Purchase stock & ingredients to make chocolate pralines
Mis
Bandung Barat, Indonesia
100% repaid
Entrepreneur
Name
Mis
Member since
May 2017
On-time repayments
193 installments • 40%
About Me
I am very happy to sell, because it can fill the spare time and make money.
I want to continue to develop the potential in myself, as long as I can still be productive.
My hobby is cooking, sometimes I sell my cooking products, many people order my cooking for arisan events, and others.
My Business
This coffee shop is my first attempt. I opened this coffee shop in a very strategic location, because it is located in the tourist area of the waterfall. In the parking lot of this tour is very suitable to open a business like a coffee shop. Because many tourists who buy coffee, mineral water, various snacks, boiled noodles, etc.
I will keep this warung to always open, because the income earned from this coffee shop is very helpful to me. In addition to selling coffee, various snacks, boiled noodles, I was able to sell my merchandise such as Kaos Bandung which can be used as a souvenir for the tourists.
If the weekend and vacation many people vacation to this sights. If everyday this place is used as a public transport terminal, many drivers of public transport parking at this location.
In addition to this coffee shop business, I sell a variety of clothing, I sell online and offline (selling to kindergarten), selling various praline chocolates, many orders for birthdays, weddings, and others.
Loan Proposal
This is my fourth loan, and this is my third proposal, after the first submission is not fully funded and the second submission is partially funded (36%). My timely payment history of 96% is due to technical errors, unrecorded installment payments, thus lowering the percentage of payments on time. But I have already explained in the help ticket.
The fourth loan with the credit limit is 2,953,125 IDR ($ 222.3), but I will apply for a loan of 2,500,000 IDR ($ 188). This fourth loan will I use to buy raw materials and supplies of chocolate praline and buy my merchandise inventory.
As soon as we enter the month of February, usually this month the sale of chocolate increases because there is February 14 (Valentine"s Day), in Indonesia usually some people celebrate by giving each other chocolate Because my capital I use for daily capital turnover, selling so far has been able to buy a table and chairs for my koli stall.
I need capital assistance from a lender to buy more chocolate making materials. Because the order of chocolate is increasing. I really hope the zidisha team and the lender can help me to provide capital to buy the needs I have described above. I will use the funds as well as I can, and I will pay on time.
Here are the details of my capital needs:
- Purchase of chocolate bars, 10kg @ $ 10 = $ 100
- Cashew Nuts, 1kg @ $ 8 = $ 8
- Almond Nuts, 1kg @ $ 10 = $ 10
- Miscellaneous Various Jam (for chocolate stuffing), 1kg = $ 10
- Jar Size 400 grams, 12 dozen @ $ 10 / 3dozens = $ 40
- Additional inventory (T-shirt Bandung for sale as souvenir of tourists) = $ 20
TOTAL CAPITAL NEEDS $ 188
The profit I get from selling chocolate every jar = 100%.
The advantages I get from selling clothes = 50 - 100%.
This I can use to pay the installment, can to buy back the ingredients of making chocolate, and can be saved partly. Hopefully this time I was lucky. Thank you
Show original Bahasa Indonesia
About Me
Saya sangat senang berjualan, karena bisa mengisi waktu luang dan menghasilkan uang.
Saya ingin terus mengembangkan potensi di diri saya, selama saya masih bisa produktif.
Hobi saya adalah memasak, kadang saya berjualan hasil masakan saya, banyak orang yang memesan masakan saya untuk acara-acara arisan, dan lain-lain.
My Business
Hobi saya adalah memasak, kadang saya berjualan hasil masakan saya, banyak orang yang memesan masakan saya untuk acara-acara arisan, dan lain-lain.
Saya sangat senang berjualan, karena bisa mengisi waktu luang dan menghasilkan uang.
Saya ingin terus mengembangkan potensi di diri saya, selama saya masih bisa produktif.
Loan Proposal
Ini pinjaman ke empat saya, dan ini adalah pengajuan ketiga saya, setelah pengajuan pertama tidak didanai penuh dan pengajuan yang kedua terdanai sebagian (36%). Riwayat pembayaran tepat waktu saya 96% hal ini dikarenakan ada kesalahan teknis, pembayaran angsuran yang tidak terekam, sehingga menurunkan persentase pembayaran tepat waktu. Akan tetapi saya sudah memberikan penjelasan di tiket bantuan.
Pinjaman ke empat dengan batas kredit 2.953.125 IDR ($222,3), akan tetapi saya akan mengajukan pinjaman sebesar 2.500.000 IDR ($188).
Pinjaman keempat ini akan saya pergunakan untuk membeli bahan baku dan perlengkapan pembuatan coklat praline dan membeli persediaan baju dagangan saya.
Karena sebentar lagi memasuki bulan Februari, biasanya dibulan ini penjualan coklat meningkat karena ada tanggal 14 Februari (Hari Valentine), di Indonesia biasanya sebagian orang merayakan dengan saling memberi coklat
Karena modal yang saya miliki saya gunakan untuk perputaran modal jualan sehari-hari, keuntungan dari berjualan selama ini sudah bisa membeli meja dan kursi untuk warung koli saya.
Saya membutuhkan bantuan modal dari pemberi pinjaman untuk membeli bahan pembuatan coklat agar lebih banyak. Karena pesanan coklat makin meningkat.
Saya sangat berharap team zidisha dan pemberi pinjaman bisa membantu saya untuk memberikan modal untuk membeli kebutuhan yang telah saya jelaskan diatas.
Saya akan mempergunakan dana sebaik-baiknya, dan saya akan membayar tepat waktu.
Inilah rincian kebutuhan modal saya :
- Pembelian coklat batangan, 10kg @$10 = $100
- Kacang Mete, 1kg @$8 = $8
- Kacang Almond, 1kg @10 = $10
- Aneka Selai berbagai rasa (untuk isian coklat), 1kg = $10
- Toples Ukuran 400 gram, 12 lusin @$10/3lusin = $40
- Tambahan persediaan barang (Kaos Bandung untuk dijual sebagai oleh-oleh wisatawan) = $20
TOTAL KEBUTUHAN MODAL $188
Keuntungan yang saya dapatkan dari jualan coklat setiap toples = 100%.
Keungtungan yang saya dapatkan dari jualan baju = 50 - 100%.
Ini bisa saya pergunakan untuk membayar angsuran, bisa untuk membeli kembali bahan-bahan pembuatan coklat, dan bisa ditabung sebagian.
Semoga kali ini saya beruntung. Terimakasih
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$188.00
Date disbursed
Feb 1, 2018
Repayment status
Late
Projected term
38 months
Other loans
Ask Mis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.