Name
Samuel
Member since
September 2020
On-time repayments
25 installments • 68%
My name is Samuel Lukama. I live in zambia. I grew up at farm with my parents. I learnt a lot of things at the farm such that am making a living out of the things i learnt at the farm.I did my primary and secondary education with my sister. I finished school and wanted to become a medical doctor but my parents couldnt afford. So since my parents became old i started to concentrate at the farm and overcame many challenges. I support my sister in college. One day i will do medicine. My father gave me 5 hectares at the farm and thats how i started my farming business. I am not yet married. My hobby is doing community work.
My farming business i grow variety of plants at the farm such as maize and beans which i sell at nearby markets. Everyone needs to eat so everything i grow and cultivate has demand. I chose this business because i have so much passion for farming. Usually i put in about ZMW5000 when i plant maize and when i sell i make profit which i buy food at home for my parents and support my sister in college and do save some money.
There is an outbreak of pests around our farming areas and they may damage my vegetables. I need this loan to buy pesticides to apply in my vegetables. After i harvest and sell I make good profit and I buy groceries and also contribute to pay school needs for my young sister in school.
Yes business may face risks but for me apart from selling vegetables and onions and beans at the farm I also do part-time training to upcoming farmers especially elderly people here who want to into farming after retiring I help them to have knowledge in farming and they pay for the training I conduct. The other source of income is I belong to a number of network platforms mainly on business where we contribute money per month then share out after 6 months. This one helps me a lot so even if I have a problem with my farms products maybe lack of market I still have something else to rely upon so I cant fail to pay.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$284.00
Date disbursed
Feb 3, 2021
Repayment status
Late
Projected term
8 weeks
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