Plastic carrier bags


Chililabombwe, Zambia

100% repaid




Member since

September 2020

On-time repayments

32 installments  •  81%

About Me

My names are Shadrick Kapolyo, from Zambia on the boarder town of Chililabombwe, on the copperbelt province. My career journey in life as seen me through some of the most interesting episodes in life. From the hey days in school, at Mungwi Secondary Technical School, in the Northern part of Zambia, and Kasama in particular to rose days as a banker with Barclay bank pls, and then Finance Bank Zambia Ltd, and life in the mining industries of Northwestern province, Solwezi.
Life can really be interesting, its like they say, life is what you make it, i could comfortably say i have had it all. Now settled in Chililabombwe, life has to continue, i have always dreamed of running my own affairs (business) and the boarder town provides that unique platform for both start-ups and established businesses, the common adage; ''any thing sells in chililabombwe/Kasumbalesa'' can not be over emphasized. Mine is to one day grow my Agric feed business, supplying agricultural feeds to poultry famers both local and across the boarder.

My Business

My business is currently seasonal, am operating lawn mowers, with hired laborers, this business though seasonal is very profitable. Currently i have two machines, one is electrical and the other is petrol powered. From what i have seen in the past season, this is far more profitable than running a fleet of taxis, as the operating costs are far too little compared with running a taxi, better still, the capital employed could be 1/200th of that of buying car. The daily cashing from a lawn mower business, is three or 4 times higher. This comparison arises from the fact that i have operated a taxi business before, whilst am almost set on this business, my eyes are still focused on running a Agric business, which logistics are almost done.

Loan Proposal

I would like to buy in, enough stocks to keep, because of late there is shortages of supply from the manufacturers, and every time they are off the chain of supply, the next time around you expect an increase in prices. And this is affecting my cash flow and my business planning in general.
By restocking, am increasing my chances of a boost in my business, as the likelihood of taking a a temporal monopoly sales in the market is almost guaranteed.

Income Source

Am slowly keeping a safe net from my income by saving a little surplus, besides my lawn mowers are still working, even though my focus has now shifted to this business, as it needs my full attention at 100%.
This business is in it self is a sure guarantee as long as one has enough stock, as the sale of plastic bags is an ongoing concern.
Over and above my wife's monthly income is a sure fall back, should the worst case scenario happens.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 24, 2021

Repayment status

On Time

Projected term

2 months



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