Loan to purchase a greenhouse

Eric

Ngong, Kenya

44% repaid

Entrepreneur

Name

Eric

Member since

January 2014

On-time repayments

184 installments  •  71%

About Me

My Name Is Eric Wambugu. I am the first born in a family of four siblings. I am 30 old and a Travel Consultant with 10 years’ experience in the industry. I work in Nairobi town, the capital city on Kenya. I am married and a father of one daughter who is one year and eight months old.
I generally have a passion for the transport Industry which led me to invest in a Passenger Service Vehicle (PSV) and have been running this business since 2011 to provide extra income for me and my Family.
This year in may i managed to buy a piece of land at a place called isinya and i set up a green house. Its an eight of an acre and have planted tomatoes. I am also able to provide for my siblings and also my parents.
I wish to use this platform to get funds to expand my business having paid my previous Zidisha loans on time.

My Business

Part of my income source includes my salary from my job as a travel consultant.
I also run a Passenger Service Vehicle (PSV) business commonly referred to as Matatu(a fourteen seater van) business here in Kenya.
Basically my matatu plies route between Central Business District(Nairobi) to the outskirts of Town(Ngong). The business has employed two people: Driver and Conductor who collects payments from passengers.
Passengers in kenya always opt to use matatu’s, since they are faster and fill up fast as compared to the thirty three or thirty seven seater buses. The matatu's also makes quick turn-arounds and several trips compared to buses, thus an ideal competitor.
The business generates about $ 20/day gross and a net of $ 15/day.

From my job through the sacco and the matatu business, i managed to buy an eighth of an acre piece of land and bought a green house through a company called Nguzo international. The best thing about Nzuzo is that they manage the farm for you and even have a ready market for the produce. The contract with them is for five years and its renewable. Again, the crops are insured through an insurance company called jubilee insurance. They provide watering equipment, garden horse, hose connectors. water weep hose, coil hoses, PVC pipe fittings and sidllings all at a cost of USD 3000. The income is between USD 300-350 monthly.
I wish to apply for a loan of USD 1950 to purchase another green house, i will add the difference 1050 from my savings.

Loan Proposal

I plan to buy a greenhouse through a company called Nguzo international. The best thing about Nzuzo is that they manage the farm for you and even have a ready market for the produce. The contract with them is for five years and its renewable. Again, the crops are insured through an insurance company called jubilee insurance. They provide watering equipment, garden horse, hose connectors. water weep hose, coil hoses, PVC pipe fittings and sidllings all at a cost of USD 3000. The income is between USD 300-350 monthly.
I wish to apply for a loan of USD 1950 to purchase another green house, i will add the difference 1050 from my savings.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,969.00

