Entrepreneur
Name
Evans
Member since
December 2013
On-time repayments
200 installments • 86%
About Me
I am a young man of 33 years. I completed Tema Technical Institute in 2004 and obtained a City and Guilds Certificate in Block Laying and Concreting.
Since then I have been working on contract basis as a mason on building projects.
On a typical day, I often wake up around 5:00 am to catch the first bus going to my work site. If it is
located far away I prefer to lodge on site for the rest of week, to reduce transport costs.
Currently, I am working on starting a cement sale business as an additional occupation.
My Business
My dream is to start a cement shop business and later block molding. The latter would require heavier investment so that is for the long-term.
A man I once worked for gifted to me his unused container. I intend to refurbish this for my cement shop business. This would help augment my income and make me a business owner.
Currently, I need to weld, screed and roof the container and get it ready for this business. When given a loan, I would use it for these preparatory works.
The source of income that will be used to repay the loan will come from my masonry work.
Loan Proposal
I am very grateful to you lenders for all your help in refurbishing my new container. although I have not started business with it yet, but I have made an important preparation for this business. I feel more confident and reassured that this business would take off and be a good investment in the future. For my current loan, I would use to us it to buy a single plot of land for this business. This would give it permanency. The land is estimated to cost GHc 5,000 and from an arrangement with the seller. I am allowed to pay a deposit and the rest of it in installment.
Last year I managed to get a salaried job with a construction company and this has augmented my income enough. I also get hired on weekends as a mason to do weekend jobs. Thanks in advance for believing in me.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$480.00
Date disbursed
Feb 2, 2015
Repayment status
On Time
Projected term
16 months
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Summary
Amount repaid
$618.33
Amount remaining
$0.00
Date repaid
Mar 21, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 15, 2015 | $7.67 | Feb 13, 2015 | $7.67 |
| Feb 22, 2015 | $7.67 | Feb 13, 2015 | $7.67 |
| Mar 1, 2015 | $7.67 | Feb 13, 2015 | $1.33 |
| Feb 28, 2015 | $6.33 | ||
| Mar 8, 2015 | $7.67 | Feb 28, 2015 | $7.67 |
| Mar 15, 2015 | $7.67 | Feb 28, 2015 | $2.67 |
| Mar 16, 2015 | $5.00 | ||
| Mar 22, 2015 | $7.67 | Mar 16, 2015 | $7.67 |
| Mar 29, 2015 | $7.67 | Mar 26, 2015 | $7.67 |
| Apr 5, 2015 | $7.67 | Apr 3, 2015 | $7.67 |
| Apr 12, 2015 | $7.67 | Apr 3, 2015 | $7.67 |
| Apr 19, 2015 | $7.67 | Apr 16, 2015 | $7.67 |
| Apr 26, 2015 | $7.67 | May 1, 2015 | $7.67 |
| May 3, 2015 | $7.67 | May 1, 2015 | $7.67 |
| May 10, 2015 | $7.67 | May 16, 2015 | $7.67 |
| May 17, 2015 | $7.67 | May 28, 2015 | $7.67 |
| May 24, 2015 | $7.67 | May 28, 2015 | $7.67 |
