Another cow

Joseph Gitonga Macharia

Kimangu Rongai, Kenya

43% repaid

Entrepreneur

Name

Joseph Gitonga Macharia

Location

Kimangu Rongai, Kenya

On-time repayments

348 weekly installments  •  71%

About Me

I am 56 years of age married with 4 hardworking boys. My parents managed to educate me up to form four.During my time in school i liked football and debate and i was looking to contest for a civic or parliamentary seat but my vision was overtaken by business. I joined the business world with a small retail shop. I do live in Rongai, Kimangu farm where I bought a piece of land. It is about 4 km from Rongai town and opposite Kimangu primary school. I do live with my dear wife because the boys are adult and has left us to build start their family. Infact now we are as hownwe were when we met for the first time without children. we do enjoy for the what God has done to us.

My Business

I started involving myself in business of a retail shop but I saw it is no paying like Dairy farming
I started with a calf which i was given by a friend of mine. By that time the calf was only three days old but i managed to feed it until it reaches four months although it was not all tha easy. After taking care of it it reaches 18 months when it was feed with the good bleed from the A.I. Then it was another time of waiting nine good months. The total period i waited to get milk from my own cow was 27 months. When i started milking, I got visitors asking for milk and i started selling the milk to my neighbours untill i saw the dairy farming being among the best way of investing
The cows are paying because the price of the milk has gone up and the demand is very high in our area. I have enough time of resting because keeping the animals in Zero grazing does not need great struggle. Another thing i have seen the benefit of Zero grazing is that, i do get manure from the animals for my shamba.

Loan Proposal

I need to buy another good daily cow which is more productive than the other one I purchased. Since I manage to save some many, I will add this loan in order to purchase that cow which will cost me 800 dollars.
I need to buy another good daily cow which is more productive than the other one I purchased. Since I manage to save some many, I will add this loan in order to purchase that cow which will cost me 800 dollars.

