Name
Patrick
Member since
March 2014
On-time repayments
189 installments • 94%
Am a passionate dairy farmer and a sports coach in the sport of badminton. I practice my dairy farming in Bomet county where i focus on keeping dairy cows for production of milk for sale and breed the rest of the cows for sale.
Am currently in the process of expanding the size of the farm in order to have it as a full time job as i have to keep another job in Nairobi so as to sustain the dairy farm. Its full potential has not been realized and therefore have to continue investing for the next few months when the cows calve down and start producing milk.
While away from the farm, I also offer badminton coaching services. Sports coaching takes place in tho exclusive clubs in the Nairobi's park-lands area.
My main source of income are from the dairy farm and also the coaching services.
I make an average of between US dollars 200 and US dollars 450 per month depending on the month. At the moment, the net returns are mostly invested back into the dairy farm in order to aid the current expansion.
Most of the other income come from the business of buying and selling of badminton sports equipment which include badminton rackets, shuttles, grips and racket strings.
My intention is to fully commercialize my dairy farming business so that i can fully settle into the farm and focus in the commercial production of milk for sale.
My other major source of income will originate from the sale of cows to other farmers.
This loan will enable me to buy a big metallic milk container to facilitate the transport of milk from the farm to the market for sale.
The market is located around four kilometers away from the farm and at the moment we experience huge loses from milk spillage while being transported.
The small plastic containers that has a milk capacity of only 10 liters / kilograms each greatly contributes to the spillage especially when they are milk full. This is because bicycle, the mode of transport causes spillage when cycled along the footpath and rough road terrain from the farm to the market.
In the next few days, i'll need a bigger container in order to transport more milk in bulk and without the higher risk of spillage resulting from the many smaller metallic containers.
A 50 liter metallic container will greatly reduce the spillage resulting in more milk reaching the market and also reduce the risk of milk contamination in the event that the plastic bottles are not cleaned well before refill.
Finally, the bigger, safer, hygienic metallic container will result in more profits due to more milk transported and none is lost on the way. Better prices are in the market due to more demand than at the farm where the buyers purchase the milk cheaply hence cutting into the profits.
Positive
14
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Apr 24, 2014
Repayment status
On Time
Projected term
4 months
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