler

United States, Canada

Thereze Ovid

Brooklyn, New York, United States

Darren Jeppson

Denver, Colorado, United States

PB

Powered by me

European Union, Netherlands

RD

Roel De Meester

Antwerpen, Belgium

LM

Lee Montecucco

Washington State, United States

sbdoc

Reno, United States

AM

Andy Marston

United Kingdom

Claire Lewis

Wales Uk, United Kingdom

E

EJOBIV

United States

AA

Andrew and Kim

Nashville, TN, United States

PA

Peter A

New York City, United States

Helen and Denis

Global citizens, United States

CJ

Clarissa joshua

United Kingdom

FP

Fred Pratt

United States

SB

Stephen B

United States

Matt Weight

Los Angeles, United States

dave2319

United Kingdom

Richard Paulin

Melbourne, Australia

W

Wrenn

Germany

MH

Matt Hodges

United Kingdom

Marcelo De Polli

São Paulo, Brazil

Brian Thomson

Lyndoch, South Australia, Australia

MO

Markus Oma

United States

CJ

Chloe Jensen

United States

JK

Janardan Kelkar

Atlanta, United States

D

Dirk

Germany

WV

Wouter van Buizen

Amsterdam, Netherlands

B

Ben

United States

I

Ivan

New York, United States

AO

Ahmed Omar

Netherlands

We Not Me

St. Paul, Minnesota, United States

C

Carol

Bayswater, WA, Australia

R

RM

Australia

CC

Carl Corvin

United States

T

Tanvir

United States

Peter Collins

Darmstadt, Germany

C

Charles

Australia

Maximilian Lim

Singapore, Singapore

Dao Nguyen

austin, United States

Andrew

United States

B

Bram

Germany

Nathan

Columbus, United States

Cambium Foundation

Kirkland, United States

Jacey Hilbers

Waco, TX, United States

Christine

Munich, Germany

NB

Nikolaus Bührer

Karlsruhe, Germany

SS

Sandra Sullivan

United Kingdom

M

MaggieK

United States

RD

Regan Dishon

United States

JA

Justin A

Fort Collins, United States

Tom Purser

Cambridge, United Kingdom

S

Sam

New Zealand

KV

Kelly Vinsant

United States

Kevin Kong

San Francisco, CA, United States

KL

Kerry Lane

United States

J

John

Minneapolis, United States

JB

Juan Busco

United States

C

Chris

United Arab Emirates

MB

Meg Brigman

United States

J

John

Germany

CL

Caleb Liu

United States

D

Dan

Australia

Youghal Boy

Co. Cork, Ireland

B

Byron

Australia

SH

St H

Germany

AB

Angus Barkow

United States

LM

Linda Moroney

United States

AT

Aunt Terri

United States

Babbitt Family Foundation

Sioux Falls, SD, United States

M

Mirko

Yugoslavia

KT

Kevin Tracy

United States

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