200 installments • 86%
I am a young man of 33 years. I completed Tema Technical Institute in 2004 and obtained a City and Guilds Certificate in Block Laying and Concreting.
Since then I have been working on contract basis as a mason on building projects.
On a typical day, I often wake up around 5:00 am to catch the first bus going to my work site. If it is
located far away I prefer to lodge on site for the rest of week, to reduce transport costs.
Currently, I am working on starting a cement sale business as an additional occupation.
My dream is to start a cement shop business and later block molding. The latter would require heavier investment so that is for the long-term.
A man I once worked for gifted to me his unused container. I intend to refurbish this for my cement shop business. This would help augment my income and make me a business owner.
Currently, I need to weld, screed and roof the container and get it ready for this business. When given a loan, I would use it for these preparatory works.
The source of income that will be used to repay the loan will come from my masonry work.
I am very grateful to you lenders for all your help in refurbishing my new container. although I have not started business with it yet, but I have made an important preparation for this business. I feel more confident and reassured that this business would take off and be a good investment in the future. For my current loan, I would use to us it to buy a single plot of land for this business. This would give it permanency. The land is estimated to cost GHc 5,000 and from an arrangement with the seller. I am allowed to pay a deposit and the rest of it in installment.
Last year I managed to get a salaried job with a construction company and this has augmented my income enough. I also get hired on weekends as a mason to do weekend jobs. Thanks in advance for believing in me.
Feb 2, 2015