Opening a new branch of my grilled-meat restaurant

Rosemary

Mishomoroni, Kenya

100% repaid

Entrepreneur

Name

Rosemary

Member since

January 2015

On-time repayments

154 installments  •  100%

About Me

I am Rose Njogo, a business lady and a mother of 3 currently living in Mombasa along the Kenyan coast. I was born in Nyeri County in the central province of Kenya in a big family of 8. I am the 5th born in the family. Being born in a large family meant that there was a lot of sibling rivalry in seeking to get attention from our parents who were always busy in the family farm trying to eke out a living.

I was the quiet one in the family and I always found solace in the church from an early age. It was for this reason that after completing my secondary education, I decided to join a Catholic convent to undergo training as a nun. This I did, but I quit after 2 years of seclusion when my health deteriorated so much such that I had to discontinue with the course. When I went back home, my family convinced me not to go back to the convent. They even convinced me to turn down a scholarship that was offered to me to join a sister convent in France. I was very naive at this time and the tussle between the church and the family got me very confused. In this confusion, I got pregnant out of wedlock and my life took a dramatic turn – from a naive village girl to a mother-to-be facing a harsh, cruel world.

My parents gave me lukewarm support since it was a taboo and an embarassment at that time to have a child out of wedlock. I later decided to move to Mombasa to live with my cousin and this is where I began doing business. I was later blessed with twin girls while living in Mombasa.

My Business

My business entails roasting meat and selling the same to my clients who come to my restaurant. I specialize in goat, cow and chicken meat. When I came to Mombasa, I realized that there were no such eateries. Mombasa people's diet is mainly Asian foods and I decided to import this idea to the local population and it was an instant hit.

On a normal day, I can sell 50 kg of goat meat and the same amount of beef in addition to about 20 kg chicken. I make around $35 per day where about $10 is my take home after all expenses are paid. I have two workers who help with this labor intensive job. I use the proceeds of this business to support my family since I am the sole bread winner.

Loan Proposal

As mentioned in my earlier post, my business has grown and I feel time is right to open a new branch just a short distance from my current business. This way, I will be able to attract more customers because I intend to set it in area which is densely populated.

I have good workers who will work with minimum supervision and given my experience in this area, it is going to be a success. I need USD 200 for leasing the premises, USD 300 for fittings and furniture, USD 150 for government license and the balance for miscellaneous expenses.

Show original English  

About Me

I am Rose Njogo, a business lady and a mother of 3 currently living in Mombasa along the Kenyan coast. I was born in Nyeri County in the central province of Kenya in a big family of 8. I am the 5th born in the family. Being born in a large family like meant that there was a lot of sibling’s rivalry seeking to get attention from our parents who were always busy in the family farm trying to eke a living.

I was the quiet one in the family and I always found solace in the church from an early age. It was for this reason that after completing my secondary education, I decided to join a catholic convent to undergo training as a nun. This I did but I quit after 2 years of seclusion when my health deteriorated so much such that I had to discontinue with the course.

When I went back home, my family convinced me not to go back to the convent.
They even convinced me to turn down a scholarship that was offered to me to join a sister convent in France. I was very naive at this time and the tussle between the church and the family got me very confused. In this confusion I got pregnant out of wedlock and my life took a dramatic turn – from a naive village girl to a mother-to be facing a harsh cruel world.

My parents gave me lukewarm support since it was a taboo and an embarrassment at that time to have a child out of wedlock. I later decided to move to Mombasa to live with my cousin and this is where I began doing business. I was later blessed with twin girls while living in Mombasa.

My Business

My business entails roasting meat and selling the same to my clients who come to my restaurant. I specialize in goat, cow and chicken meat. When I came to Mombasa, I realized that there were no such eateries. Mombasa people diet is mainly Asian foods and I decided to import this idea to the local population and it was an instant hit.

In a normal day, I can sell 50 kg of goat meat and the same amount of beef in addition to about 20 kg chicken. I make around $35 per day where about $10 is my take home after all expenses are paid. I have two workers who help with this labor intensive job.

I use the proceeds of this business to support my family since I am the sole bread winner.


MOMBASA COUNTY , according to the by-laws , This is the month to renew the Business licenses,We have started receiving notices from the COUNTY GOVERNMENTS to renew our licenses before we incur penaulties, my Restaurant business may be affected if i don't have the proper documents and above all, obey the law of having a valid license, IF am able to pay in time, I will be always on on duty in time, The loan I borrowed last time wasn’t enough to do extensions of a new branch so with the additions of this new loan I will compete the new branch with this loan, am happy to have you as friends at the hour of my financial need, this being the forth time, I believe you will Assist with funding my loan
I need USD 300 for leasing the premises, USD 400 for fittings and furniture, USD 270 for government license and the balance for miscellaneous expenses. I promise royalty in paying your loans as I always do, Thanking you in advance.

Loan Proposal

As mentioned in my earlier post, my business has grown and I feel time is right to open a new branch just a short distance from my current business. This way, I will be able to attract more customers because I intend to set it in area which is densely populated.

I have good workers who will work with minimum supervision and given my experience in this area, it is going to be a success. I need USD 200 for leasing the premises, USD 300 for fittings and furniture, USD 150 for government license and the balance for miscellaneous expenses.

