Paints and materials to restart my art business

Dechi K. Samuel

Wenchi B/a, Ghana

2% repaid



Dechi K. Samuel

Member since

February 2015

On-time repayments

92 installments  •  22%

About Me

I was born at Wenchi in Ghana where I grew up and started my basic education at Wenchi Methodist basic school and completed my basic education there in 2007, I furthered my education to senior high school at Koase Senior High/Technical school where I offered Visual arts.I completed in 2011 and as I completed, there was no one to help me take the next step on the ladder, so I started with what I've get from school,.
I did T-shirt printing, pencil art (portraits),designing of signboards etc for those in need of it.
The beginning was very hard as I work in the house and has no shop but as time went on, I became known and attracted a lot of customers.
So I went on to getting my own shooting box for designing my screens for printing and that helped me a lot.
The people around me sometimes travel to Techiman, a nearby town for some other art products which I can do but do not have the equipments to do them, they are mostly market people, farmers, and the youth are mostly self employed.
I have one son who is yet to be two years, I want him to become a medical doctor but I don't know what he is going to choose when he's grown. God knows best.
When I was young I use to play football almost everyday, but now what I do most is drawing, painting in general, and it more than a hobby.
Sometimes I will just paint cartoons for my boy on my leisure times.

My Business

I work as an artist, designing signboards, T-shirts, signposts and the like for the satisfaction of the needs of the people around me.
With the production of these services, people who patronize them introduce many others to me as my service rendered to them is always affordable as they say.
Almost all of the shop owners need attention and my job has offered exactly what they have longed for, the use of appealing colors and designs attracts
others to visit me in the house for theirs
too done. I choosed this kind of job because, at the time I completed high school, there were only two art shops which seems almost inactive, and the people will have to go to Techiman and some even as far as Kumasi to get their jobs done.
Seeing this compelled me to put my talent in action, but I don't have a proper workshop as at now, so most of my works is done in the house.
In this work I buy most of my materials and I also get some free of charge as I use most of the local equipments made by myself.
And to get these things I have to travel
to Kumasi for most of the things I may need for work and yes they are expensive.
But as a matter of fact, I make a reasonable profit,
I started with a little capital so most of my profit goes back into the business.
I have reinvested my about 11 months now and I need to find a shop in town close to the people.

Loan Proposal

I will be buying Paints at $75 and also replacement of old working benches at the cost of $100.
The rest will be used for papers and other items for designs and pencil works.
By this I will be able to raise my profit by almost 80%. I use to make up to approximately 98% profit before I was hospitalized, so I'm pretty sure that atleast, 80% profit can be made.
I will once again apologize for the delays in the repayment of my previous loan as I was hospitalized.

But my come shows how committed I am with repayment but as the damage has been done already, I will do my best to raise my on time repayment status now that I'm strong enough.

I hope my application will be taken into consideration and I promise to make my lenders proud.
Thank you and may God bless each and everyone in this wonderful family






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 30, 2016

Repayment status


Projected term

9 months



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  • Sarfo Frimpong Kwasi    May 24, 2016

    I have tried several times to speak to Samuel but to no avail. The witnesses are not able to offer any assistance. I am trying to locate his house since I stay close to his town of residence

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  • Atheist4good    May 24, 2016

    You promise to give us every bit of details. Can you tell us why you are not paying back?

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  • Dechi K. Samuel    Mar 29, 2016

    Thanks to my lenders once again for their support, I just received my loan and I promise to give you every bit of details about my work.
    Thank you once again

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  • Dechi K. Samuel    Mar 29, 2016

    Thanks to all my lenders for their great work. I'm really thankful for funding my loan.
    This reopens a door in my life to make you my lenders proud.
    I promise to keep you update on every progress.
    Thank you all once again.

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  • Dechi K. Samuel    Mar 28, 2016

    Thanks to God Almighty and all my lenders for how far the funding process has gone.
    It's 55% and It has less than 3 days left, but I'm pretty sure that it will be fully funded or if not I will repost and wait.
    Thank you all once again. May God richly bless you. Much love

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  • Dechi K. Samuel    Mar 26, 2016

    I will first of all thank God for bringing us this far and secondly to my lenders for how they are still holding on to me, I promise to give them a clear and transparent, detailed expenses on the loan that will be granted.
    I will be glad to get this loan to support and me supply the artistic needs of the people around me.

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  • Dechi K. Samuel    Mar 26, 2016

    I can see my loan application is on funding, just a bit slow yet I know it shall surely be funded.
    I want to promise my lenders and I assure them once again that, just as I paid my 1st and 2nd loan without a default, so will I pay this one with the support of our Almighty Father. I will keep a clean repayment streak now that I'm fit and in full form.
    Thank you.