Date disbursed

Nov 6, 2016

Repayment status

Late

Projected term

15 months

Lenders

Daniel

Brussels, Belgium

T

Tmann

Los Angeles, United States

C

CWS

Huntington beach, ca, United States

B

bgalon

London, United Kingdom

E

Errol

Bradenton, FL, United States

M

marvin24

Giessen, Germany

J

Jason

New Jersey, United States

B

BRWorthington

San Francisco, United States

investor

Candiac, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

Elinor

Maple Lake, MN, United States

M

MiguelGago

Guimarães, Portugal

S

SovTempest

Toronto, Canada

BrassHat

Boston, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

YB Song

Seoul, Republic of Korea

D

DrFeelGOOD

San Jose, United States

A

Anonymous

United States

AltruisticSelfishnes

Chicago, United States

NhinSD

San Diego, United States

D

drjofleming

UK, United Kingdom

K

Kireva

Helsinki, Finland

E

Ehaffey

Washington D.C., United States

S

sebseb

The Hague, Netherlands

U

uBaJ41

Afton, United States

C

ColinPlatt

Montgomery Village, United States

L

lumlum

Renens, Switzerland

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

lorrymac

Killough, United Kingdom

EHTHighSchool

Egg Harbor Township, United States

J

JBosshardt

Redmond, United States

E

ElmTree

Wadsworth, United States

Straetman

Kaarst, Germany

ErikN

Stockholm, Sweden

KyRoamer

Louisville, Kentucky, United States

W

world

Kansas City, United States

AndreaBravi

London, UK, Canada

M

magmax

Vienna, Austria

BoazField

Belleville, United States

Kjartan

Oslo, Norway

Ambrose

Calgary, Canada

T

traderjohn

Baltimore, United States

Scott

Oregon, United States

A

AJCortens

Boise, ID, United States

F

FHult

Stockholm, Sweden

T

TopUp

Toronto, Canada

S

sirius

Lauterach, Austria

J

jjcharlie

chicago, United States

H

Houdini314

Elwood, United States

T

troberson

Lake Stevens, WA, United States

T

Tallago3

Munich, Germany

M

markj

Camberwell, Australia

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

S

share

Whitby, Canada

johnandmoliehi

Canton, New York, United States

M

mpeters

New York, United States

A

aliasadsj

Queens, NY, United States

T

ToddK

Indianapolis, IN, USA, United States

M

mogensh

København V, Denmark

A

ashtanga99

Newport, United States

rodcul

Altea, Spain

C

cjmenchaca

Austin, United States

tmisch

San Jose, California, United States

P

Piccolo

London, United Kingdom

J

julie13

North Manchester, IN, United States

N

ningli

Charlotte, NC, United States

W

woodleycw

Ottawa Ontario, Canada

Jeff and Marcie

Portland, OR, United States

Apmay

Melbourne, Australia

T

thejacobnorton

Jubail, Saudi Arabia

N

NancyG

Victoria, Canada

Sister

Kongsberg, Norway

A

AlexCheng

Seattle, United States

TK

Tim Koppel

WOLLONGONG, Australia

jmsquared

Seattle, United States

C

chrisn

Egg, Switzerland

R

RosemariHerrero

Stockholm, Sweden

B

betagal

Geneva, Switzerland

C

CheesemanDan

Shanghai, China

JimVandegriff

Trinidad, California, United States

H

hilde

seattle, United States

B

briansedz

Canton, Ohio, United States

M

MattLondon

London, United Kingdom

beverly

Vancouver, Canada

G D Export

Kolkata, India

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

B

Becks

Dubai, United Arab Emirates

L

Ladysmom

Dallas, United States

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

HE

help each other

Glasgow, United Kingdom

C

chrisherron

Chicago, United States

A

anonymous123

United States

G

grahamfamily

Guildford, United Kingdom

T

tonilends

catalonia is not:, Spain

H

hanh352

Homosassa, United States

C

cyrilleberger

Gammalkil, Sweden

dajawein

Gladstone, Australia

indeh

London, United Kingdom

athomas

Chevy Chase, United States

J

Jaslogic

Castle Rock, United States

F

fourstarsfamily

Melbourne, Australia

T

Talex

Nürnberg, Germany

andreasol

Bielefeld, Germany

P

portlandloans

Portland, United States

Mavos

Gothenburg, Sweden

SeeMeeFi

Ontario, Canada

Landei

Sandersdorf-Brehna, Germany

A

Aleks

Oslo, Norway

H

HildeK

Rogaland, Norway

Z

Zippo

Berlin, Germany

D

Divergent

Bethesda, United States

kickerofelves

Sao Paulo, Brazil

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

Ellwood

Richelieu, France

Andreas1974

Fristad, Sweden

IA

Ismini and Jerry

Stamford, USA, United States

P

penguin3694

Chicago, United States

J

jzidi

