Plastic carrier bags


Chililabombwe, Zambia

100% repaid




Member since

September 2020

On-time repayments

32 installments  •  81%

About Me

My names are Shadrick Kapolyo, from Zambia on the boarder town of Chililabombwe, on the copperbelt province. My career journey in life as seen me through some of the most interesting episodes in life. From the hey days in school, at Mungwi Secondary Technical School, in the Northern part of Zambia, and Kasama in particular to rose days as a banker with Barclay bank pls, and then Finance Bank Zambia Ltd, and life in the mining industries of Northwestern province, Solwezi.
Life can really be interesting, its like they say, life is what you make it, i could comfortably say i have had it all. Now settled in Chililabombwe, life has to continue, i have always dreamed of running my own affairs (business) and the boarder town provides that unique platform for both start-ups and established businesses, the common adage; ''any thing sells in chililabombwe/Kasumbalesa'' can not be over emphasized. Mine is to one day grow my Agric feed business, supplying agricultural feeds to poultry famers both local and across the boarder.

My Business

My business is currently seasonal, am operating lawn mowers, with hired laborers, this business though seasonal is very profitable. Currently i have two machines, one is electrical and the other is petrol powered. From what i have seen in the past season, this is far more profitable than running a fleet of taxis, as the operating costs are far too little compared with running a taxi, better still, the capital employed could be 1/200th of that of buying car. The daily cashing from a lawn mower business, is three or 4 times higher. This comparison arises from the fact that i have operated a taxi business before, whilst am almost set on this business, my eyes are still focused on running a Agric business, which logistics are almost done.

Loan Proposal

I would like to buy in, enough stocks to keep, because of late there is shortages of supply from the manufacturers, and every time they are off the chain of supply, the next time around you expect an increase in prices. And this is affecting my cash flow and my business planning in general.
By restocking, am increasing my chances of a boost in my business, as the likelihood of taking a a temporal monopoly sales in the market is almost guaranteed.

Income Source

Am slowly keeping a safe net from my income by saving a little surplus, besides my lawn mowers are still working, even though my focus has now shifted to this business, as it needs my full attention at 100%.
This business is in it self is a sure guarantee as long as one has enough stock, as the sale of plastic bags is an ongoing concern.
Over and above my wife's monthly income is a sure fall back, should the worst case scenario happens.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 24, 2021

Repayment status

On Time

Projected term

2 months



Hailsham, United Kingdom



United States


Catherine CatDesignz

Halifax, United Kingdom


Geneva, Switzerland


Minneapolis/StPaul, United States

Vratik Krocik

Prague, Czech Republic



United States

Black and White Zebra

Vancouver, Canada

Brian Herrmann

Chicago, United States


Princeton, United States

Ask Shadrick a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Shadrick    Sep 19, 2022

    Thank you so very much for making this project a success.

    Finally funded!

    Am more than HAPPY!!!!

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  • Shadrick    Aug 19, 2022

    Thank you so much to the all team, the back room staff, the technical team and the entire Zidisha executive.
    This is yet another milestone in my business ventures.
    I can safely safe, am now a proud wholesaler/middle man in the making.

    Once again thank you so very much for making this a reality.
    A BIG UP!!!!!!!

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  • Dennis    Aug 13, 2022

    All the best in your endeavours

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  • Fauzia    Aug 8, 2022

    Wishing you the best in your business

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  • Zimba    Aug 6, 2022

    Good luck

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  • Eusila    Aug 4, 2022

    this a good business shadrack build your empire

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  • Shadrick    Jul 31, 2022

    Hi Team Zidisha.

    I would like to raise a loan of full amount of k42,676.
    Kindly help.

    Kind regards.

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  • Shadrick    Feb 22, 2022

    Thanks, I received moneys about a week and half now.
    I acknowledged receipt instanteously; once again many thanks to all who made this possible.
    Am servant endeavouring to make s living.
    Your support is invaluable.

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  • Shadrick    Feb 14, 2022

    My hearty thanks, once again for making this project a reality.

    The goals are clearly set; keeping my business afloat, in the face of depleted savings as a result of higher education school fees.

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  • Emmanuel    Feb 13, 2022

    You are almost there. Patience is the experience teacher. This is what l can help with

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  • Emmanuel    Feb 10, 2022

    Keep growing. You will soon get what is yours

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  • Dzantor    Feb 9, 2022

    I want to help you so congratulations

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  • Emmanuel    Feb 8, 2022

    Kindly accept my offer to improve your business.

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  • Shadrick    Feb 3, 2022

    My previous loans have had a great deal to stabilize my business, so far so good.

    Since the last loan drawn from this forum my cash flow has been flawless, and the need to apply for this particular one is two fold; one, there is need for extra cash to cushion the education needs for my son who is going into university (UNZA) to study medicine, as 14th February, 2022.
    The second need stem from a long term project, am looking at buying a house, and with the savings from my business, this loan facility could just come handy as a cushion once i have raised enough credit.

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  • Shadrick    May 8, 2021

    Constrained cash inflow, due to lack of stock supply in the market.

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  • Shadrick    Mar 27, 2021

    Thank you for the loan.
    You continue to make a difference in my life.

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