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  • Dechi K. Samuel    Mar 22, 2016

    Glory be to the Almighty God for his love, I wasn't swept away like dust and I'm still alive despite all the troubles I went through.
    And also to my lender, I say a very big thank you to you all for your effort and care, I can't ever stop thanking you, may the Good LORD bless you in all your endeavours, for your courage invested in me.
    Even though I faced a lot of troubles with my 3rd loan but because of your love and care I came back strong enough to get things right even though my score is low but I promise to make you proud this time.
    You can count on me to raise and maintain a good repayment streak.
    I love you all and thank you very much for your support.

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  • Dechi K. Samuel    Mar 21, 2016

    I will first of all thank the whole zidisha staff for their support during the time I was hospitalized.
    The previous loan helped me in immeasurable ways.
    I used part to invest in producing designs for T-shirt production and during the time time I couldn't work, it help me pay my loan when I was realised from hospital.I apologize for the delays in repayments but I want you to be rest assured that I won't repeat such a bad streak of repayment again.
    I thank you zidisha lenders and staff for your support.
    May the peace and love of the LORD keep us always and forevermore. Amen

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  • Dechi K. Samuel    Feb 19, 2016

    I just returned from treatment but I want to pay and cover up as soon as possible, so I'm increasing my repayment amount with a little to be able to complete quick

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  • Dechi K. Samuel    Feb 15, 2016

    I have been receiving treatment for a very long time following my accident.
    I am now OK, up and doing, even though I was brought home 6 days ago, I have really delayed the repayment of this loan but my sincere apologies for all the inconveniences i have caused.
    Also to my lenders, I am very sorry for the delay. I'm sending a part repayment today as some money from my contract has arrived.
    I hope you take my apologies into consideration.
    I promise to repay on time from today.
    Thank you all.
    Dechi Kwabena Samuel

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    • Matt B    Feb 16, 2016

      Samuel - thank you for the update. I hope you are back to full strength and feeling better soon. Best wishes for the future, Matt.

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      • Dechi K. Samuel    Feb 16, 2016

        Thank you sir, I am very well now and I'm out to work now. I'm now on new contract so I will be able to do repayments quicker and on time. I'm sorry for the delays too

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  • Dechi K. Samuel    Dec 2, 2015

    Due to my recent problems concerning my involvement in a lorry accident, my business fell and crashed, but God being so good, I have signed a new agreement with someone to be a head designer for apparels and totes, so I'm making something now but not much, so I wish to pay this little than nothing and will increase it when possible.
    Thank you.

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  • Dechi K. Samuel    Oct 1, 2015

    I'm trying to get things well in time but there are troubles of life hindering me.
    I have been through an accident and that took me down for sometime which keeps me from working and again my handset is not working with service command.
    I'm doing this to be able to pay without any more delays as I have delayed a lot. I'm therefore pleading with you to consider my apologies.

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  • Bismark Baiden    Sep 29, 2015

    Hi lenders, i got in touch with Samuel onces again to know the way forward of the business and the loan repayment. Please he told me that he had an lorry accident which kept him from working and also had peoblem with his handset and that has rersulted in the late repayment. He said he will repay the loan as promise when business starts picking again. Thanks for your patience and support.

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  • Dechi K. Samuel    Sep 3, 2015

    I am doing this with honesty to my promises made before and after receiving this loan.
    I had an accident which has kept me from constant working but not too bad I'm still able to make a little that I has longed to pay my repayments but another thing that kept me from paying is my phone as my new handset which is windows foes not allow mobile money transactions but I've requested change of it so I am now up and back to get things right. Thanks to you all.

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  • Bismark Baiden    Aug 26, 2015

    Hi lenders, I contacted Samuel and he said business was not good and as a result sales went bad for him that is the main reason of not making repayment as expected. But he will start making payment since business is now picking gradually. Thanks for your patience.

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  • Dechi K. Samuel    Jul 15, 2015

    I am reducing this because, I have some other things to do in the business as well, I need to get some people to help me the work as it gets me too busy and aside this, I have to pay them.
    So I want to reduce the instalment amount in order to be able to save towards that in a way that it won't affect my ontime repayment streak. I hope you will accept this and grant my proposal. Thank you

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  • Dechi K. Samuel    Jul 15, 2015

    I want to thank zidisha and the wonderful lenders once again, I was able purchase a computer and now my digital art/Photoshop is underway.
    I am very grateful for this.
    I will upload pictures when I am a bit free.
    I thank you all once again.

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  • Dechi K. Samuel    Jul 3, 2015

    Many thanks to my great lenders, I have received my loan today an amount of 778 GHS and latest by Tuesday I will buy the computer and hopefully I can get my dream working.
    Thank you all once again for your wonderful work.
    I promise to provide you with updates on every move I make in this project.

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  • Dechi K. Samuel    Jun 30, 2015

    Thanks to all my lenders for this great work, and with this loan I promise to keep my on-time payment streak.
    Provision of update will be provided accurately.
    All I can say at the moment is thank you all for this wonderful lending and I hope to have a wonderful project here.
    God bless you all.

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