Purchase school stationery for educational supplies business

Lawrence

Mitunguu Market, Kenya

37% repaid

Entrepreneur

Name

Lawrence

Member since

November 2014

On-time repayments

52 installments  •  31%

About Me

I am Lawrence Gichuru Muraga from Mitunguu in Imenti South Sub-county of Meru County-Kenya. Born in 1970 at Kionyo in the eastern slopes of Mt Kenya I attended Kionyo Pri Sch. As young boys we played hide and seek, make car toy big enough to carry 4 boys down hill. At Igandene Sec Sch I was chairman Y.C.S for 2 yrs, Scouts T.l and The captain Kiringa House. When I joined Eregi T.T.C i became a member of "Eremus" Eregi Music Society. I am the current Head teacher of D.E.B Mariene Hill Primary Sch. I hold a diploma in Education Management from KEMI and a BED Degree from Kampala International University-Uganda majoring in English and Social studies. I am also a trained T.O. T in ICT integration in education.

My Business

I founded Sterling Learn Services in 2008 to provide educational solutions to rural schools in the lower parts of Meru County and Tharaka . Our office is in Mitunguu Market 14 km from Nkubu Township. We Supply instructional material to schools, offer printing and binding services to schools and members of public. Sterling, as my business is Popularly known also offers computer training to young people.
Being a teacher I, then my choice of business is obvious. The business is in a rented premise which accounts for the highest cost of doing business. We however make profits which are reinvested in the growing business. It is our goal to make Sterling Learn Services a leading provider of Education Solutions in the near future. We have plans to position ourselves well in the market to help i building capacities of Primary Schools as they embark on use of ICT both in classrooms and as a management tool. This we will do at a fee to boost our income. God willing Sterling Learn Services will play its part in helping the children of this country access opportunities that we did not have during our childhood through mentorship programmes .

Loan Proposal

Replenishing stock and expansion.
98 dollars will go towards purchase of paper,ink and servicing of the printer.
100 dollars will be spent on purchase of ready made stationery for supply to schools.This shall include cost of printing covers with school logo.
Supplying local schools with printed exercise books with customized covers will provide an opportunity to advertise our business. We expect to make good returns from this investment since our customer base remains stable.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$197.00

Date disbursed

Apr 17, 2015

Repayment status

Late

Projected term

9 months

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Ask Lawrence a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lawrence    Dec 13, 2016

    Hi lenders and my dear friends. Following the bad road accident that I got on my way from work last year, I sustained terrible injuries. the worst was head injuries that according to my doctor I have miraculously survived. I have successfully undergone a surgery to save my brain from permanent damage and I am recovering well. Although with some strain , I have now started to remember my past and I hope soon I will be fully recovered.
    The accident has left me with no money and I am hoping that when all is well I will be able to do something that can give me money so that I can pay the many debt I owe friends including Zindisha.
    I humbly ask you all to pray for me so that I overcome the situation I am in now. Life has many challenges that help us to live well with the others. Thank you for the understanding.

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  • Antony    Dec 4, 2015

    Hello lenders.
    On Monday last week, I visited Lawrence gichuru in hospital after he had an accident. it my pray that he will be discharged soon for him to continue doing his work and pay back the funds.

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  • Antony    Nov 16, 2015

    Morning bro.
    Kindly check on your loan repayments. Remember, paying your loan ontime helps you to create a good borrowing relationship with lenders. Also remember to comment on your profile.

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  • Antony    Oct 10, 2015

    Hello bro.
    Kindly check on your loan and do something about it. Nice moments.

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  • Lawrence    Sep 15, 2015

    I have been unable to work for some months due to a health problem which has eaten into my finances. Am now well and trying to reorganise my finances and believe i will be back on my feet soon . I commit to start repayment from 19-09-2015

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  • Antony    Sep 2, 2015

    hello dear lenders.
    i have been in contact with lawrence and he has explaned to me that he has been having some financial problems but he has assured me to make payment soonest posible.
    i have also adviced him to adjust his payment plans to a more affordable amount and i hope he will do so by the end of today.
    thanks for your support and understanding.

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  • Antony    Jun 30, 2015

    hello sir.
    i have been offline for some time since my phone broke its screen so i haven't been able to know your progress. kindly lets all ways remember to keep our promise as this will move us to great hight.
    always contact me or your mentor if you have any problem.
    nice moments.

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  • Lawrence    Apr 23, 2015

    To my lenders.
    Thank you so much for funding us. The loan of Ksh 17752 has been received and today we have made our first delivery to our customer, Mugwi Secondary School. We have supplied to them Printed Exercise books worth 14,000 for use by student when the schools open On 4th May. We thank you for making this possible. We have also serviced our equipment and all the printing and branding was done at our office . Although we are yet to receive the check from the school we are sure to make a good profit due to lower cost. We intend to repay this loan in a record short period so that we can set new targets and ensure faster growth. Once again, your trust in Sterling Learn Services is highly appreciated. Here the rains are on and in a few weeks we shall be eating green maize beans and grams. Thank you and May the almighty bless you.