| May 31, 2015 | $7.67 | May 28, 2015 | $7.67 |
| Jun 7, 2015 | $7.67 | May 28, 2015 | $7.67 |
| Jun 14, 2015 | $7.67 | Jul 3, 2015 | $7.67 |
| Jun 21, 2015 | $7.67 | Jul 3, 2015 | $7.67 |
| Jun 28, 2015 | $7.67 | Jul 3, 2015 | $7.67 |
| Jul 5, 2015 | $7.67 | Jul 3, 2015 | $7.67 |
| Jul 12, 2015 | $7.67 | Jul 14, 2015 | $7.67 |
| Jul 19, 2015 | $7.67 | Jul 14, 2015 | $7.67 |
| Jul 26, 2015 | $7.67 | Jul 14, 2015 | $7.67 |
| Aug 2, 2015 | $7.67 | Aug 1, 2015 | $7.67 |
| Aug 9, 2015 | $7.67 | Aug 1, 2015 | $7.67 |
| Aug 16, 2015 | $7.67 | Aug 28, 2015 | $7.67 |
| Aug 23, 2015 | $7.67 | Aug 28, 2015 | $7.67 |
| Aug 30, 2015 | $7.67 | Aug 28, 2015 | $7.67 |
| Sep 6, 2015 | $7.67 | Aug 28, 2015 | $7.67 |
| Sep 13, 2015 | $7.67 | Sep 30, 2015 | $7.67 |
| Sep 20, 2015 | $7.67 | Sep 30, 2015 | $7.67 |
| Sep 27, 2015 | $7.67 | Sep 30, 2015 | $7.67 |
| Oct 4, 2015 | $7.67 | Sep 30, 2015 | $7.67 |
| Oct 11, 2015 | $7.67 | Sep 30, 2015 | $7.67 |
| Oct 18, 2015 | $7.67 | Sep 30, 2015 | $7.67 |
| Oct 25, 2015 | $7.67 | Oct 26, 2015 | $7.67 |
| Nov 1, 2015 | $7.67 | Oct 26, 2015 | $7.67 |
| Nov 8, 2015 | $7.67 | Oct 26, 2015 | $2.67 |
| Nov 3, 2015 | $5.00 | ||
| Nov 15, 2015 | $7.67 | Nov 3, 2015 | $7.67 |
| Nov 22, 2015 | $7.67 | Nov 17, 2015 | $7.67 |
| Nov 29, 2015 | $10.00 | Nov 26, 2015 | $10.00 |
| Dec 6, 2015 | $10.00 | Nov 26, 2015 | $10.00 |
| Dec 13, 2015 | $10.00 | Dec 3, 2015 | $10.00 |
| Dec 20, 2015 | $10.00 | Dec 3, 2015 | $0.67 |
| Dec 19, 2015 | $9.33 | ||
| Dec 27, 2015 | $10.00 | Dec 19, 2015 | $10.00 |
| Jan 3, 2016 | $10.00 | Dec 19, 2015 | $0.67 |
| Dec 22, 2015 | $9.33 | ||
| Jan 10, 2016 | $10.00 | Dec 22, 2015 | $0.67 |
| Jan 7, 2016 | $9.33 | ||
| Jan 17, 2016 | $10.00 | Jan 7, 2016 | $0.67 |
| Jan 15, 2016 | $9.33 | ||
| Jan 24, 2016 | $10.00 | Jan 15, 2016 | $0.67 |
| Jan 27, 2016 | $9.33 | ||
| Jan 31, 2016 | $10.00 | Jan 27, 2016 | $0.67 |
| Jan 29, 2016 | $9.33 | ||
| Feb 7, 2016 | $10.00 | Jan 29, 2016 | $10.00 |
| Feb 14, 2016 | $10.00 | Jan 29, 2016 | $10.00 |
| Feb 21, 2016 | $10.00 | Jan 29, 2016 | $0.67 |
| Feb 17, 2016 | $9.33 | ||
| Feb 28, 2016 | $10.00 | Feb 17, 2016 | $0.67 |
| Feb 25, 2016 | $9.33 | ||
| Mar 6, 2016 | $10.00 | Feb 25, 2016 | $10.00 |
| Mar 13, 2016 | $10.00 | Feb 25, 2016 | $10.00 |
| Mar 20, 2016 | $10.00 | Feb 25, 2016 | $10.00 |
| Mar 27, 2016 | $10.00 | Feb 25, 2016 | $0.67 |
| Mar 8, 2016 | $9.33 | ||
| Apr 3, 2016 | $10.00 | Mar 8, 2016 | $10.00 |
| Apr 10, 2016 | $10.00 | Mar 8, 2016 | $10.00 |
| Apr 17, 2016 | $10.00 | Mar 8, 2016 | $10.00 |
| Apr 24, 2016 | $10.00 | Mar 8, 2016 | $10.00 |
| May 1, 2016 | $10.00 | Mar 8, 2016 | $10.00 |
| May 8, 2016 | $10.00 | Mar 8, 2016 | $7.33 |
| Mar 12, 2016 | $2.67 | ||
| May 15, 2016 | $10.00 | Mar 12, 2016 | $10.00 |
| May 22, 2016 | $10.00 | Mar 12, 2016 | $7.33 |
| Mar 21, 2016 | $2.67 | ||
| May 29, 2016 | $10.00 | Mar 21, 2016 | $10.00 |
| Jun 5, 2016 | $10.00 | Mar 21, 2016 | $10.00 |
| Jun 12, 2016 | $10.00 | Mar 21, 2016 | $10.00 |
| Jun 19, 2016 | $14.00 | Mar 21, 2016 | $14.00 |
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