Entrepreneur
Name
Joseph
Member since
January 2017
On-time repayments
19 installments • 16%
About Me
I was born into a family of seven siblings with me being the last. I had my formal education with a university degree being the highest from the University of Cape Coast.
After graduation, I had a teaching job appointment at a private basic school. My salary was fixed at a high school diploma level without acknowledging my university degree due to graduate youth unemployment challenge in the country. I managed to open a small shop with savings and resigned from the teaching job to enable me manage my shop efficiently.
Ghana is a wonderful country with a rich culture where humility and respect plays a vital role among neighbors.
My hobby is playing football.
My Business
AMJ Enterprise is the name of my business. I mainly sell household items including canned and tin foods(milo,milk,sardine etc), drinks,bag of rice, toiletories etc which are required on a daily basis. I chose to open this shop when I realized neighbors had to walk long distances for such items.
Some of the profits are ploughed-back into the business and some for home up keeping.
Loan Proposal
I need a loan to buy 14 bags of rice, 5 cartons of milk and milo respectively, 2 boxes of tin fish, 5 cartons of can drinks (asorted) all costing about $282 to retail. I will maximize profit with these purchases to satisfy the needs of consumers.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$282.00
Date disbursed
Jan 27, 2017
Repayment status
Late
Projected term
4 months
Lenders
Summary
Amount repaid
$59.80
Amount remaining
$222.35
Expected completion
Jun 10, 2017
Status
Repaying late
Installment amount
$14.95
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 4, 2017 | $14.95 | Feb 4, 2017 | $14.95 |
| Feb 11, 2017 | $14.95 | Feb 11, 2017 | $14.95 |
| Feb 18, 2017 | $14.95 | Mar 6, 2017 | $14.95 |
| Feb 25, 2017 | $14.95 | Mar 6, 2017 | $14.95 |
| Mar 4, 2017 | $14.95 | ||
| Mar 11, 2017 | $14.95 | ||
| Mar 18, 2017 | $14.95 | ||
| Mar 25, 2017 | $14.95 | ||
| Apr 1, 2017 | $14.95 | ||
| Apr 8, 2017 | $14.95 | ||
| Apr 15, 2017 | $14.95 | ||
| Apr 22, 2017 | $14.95 | ||
| Apr 29, 2017 | $14.95 | ||
| May 6, 2017 | $14.95 | ||
| May 13, 2017 | $14.95 | ||
| May 20, 2017 | $14.95 | ||
| May 27, 2017 | $14.95 | ||
| Jun 3, 2017 | $14.95 | ||
| Jun 10, 2017 | $13.05 | ||
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