Los Angeles, United States

R

robandcasey

JOHNS ISLAND, United States

WormaldTSG

Rydalmere, Australia

C

Colesmiths

Sevenoaks, United Kingdom

B

Bernhard75

Vienna, Austria

A

Austrian

Graz, Austria

E

EnhanceLife

Heber City, United States

T

TheBarber

Oro Staion, Canada

A

artom

Karkola, Finland

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

C

ChrisG

Charlestown, Australia

B

BClay

Campbell, United States

mauroandmichelle

Montreal, Canada

mtnsailor

Harrisonburg, United States

H

hteba

Northwich, United Kingdom

MichelD

Bangkok, Thailand

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

R

RealUtopia

San Diego, United States

P

Prysdahl

Marshall, United States

P

Patrick5678

Beijing, China

dhulsterwim

LIER, Belgium

U

UmSaeed

Southfield, United States

swendl

Iowa, United States

A

Aaron

Zurich, Switzerland

Cadwah

Barcelona, Spain

OlyRhys

Olympia, United States

rfriedenberg

New Jersey, United States

E

erogers

Vancouver, Canada

Bruno

São Paulo, Brazil

J

jerryq

Redding, United States

Sunnyside

Stafford, United Kingdom

M

mkellerman

Shanghai, China

D

dannimw

Victoria BC, United Kingdom

mrgonzalo

San Francisco, CA, United States

A

Andy

Berlin, United States

chadgibbs

Loveliest Village, United States

A

alkemyst

Geneve, Switzerland

fairspirit

Utrecht, Netherlands

rhagen

New York, United States

Gordons28

Santa Monica, United States

P

peter9

Victoria, Canada

T

TurgayAlihos

SOUTHBANK, Australia

L

LindsayB

Sydney, Australia

K

KnutG

Bergen, Norway

MichaelOsburg

Hochheim, Germany

Muslim

Riyadh, Saudi Arabia

C

cardiff

Falls Church, United States

ericacamille

Brooklyn, United States

S

solarkismet

Logan, United States

W

willemsenphilippe

Edegem, Belgium

Patrick

Berlin, Germany

U

UTLonghorn

Lincoln, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

M

Marod

Edmonton, Canada

ashleeandjeanelle

Auckland, New Zealand

neocodesoftware

vancouver, Canada

M

marcmesich

Kaohsiung, Taiwan

B

Britams

Amsterdam, Netherlands

Anto82

Eraclea, Italy

N

Navigator

Alavus, Finland

tswickrama

Orlando, United States

K

Krish

Dubai, United Arab Emirates

isabelv

Barcelona, Spain, Sweden

J

jocke

Stockholm, United States

GarmdGriek

Oslo, Norway

C

colomar

Langen, Germany

N

nk786

Dubai, United Arab Emirates

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

U

Ubun2

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

R

run426

DeBary, United States

B

bakedpotato

Middletown, United States

stever

Cape Coral, United States

JonB

London, United Kingdom

A

Anonymous

United Kingdom

soniad

Dubai, United Arab Emirates

H

Habroukema

Austin, United States

S

SnifferTheBunny

Brighton, United Kingdom

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

Z

zangalan

Maryland, United States

xtrahardware

Cazenovia, United States

somuchjackson

Boston, United States

S

Sjors

Eindhoven, Netherlands

TuveTheDog

Helsinki, Finland

K

khassi

AinEbel, Lebanon

O

OrientExpress

Tokyo, Japan

lizandsteve

guelph, Canada

E

edgrr000

Dallas, United States

B

boingrid

Norrköping, Sweden

E

E

Marin county, United States

G

Gdrvasc

Frederick, United States

H

Haavard

Bergen, Norway

M

mark3339

San Diego, United States

Evan Lamos

Brussels, Belgium

F

frazier

rock springs, United States

mfrost3

Dakar, Senegal

A

akshu71

Ottawa, Canada

G

GanSatya

United States

D

dcb1987

Chicago, United States

L

liseman

United States

sderickson

Berkeley, CA, United States

M

martyb

United States

E

EjLehar

Galesburg, United States

M

Malibu

Westwood, United States

Shemuel

New Jersey, United States

R

randall

Ogden, United States

M

microlender

United States

B

BlackMoss

United States

D

drorm

United States

C

chrishol

United States

NA

NO ACCOUNT

Bluba, Germany

O

osubucks45

United States

D

Dan

United States

M

misaheat

United States

cc5alive

Los Angeles, United States

C

ColoradoEmac

United States

J

Jonas

Linköping, Sweden

ColinHicks

Chichester, United Kingdom

Romojo

Paraparaumu, New Zealand

G

geoff

United States

S

suraj_sindhia

United States

A

adiipienaar

South Africa

T

theironbank

United States

S

spivurno

United States

T

tommychheng

san francisco, United States

DavidHS

United Kingdom

R

rbaspinwall

United States

M

Michi

Switzerland

S

stuartxyz