Feedback

10

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  • Ahadi    Mar 20, 2017

    Rosemary is a very serious borrower.
    We can trust her for her business.
    Asante sana Rosemary.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$822.00

Date disbursed

Aug 3, 2016

Repayment status

On Time

Projected term

13 months

Lenders

Zidisha

Sterling, United States

MakeSense

-, St. Kitts and Nevis

Laurent

Vevey, Switzerland

R

rmacaw

Australia

E

explosionsky

Brooklyn, United States

JessieD

Alexandria, Va, United States

C

Caalve

Bratislava, Slovakia

Bobrm2k3

Charleston, United States

F

fredrikahl

Stockholm, Sweden

Atheist4good

United States

H

howard

Vence, France

Richard Griebe

La Jolla, United States

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

D

Delok

Germany

Laparo

Dusseldorf, Germany

PolarBearCapital

United States

SuperMario28

Cudahy, United States

PG

Paul Graham

United States

LH

Lisa Heinze

Milwaukee, Wisconsin, United States

Elise E

United States

MS

Mike Sutherland

United Kingdom

Nick

Manchester, United Kingdom

roark22

Geneva, Switzerland

Mary

Germany

Ed

Howells, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

SH

Stephanie He

United States

Humble Bundle Community

San Francisco, United States

Day Family

Melbourne, Australia

R

Ralf

Germany

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

Philipp Lehmann

Zurich, Switzerland

Ask Rosemary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Insomnus    Apr 21, 2018

    Well done. This makes me happy that I have helped someone.
    Keep up the good work and good luck with your life and business ;)
    Love, Keith. G.

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  • Rosemary    Mar 27, 2017

    HELLO Zidisha family and all lenders am very greatful for not letting me down you have accepted and funded my loan,I want ao assure you i wont let you down.
    Regards ROSE

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  • Rosemary    Mar 20, 2017

    HELLO ALL Zidisha and the lenders am through with my loan and am very greatful for lending me and being part of this big family.Am appealing again,for another loan to boost my Business to another level thanking you in advance.
    Regards ROSE

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  • BernadetteV    Feb 1, 2017

    Dear Rosemary,
    I very much appreciate that if you can you pay extra to repay your loans before the due date. I'm delighted that your business is doing well. All the best to you and your family. Bernadette

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  • Laurent    Oct 25, 2016

    Hello Rosemary,
    Your business seems to be going well. Congratulations and thanks for the repayment on time. Hope everything carries on well and wishing you the best possible success.

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  • Ed    Sep 20, 2016

    Rosemary:

    Thank you for the regular loan payments. I wish you the best of luck in all your endeavors

    - Ed

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  • Rosemary    Aug 2, 2016

    Thanks a lot Zidisha and all the lenders again for making my dreams come true

    regards rose

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  • Atheist4good    Jul 27, 2016

    It is encouraging to see that our loans help. Keep growing and giving employment to others.

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  • Rosemary    Jul 26, 2016

    Thank you so much for trusting me with your money once more. I will use the money to open a new branch as indidated. May God Bless you abundantly.

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  • Rosemary    Jul 16, 2016

    Thank you lenders. Through your loans, my business has grown by leaps and bounds. This has led to improved income and a better life for my family. Thank you so much.

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  • Rosemary    Jan 5, 2016

    hello zidisha family and all the lenders am very greatful for the support you have been giving me. i finished my loan and it has elevated my life,family and my business too, i am doing great. now that i need another loan ,i know you will support me again.

    Regards Rosemary

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  • Rosemary    Sep 2, 2015

    hello Zidisha.org and all the lenders am very greatful for your support of lending me again,i have been away to attend my mum who has been hospitalised thats why i have been silent,i received the money and this has helped me even settling my mum hospital bill, and paying school fees for my children ,Be blessed mightly
    Regards rose

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  • Rosemary    Aug 14, 2015

    hello all am greatful to your contributions,now that you have empowered me with funds,am amble now to persue my dreams.Thanks and May God Bless you all .

    regards rose

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  • Edward    Aug 11, 2015

    All the best in your proposal Rosemary.
    To lenders, kindly visit my page too.
    Thank you.

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  • Rosemary    Aug 5, 2015

    hello zidisha.org and all the lenders am thankful for my success is from you as an institution.you are lifting many lifes in africa,am appealing to you again to fund my loan. that am about to apply,Thanking you in advance.
    regards rose

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  • Rosemary    Aug 5, 2015

    hi

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  • Rosemary    Aug 5, 2015

    Hello to all,Zidisha.Org and all lenders am very much greatful for your continued support of the two previous loans i borrowed ,its been a great boost to my business ,now that i can take care of my family,education for my children ,i have also been able to employ to staffs to meet my customers demand.am appliying for another loan so i hope you will give support .attached is o fridge thati bought through Zidisha support.
    regards Rose

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  • Rosemary    Aug 3, 2015

    Hello zidisha family and all the lenders am glad i have finished my second loan successfully,and this platform has enabled me to move steps,Paying school fees and feeding my family was through struggle thanks again am humbled.i will post another loan soon,hope you will lend me again.
    regards Rose

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  • Rosemary    May 1, 2015

    hello zidisha .org and all the lenders am thankful for your contributions may God bless you very much,i will give updates of my progress.regards rose

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  • Rosemary    Apr 30, 2015

    Hello zidisha.org and all lenders am greatful for your funds may God bless you i will update you about my progress.regards rose

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