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  • Lawrence    Apr 16, 2015

    Special thanks to all my lenders for participating in my loan request. Your support to Sterling Learn Services is not in futility. The funds have come in real time and the same shall be used for the purpose indicated in our loan proposal. We have already done the the arrangement for the material needed and we shall now embark on procurement and subsequent value addition .We are making deliveries to our customers in the next 5 days. The fridge is now operational and our customers can now enjoy a cold coke as they wait for service.Thanks again for your support. My wife who was beginning to get worried was very happy to learn that we had received 100% funding from you

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  • Lawrence    Apr 15, 2015

    We can see far beyond the horizons not because we are tall but because we stand on the back of the giants. I now close after the days work. My wife and I received a refrigerator from Coca cola today. We have stocked Coca cola soft drinks and now our customers and visitors will get their favourite drinks as they wait to be served. This was my wives idea and I support it for it will generate some income for our business.

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  • Lawrence    Apr 15, 2015

    Photo taken at Olpajeta Conservancy in Laikipia Kenya. Processed at Sterling Learn Services by Lawrence Gichuru. A pictorial presentation .

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  • Lawrence    Apr 15, 2015

    When I took my students for an educational tour of Olpajeta Conservancy in Laikipia- Kenya, we had a lot to learn as we observed the fauna and flora. The pictures I took shall be used when printing calendars for my customers. However i wish to share a few with the Zidisha family and in particular watch for the one that i have branded. To a baboon, the welfare of the baby is paramount. To Zidisha NURTURING young business is the end. Sterling will grow stronger and stronger with your support. Kindly lend us to meet our target as per our proposal. There are only three days to go but i strongly believe we shall make it.

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  • Lawrence    Apr 14, 2015

    I wish to thank my supporters who have participated in supporting our new request for funding for purchasing school stationery for educational supplies business. Supply has a time line and for us not to disappoint our customers, it is important that we supply in real time.W e look upon you to raise the 64% of the remaining funding in the next few days . Thanks again and blessing.

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  • Lawrence    Apr 7, 2015

    To all my lenders,
    I appreciate the trust you have in me. With your support I can see beyond the horizon. With you I have a partner I can count on . Every thing you lend to me is put into good use and prudently managed to realize the set goals. As we realize returns from the invested money from you, we pray that God bless you and give you good health and a life of abundance. May the almighty bless everything that you do.

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  • Lawrence    Apr 5, 2015

    My first loan is now fully paid. The funds received enabled me to service orders promptly. I am very grateful to my lenders for their trust in me and for helping Sterling Learn Services grow. We were able to secure a contract to print end of term examination papers for our clients and they are happy with our work.The future is bright and with you we shall move to the next level. May the almighty bless you.

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  • Lawrence    Apr 3, 2015

    I have completed paying my first loan. The funds have been a great boost to Sterling Learn Services. The money was received promptly. I thank my lender for trusting us and accepting to fund our business. I look forward to receiving your support as i apply for the next loan.
    Offering education solutions remains our line of business. I also thank my customers who are the consumers of our products and services for their support.
    For those behind the killing of about 147 University students in Garrisa - Kenya, their cowardice , immoral and criminal act is strongly condemned. For Christians, Easter is a time to reflect on self and how positively you have contributed to the welfare of humanity. Happy Easter.

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  • Lawrence    Mar 24, 2015

    In a weeks time I complete paying my loan. The loan came at the right time and I was able to service the orders I had with ease. This has put Sterling Learn Services in a better position . The earnings were ploughed back into business. This is why we adjusted our repayment amount upwards.
    I February my son joined High School after doing well in primary. Yesterday the rains started we are praying hard that wet enough. Here everything revolves on small scale farming. Good harvest means good business and the other way round. The children I teach are planning to visit Olpajeta Conservancy during the holiday for one day. It will be great fun to see the BIG FIVE in the jungle.

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  • Lawrence    Mar 8, 2015

    The returns from our business has improved. My customers have paid for the deliveries . I have also enrolled three new computer trainees who are paying. This extra income is what i commit to repay my loan . Thanks to my lenders for your support.

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  • Regina    Jan 16, 2015

    Congratulations Lawrence on receiving your funding! Best of luck to you as you fill your orders and replenish your paper and ink stock. What a great skill you have to teach others about computers and technology! Take care.

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    • Lawrence    Jan 17, 2015

      Thanks Regina for your congrats. This world has enough opportunities for each one of us to do something that can put a smile on someones face. After all are we not from the same cradle? Today am in town shopping for the paper and ink.Here in Kenya Public Schools open on Monday 19th following the end of the Teachers` Strike. Thanks and long happy life.

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    • Lawrence    Jan 18, 2015

      Hi Regina, your quote "Start where you are. Use what you have. Do what you can." It is very inspiring indeed.

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  • Antony    Jan 15, 2015

    Welcome to Zidisha family.
    Look at these kind heart who are ready to share the little they have with us just to change our lives.
    Am always happy to now I have a friend who is ready to lend me.

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    • Lawrence    Jan 16, 2015

      i look forward to receiving my first disbursement which is now pending. It will make me move. Zindisha will be the vehicle to ride on as we move to the next level. have a prosperous year.

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