Denver, Colorado, United States

J

jenda

Czech Republic

J

jay12

Germany

P

plhughes

United States

S

sjoerd

Netherlands

K

karthich

Austin, United States

M

merk85

United States

B

bugdaniel

Switzerland

K

Karpet

Faroe Islands

T

tiojoca

Portugal

bb4dogs

United States

S

sarah4d2

Saint Louis, United States

J

jbhernan

United States

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

B

bscent

Hong Kong

A

AlphaAres

Azerbaijan

J

JonAlec

United States

D

Desteli

United States

H

HLCharityFund

United Kingdom

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

A

Akowal

United States

Loungin

United States

S

sarahb

United States

K

Keith

Luxembourg

K

kalalouann

United States

M

Medagan

San Franciso, United States

K

kennychit

United States

S

SCHAC

Switzerland

Jamal Hamou

Cascadia, Canada

Otto Barten

Amsterdam, Netherlands

B

Bennphoto

United Kingdom

Per Dahl

Norrköping, Sweden

N

Nicolaas

Doha, Qatar

D

ddm08

United States

I

ident

Horsholm, Denmark

NathanMoore

United States

M

MicroLender53

United States

S

StefanB

Stockholm, Sweden

C

Crainster

Chapel Hill, United States

M

MrsSim

London, United Kingdom

Andrew267

Birmingham, United Kingdom

P

Paul

United States

SuperMario28

Cudahy, United States

Matthias Schulz

Berlin, Germany, Germany

reluck

Marseille, France, France

Kyle Hoback

Omaha, United States

R

ross22

United States

A

andreab

United States

P

PaulC

Australia

D

djlayton4

United States

S

Stephan

Netherlands

Haim Si

Mexico, Mexico

Becky Thompson

Leeds, United Kingdom

Nigel Titley

Milton Keynes, United Kingdom

J

Joe

United States

Peter R

Fulda, Germany

P

pombo

United States

Tanya

Nelson, New Zealand

UN

Uwe Neumann

Frankfurt Germany, Denmark

M

Marcus86257

United States

Gab

Singapore

Jeroen Decock

Gent, Belgium

M

Marco

Bologna, Italy

Dave Bogard

New York, United States

Heiko

Haan, Germany

Issy

United Kingdom

Family Mueller

Petershagen, Germany

LB

Lily Bentley

United Kingdom

Torsten Schreiber

Frankfurt, Germany

Robert

Sweden

M

Mathias

Cologne, Germany, United States

B

Byron

United States

AD

Abena D Neddow

Edmonton, Alberta, Canada, Canada

K

Kristen

United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

Thomas

Basel, Switzerland

JD

Jo Dane

Melbourne, Australia

PT

Pattie Thomas

United States

H

Hazel

United Kingdom

Elly

Woudrichem, United Kingdom

Jake Badger

Roskilde, Denmark

AC

Adam Cameron

United Kingdom

H

Hank

New Zealand

jtreyes

United States

H

Hakon

Drammen, Norway

The Bayiates Family

Chicago, IL, United States

Kate Courteau

United States

C

Chitti421

United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

Max Lettenberger

Madison, WI, United States

Julia

United States

Kevin

San Francisco, United States

Crystal

Ohio, United States

DB

Divya Bhat

United States

KD

Kent Don

United States

EB

Erica Brescia

United States

TP

Ted Power

United States

Mouhamed

United States

MG

Meron Gribetz

United States

KL

Ket Lin

United States

JD

Jeff DePree

United States

S

Selloman

Geesthacht, Germany

Oliver Hasenberg

Iserlohn, Germany

N

Nikhil

United States

George

Corvallis, Oregon, United States

WL

Wil Lazo

United States

ME

Manaal Eisa

Washington DC, United States

E

Elliott

United States

V

vincent

Switzerland

CNV

United States

NW

Nelson Wong

United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

B

Brent

United States

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

P

Paul

Netherlands

R

Rembrandt

United Kingdom

M

Mart

United Kingdom

D

Daniel

United States

Donna Manton

Australia, Australia

A

Ashley

United States

Robin Padberg

Pétion-Ville, Haiti

Kavitha Amarnath

Sydney, Australia

SG

Sharon G

Portland, United States

Dmitriy Govorov

Karagandy, Kazakhstan

RV

Rob Van Dam

United States

P

patricio

Yorba Linda, Ca, United States

AH

ajay hampapur

United States

N

Nick

United States

Aran Dunlop

United States

NB

Nancy Biasca

United States

wissam

Jeddah, Saudi Arabia

jo

Los Angeles, United States

SC

Scott Charter

United States

Kyle Holohan

United States

MG

Mike G

United States

Douglas St Quintin

Sydney, Australia

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

A

Adam

United Kingdom

M

Mark

United States

Shawn Stice