Feedback

9

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$556.64

Date disbursed

Nov 22, 2018

Repayment status

Late

Projected term

29 months

Cost to entrepreneur

Service fee: 5% of $556.64 = $25.02

Credit risk payment: $150.14

Lenders

T

Tmann

Los Angeles, United States

C

CWS

Huntington beach, ca, United States

R

rcmssr

Woodbury, United States

A

anonymus

Moon, United States

C

cjmenchaca

Austin, United States

E

Elisa

Espoo, Finland

queenjord

edmond, United States

A

Along

Tel Aviv, Israel

M

mrhanky1

melbourne, Australia

jk1234

Pinellas Park, United States

S

sourabhj

Sydney, Australia

DocCindy

Bay City, United States

J

jjiffer

Seattle, United States

K

Kollegah

Munich, Germany

N

NancyG

Victoria, Canada

B

BigLender

Austin, TX, United States

T

tlingf

San Francisco, United States

T

Timotte

WOLLONGONG, Australia

jmsquared

Seattle, United States

rosevines

New Orleans, United States

RockinRobin

Centennial CO, United States

R

Rossman

Poland, United States

B

BluckeyeFan

Columbus, United States

D

dball

Karlsruhe, Germany

J

JNale

Reedsville, PA, United States

B

Becmo

Brisbane, Australia

C

CrazyCanuck

Nepean, Canada

C

chrita446

Nashville, United States

MichaelR

Los Angeles, United States

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

D

danny

Karlsruhe, Germany

C

chasingtheskies

Palmdale, United States

R

RuthL

Ascot, United Kingdom

V

valeriesolanas

Stamford, United States

M

Marny

Melbourne, Australia

C

Corrino

Sofia, Bulgaria

M

matts

New York, United States

J

jajajarno

Giessenlanden, Netherlands

L

LiquidH

Elmhurst, United States

J

jstefans

Palo Alto, United States

P

proby24

Singapore, Singapore

G

gabarone

Rochester, United States

S

Siegerman1

Portland, United States

Raymondo

Dublin, Ireland

N

Nanobug

Wilton, CT, United States

J

jipi9000

Vantaa, Finland

phytoplankton

United States

C

cmubiggguy

Chapin, SC, United States

J

jared4

parowan, United States

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

mheloin

Shepperton, United Kingdom

Karilynn

Mountain View, United States

A

Arthurmb

Cebu city, Philippines

K

kegbenk

Austin, United States

A

ArcticOne

Medicine Hat, Canada

AlexPalavas

Palavas les Flots, France

airvillepa

Airville, Pennsylvania, United States

B

Becks

Dubai, United Arab Emirates

ColinReale

Lubbock, United States

M

moerye

Santa Barbara, CA, United States

K

kiranovak

Denver, United States

TheMoonDuster

Brisbane, Australia

L

Lenore

Munich, Germany

E

eagor

Wauwatosa, United States

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

S

Shadrax

Lansing, United States

T

teanuh

Littleton, United States

C

CharlyM

KL, Malaysia

A

Annana

Kanata, Canada

B

blairan

Baltimore, United States

BenRump

Washington DC, United States

pbosakov

Sofia, Bulgaria

KatyRose

Manor, Texas, United States

W

W2JKD

Vero Beach, FL, United States

J

jimmydjjr

Gautier, United States

dajawein

Gladstone, Australia

S

Simurgh

Madison, WI, United States

Elaine123

Philadelphia, United States

gbnbca

Janeville, Canada

T

TokyoBliss

Tokyo, Japan

V

vaglio

Vaglio, Switzerland

F

fourstarsfamily

Melbourne, Australia

D

DamoA

Wollstonecraft, Australia

Kahenti

Seoul, Republic of Korea

Gillis

Helsinki, Finland

G

gustavalberius

Uppsala, Sweden

B

BartenKatrijn

Ghent 9000, Belgium

B

BTaylor

Colorado Springs, CO, United States

Mavos

Gothenburg, Sweden

G

glazecovered

Jersey City, United States

MadsNissen

Oslo, Norway

trevbot

Montreal, Canada

T

take5

Columbia, United States

L

Loria

Vancouver, Canada

D

dgarrard

Petaling Jaya, Malaysia

L

lowtechmagazine

barcelona, Spain

Erica

Caledon, Canada

K

kloden

Chicago, United States

Cloudways

Malta, Malta

J

juliewilson1971

Dhahran, Saudi Arabia

D

Dschejwoulff

München, Germany

GigiNW

Vancouver, United States

T

TerrenceM

Wollongong, Australia

Sandra

Tillamook, Oregon, United States

M

markusfitza

College Station, United States

C

CarrotTop

Bangor, United States

P

Pelle

Ragusa, Italy

A

aiban

Austin, United States

J

jzidi

Los Angeles, United States

J

JoJoHouse

New Castle, United States

S

Sabine

Courtenay, Canada

M

MichaelJames

London, United Kingdom

DukusP

Glendale, United States

S

Scordato

Mattituck, United States

clemenchiang

Singapore, Singapore

D

doinggood

Missoula, United States

M

mastodons

Chicago, United States

A

Anna01012

Bucksport, United States

P

PhilACK

Brampton, Canada

birtom

Ettlingen, Germany

E

EnhanceLife

Heber City, United States

T

thomashult

Bromma, Sweden

E

elhanan

Columbus, United States

Matthew

New York, NY, United States

eastcoastcanuck

Fredericton, Canada

S

samuk

Nottingham, United Kingdom

saturn4peace

Porterville, United States

S

samiT

Brussels, Belgium

I

Ilona

St Catharines, Canada

S

smilesandlove

mount horeb, United States

T

TheBarber

Oro Staion, Canada

madnomad

San Francisco, CA, United States

C

cczapp

Hilliard, United States

FirmlyRooted

Richmond, Virginia, United States

D

dlugi

Krefeld, Germany

Levanticus

Epsom, United Kingdom

P

pedromaster88

torra pallavicina, Italy

M

matushek

St Helier, United Kingdom

M

Mutualbanking

nyc, United States

A

Aastra

Los Angeles, United States

dtsuji59

Brampton, Canada

G

GirlOfEarth

Earth, Finland

J

JonMichael

Winnipeg, Canada

K

Kinger

Dublin, Ireland

S

snizlefoot

Edina, United States

W

Woodyrocks

London, United Kingdom

K

kjgeenszins

groningen, Netherlands

A

Atlantia

Brisbane, Australia

southcentral

Zürich, Switzerland

L

loistf

Madrid, Spain

D

Dreamworks

Washington, United States

C

ChrisG

Charlestown, Australia

M

meandus

West Bloomfield, United States

peanut

Halifax, Canada

M

MaxwellStout

Austin, United States

W

wildnis

Seattle, United States

MichelD

Bangkok, Thailand

A

Adembel888

Sydney, Australia

L

Lotta

Tampere, Finland

S

Sergio

Boise, United States

RoryWitt

San Diego, United States

K

Katehar

Maple Valley, WA, United States

B

BobJames

Toulouse, France

Stamfordsusan

Stamford, CT, United States

J

jwharding

Hamburg, Germany

klunpa01

Athens, Ohio, United States

russelldjs

London, United Kingdom

ads68

Melbourne, Australia

P

pellm

Ashland, United States

R

rgarr

Louisville, United States

N

NoelC

Chelmsford, United Kingdom

K

katykoo

New York, NY, United States

S

seatea1967

Madison, United States

N

nime01

Kongsberg, Norway

N

Nassara1

Evergem, Belgium

T

TaiwanUSA

New york, United States

B

BlitheTrouper

Denver, United States

D

Dettmann1

Atlanta, United States

M

MttMNW

Königsbronn, Germany

J

janharg

Garland, Tx, United States

T

Travelbear

Asheville, United States

C

creightonr

Buffalo, United States

E

eirccharrie

Cupertino, United States

FrederikMatthijs

ghent, Belgium

S

SabresFan

Oro Valley, United States

B

BGRRisz

Arlington, United States

Echo

Wellington, New Zealand

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

B

bruceturner1

Arlington, United States

M

mwkelley2

Columbus, OH, United States

L

leeirel

Edmonton, Canada

fairspirit

Utrecht, Netherlands

Evan Lamos

Brussels, Belgium

sderickson

Berkeley, CA, United States

A

andrewpbrett

United States

pvilliger

Zurich, Switzerland

X

xavier

Toronto, Canada

S

spivurno

United States

bb4dogs

United States

TyWee

Manila, Philippines

A

AlphaAres

Azerbaijan

Vesa

Helsinki, Finland

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Alberto Cereser

Copenhagen, Denmark

SteveFylde

United Kingdom

MZ

Matt Zirwas

United States

Nick

Manchester, United Kingdom

Ren

Minneapolis/StPaul, United States

EA

Eric Ayers

Atlanta, United States

Ask Joseph a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...