Name
Evans
Member since
November 2014
On-time repayments
80 installments • 28%
I am the sixth born in the family of 9, I was born in the year 1980, I went to school at Indangalasia primary school, I joined class one in the year 1991 and did my K.C.P.E in 1999. From there I joined form one at Bukolwe secondary school of which due to lack of school fees i dropped out of school in the same year (2000). from there I went back home and helped parents in farming for a period of one year. In the year 2002, I came to Nairobi in search of any job, it is here that i landed in the good hands of my friends whom we trained together in doing arts, mainly painting, curving and moulding.
It took me two years to learn and to begin doing what could at least attract my buyers, this is now what took me into business aspect. I got married in the year 2008 to a lady named, Peninah Anyango we have two children, Mary Jenipher and Eniola Cecilia aged 4 and 1 and half years respectively, All my wife's and my two children's needs, I am the one taking care of.
My business is situated in Huruma, I began doing this work on my own in the year 2004, from there I have been going through all the challenges that come together with it, I have also learnt a lot in the process of doing this business the major challenges that I've gone through are as follows, introducing new items in the market especially when you know the product is good for the market at that season, you have to persist until the buyers perceive and get attracted with the products, the other challenge is the middle men who get our items at a cheaper price and sell them at a price three times what they've given us, lastly financial challenge, sometimes i receive orders and i do not have money to buy raw materials to do the work hence giving middle men an advantage to cash for this shortcoming. Despite all these challenges from this job, i manage to pay my House rent, buy food and also one of my kids i pay for her school fees, my earning is currently less than Kshs 10000, which is approximately $112 per month. I therefore believe that given chance by zidisha to grow my business, I will do my best to improve in my production.
This is how I will use the money, I will take $.10 to buy 100 pcs of gourds, this is for making the pen cups, I will take another $. 10 to buy things like filler, thinner and some wires. I will also take $.12 to partially pay my place of work, the remaining i will keep for any emergency and when picking my items to the clients. I want that I will be grateful when given an opportunity.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$50.00
Date disbursed
Dec 1, 2014
Repayment status
On Time
Projected term
2 months
Other loans
Amount repaid
$51.00
Amount remaining
$0.00
Date repaid
Feb 8, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 14, 2014 | $8.44 | Dec 12, 2014 | $5.62 |
Dec 19, 2014 | $2.82 | ||
Dec 21, 2014 | $8.44 | Dec 19, 2014 | $2.80 |
Dec 25, 2014 | $5.62 | ||
Jan 3, 2015 | $0.02 | ||
Dec 28, 2014 | $5.60 | Jan 3, 2015 | $5.60 |
Jan 4, 2015 | $0.00 | ||
Jan 11, 2015 | $5.62 | Jan 11, 2015 | $5.62 |
Jan 18, 2015 | $5.62 | Jan 19, 2015 | $5.62 |
Jan 25, 2015 | $5.62 | Jan 26, 2015 | $5.62 |
Feb 1, 2015 | $5.62 | Feb 2, 2015 | $5.62 |
Feb 8, 2015 | $6.06 | Feb 8, 2015 | $6.06 |
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