Kansas City Missouri Central Region USA, United States

JP

Juber Patel

United States

Christopher Hey

Sudbury, Canada

E

Enda

Abu Dhabi, United Arab Emirates

EB

Ellen Batten

Kalamazoo, Michigan, United States

MK

Mic Ko

United Kingdom

B

Bramlage

United States

IH

Isaac Hileman

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Carlo Cruz

Cincinnati, OH, United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

M

manateeman6

United States

Bill Glover

United States

L

LK

United States

Y

YTSJ

London, United Kingdom

Tam Thao Nathan

United States

D

Dermo

Dublin, Ireland

NS

Nielson Santana

Recife, Brazil

K

Katka

St Albans, United Kingdom

KE

Karen Epolito

Syracuse, NY, United States

FJ

Flo Jo

United States

GG

Gituru Gitumbi

Seattle, United States

YV

Yuri Vanin

United States

V

Vidar

Oslo, Norway

PD

Provincial Desk Jock

Aberdeen, Scotland, United Kingdom

JG

James Greer

United States

LT

Leslie Tymko

United Kingdom

S

Stephanie

Zurich, Switzerland

RC

Rudi Chen

United States

B

Boris

Bern, Switzerland

SB

Sue Bucholz

Sacramento, United States

E

Elynne

United States

JB

John Brown

United States

SA

Steve A

Newbury, United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

HPK

Switzerland, Switzerland

BW

Betty Waweru

United States

TS

Tyler Shields

United States

K

Kenny

United States

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

HH

Heidi Harris

United States

C

Carlene

United States

M

michael

United States

Kevin

United States

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

J Laufs

Germany

Zack Stein

United States

I

ixeldog

atlanta, United States

GA

Giovanni and Yelena

New York, Ny, United States

L

Linn

United Kingdom

LZ

Li Zhang

United Kingdom

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

E

Elle

New York, United States

L

Laura

San Francisco, United States

P

Petr

Brno, The Czech Republic, Czech Republic

E

El

United States

TR

Tereza Raf

Czech Republic

VW

Vincent Widmer

Geneva, Switzerland

SA

Shar Alamdari

Los Angeles, United States

L

lanham

United States

Raymond Murphy

Carson Valley, NV, United States

EW

Eli Weiss

United States

MP

Matt Patton

United States

L

Lucy

Australia

Ignat Kruglov

Netherlands

Caitlin Campbell

Chicago, United States

LR

Laetitia Rocha

United Kingdom

Martin Kraus

Traiskirchen, Austria

Craig Newmark

United States

Romesh Fernndo

Perth Australia, Australia

Craig Travis Provyn

Bradenton, Florida, United States

The Zinc Team

San Francisco, United States

S

Susan

Switzerland

Benjamin Kniaz

Boston, United States

Humble Bundle Community

San Francisco, United States

Marius Lohri

Switzerland

chessplayer

Berlin, Germany

ES

Evan Simons

United States

R

Robert

Chicago, United States

JB

James Brooks

United Kingdom

JS

Jason Strauss

United States

Geoguillot

California, United States

K

keithlaycock

United Kingdom

BR

Brandon Ross

United States

Katie

United States

NM

Nitya Marepally

San Ramon, CA, United States

J

Jan

Netherlands

CD

Cathy Droz

United States

Day Family

Melbourne, Australia

VC

Victor Chong

United States

BE

Bob Ewing

United States

V

Veronica

United States

JD

JASON DORSETT

United States

V

VJ

Canberra, Australia

BP

Bill Piper

United States

E

Ejvin

United States

MB

Mimi Botkin

United States

MS

Mona S

United States

L

Lastoni

United States

NG

Nathan Grey

United States

TK

Thomas Kramer

Canal Winchester, United States

Charles Magnuson

Burlingame, California, United States

Dean Suminski

Portland, Oregon, United States

A

Anonymous

United States

The Weltys

Averill Park, NY, United States

GS

Gary Sinard

Franklin, TN, United States

SM

Sanjana M

United States

ED

Eunan Doherty

donegal ireland, Ireland

A

Anonymous

United States

Kenny

San Diego, United States

R

Raffins

United States

K

Kara

United States

Mike

Indianapolis, United States

Martha Fleury

Bethesda, MD, United States

WC

Walter Clarke

Phoenix, United States

JH

Joseph Hwang

Houston, United States

Paul Buchheit

Mountain View, United States

Maggie Rouse

Cheyenne, Wyoming, United States

RH

Rachel Hipp

United States

TL

Tao Luo

United States

LR

Loyce Riggans

United States

DN

Daphne Nock

United Kingdom

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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