Provisions for grocery shop

Joseph

Kumasi, Ghana

21% repaid

Entrepreneur

Name

Joseph

Member since

January 2017

On-time repayments

19 installments  •  16%

About Me

I was born into a family of seven siblings with me being the last. I had my formal education with a university degree being the highest from the University of Cape Coast.
After graduation, I had a teaching job appointment at a private basic school. My salary was fixed at a high school diploma level without acknowledging my university degree due to graduate youth unemployment challenge in the country. I managed to open a small shop with savings and resigned from the teaching job to enable me manage my shop efficiently.
Ghana is a wonderful country with a rich culture where humility and respect plays a vital role among neighbors.
My hobby is playing football.

My Business

AMJ Enterprise is the name of my business. I mainly sell household items including canned and tin foods(milo,milk,sardine etc), drinks,bag of rice, toiletories etc which are required on a daily basis. I chose to open this shop when I realized neighbors had to walk long distances for such items.
Some of the profits are ploughed-back into the business and some for home up keeping.

Loan Proposal

I need a loan to buy 14 bags of rice, 5 cartons of milk and milo respectively, 2 boxes of tin fish, 5 cartons of can drinks (asorted) all costing about $282 to retail. I will maximize profit with these purchases to satisfy the needs of consumers.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$282.00

Date disbursed

Jan 27, 2017

Repayment status

Late

Projected term

4 months

Lenders

Craig Newmark

United States

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  • Yussif    Apr 14, 2017

    He said he is out of town and when comes back he will pay all his installment arrears and subsequently pay those due. I have also told him he can reduce his installment amount if that will help him pay frequently.

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  • Joseph    Jan 27, 2017

    I am most grateful to zidisha team and my lenders for this loan funding. I will be able to buy the provisions for my shop in order to maximize profit, to satisfy my customers' needs and will be able to pay back on time. Thank you so much lenders, God bless you.

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  • Joseph    Jan 27, 2017

    Good morning, wonderful lenders and the entire team of zidisha for the opportunity to be a part of this family. I am very pleased and I know your help in my business will have a great impact on my life. Thank you

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