Purchase of core i5 machine

Gabriel Njenga

Nakuru, Kenya

21% repaid

Entrepreneur

Name

Gabriel Njenga

Member since

January 2015

On-time repayments

188 installments  •  91%

About Me

My name is Gabriel Njenga born back in 25/08/1981 -but im not as old as you want assume i am hehehe- i was born in Nakuru a place called Njoro being the tenth child of Francis and Teresia. I started my elementary education in a school called Ngano primary school then shifted to another new school (Kaiyaba primary school) that had just been built and was nearer my home and became among the first students to enroll there. i passed my final exams enough to find myself a place in Kilimo High school located within Egerton University Njoro. After my o-level exams, i got an average grade. My brother who had volunteered to pay for my high school, school fees after the demise of my father invited me to go and supervise how the building was being done in a parcel of land he had purchased -that is after the high school exams. i requested him to let me be one of the casual workers there and he let me.This job was search a difficult one considering that i was still young to lift heavy building bush stone but thank God i had already gotten the experience in search energetic jobs when my father died at my tender age and since my mother was a small scale farmer she could only afford little for us to eat, this meant that anything else was purely within what i could do to do earn. I could take a bicycle go to the forest cut dead tree branches bring them to my neighbours as firewood for a pay, sometimes i could go to the owners of large farms do weeding for half a dollar as a the pay. At my brothers home who lived in Eldoret i gathered some money that he later topped up for my college. I did a course in computer applications then further computer engineering. I did all this with the hope that one day i would get a better job to atleast change my living standards and that of my mother who i love with all my heart. Before the end of the last course, i got attached in a college that was offering information technology course as a tutor and technician. After 3 months of attachment i was employed in the same college and i here my first salary Kes4000 a month which to me appeared a miracle. i worked there from year 2004 to 2006 and after the change of management i got fired. It is because of this that i suddenly thought the only way to keep my confident and work without the fear of being fired that the idea of self-employment hatched. i started dreaming of a company but all this was just like a mirage because i didn't know where and how to start since i could hardly raise money for my own food and other expenses even. i had to think very fast on the next course of action to take for my up keep before the land lord could lock me out. i started freelancing and i would find students then borrow a space and computers in town from my friends and train them from there. i would also trouble shoot and fix machines for a pay. After the election fracas that occurred in 2007-2008. i really was affected psychologically which also affected my job. The job became impossible and a friend of mine Eric Ouma who we used to work together in the institution and was now working in a supermarket in Eldoret offered to speak to his boss so he could agree to employ me in the supermarket which he did. Thanks to Eric because he was asked to call me and handed my CV over. After 3 days i was called for an interview where i passed. i started working there in IT department. i worked for 2 1/2 yrs. I relocated to Nakuru to begin a different life because the idea of self-employment was still lingering in me. Im now married to a lovely woman and are both pushing on to see what more life has for us. If all goes well i want to found a home for the less fortunate and other than my business.

My Business

After resigning i relocated to Nakuru in July 2011 and started a business of buying and selling of Mali Mali (mixed small personal use items such combs, mirrors and other personal effects). I was doing all this with the hope that if all went well i would start my computer institution from the income generated by the business a dream i have always hope that one day shall come true. This however did not go as expected, the business did not do well and i thought it was all because of location. i rented different shop and still the results were not encouraging. It was at this point where i decided to close the shop. I closed the shop in August 2011, bought a small HP printer and then brought in a computer i had bought in the years 2008 and a the table in the house.i bought several plastic stools and i started doing printing and miraculously i got 1 student who paid for me to teach her. i she successfully completed her course and was happy that she could operate a computer by her self. She later brought her sister and i enrolled her and she also completed. i then managed to buy another small refurbished computer from the little i had secured. i did a small advertisement and i got 4 students enrolled for a computer application course. Since then i have managed to training over fifty students. i also involve myself alot with graphic design and computer maintenance. Though there are alot of challenges still i can stand a living testimony and a prove that one can start from no where, with the little you have to start. It is also very important that we don't loose hope and neglect our dreams. In future i want to own an institute a photo studio, a bigger and luxurious cyber cafe and a computer accessories shop. My main challenge to see this happen is a source of capital to buy the required equipment for all this.

Loan Proposal

Dear lenders, when i received the cash i will purchase a newer generation of computer with much more higher specs to be precise. This kind of machine has a bigger capacity and is able to hold bigger programs and execute enormous loads of tasks faster. i will install illustrator and CAD programs together other graphic programs. Graphics is paying here, i will also introduce the new packages where students will pay $8 for each package. This will increase gross income by about $100 every 2 weeks. The machine will cost approximately $400, the remaining amount i will purchase a graphics card, do renovation on the sits that have worn out now, i will also purchase consumables.

Feedback

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  • Svenip    Dec 23, 2018

    Fully repaid on time. I'm happy to see his business growing.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$687.70

Date disbursed

Jun 4, 2019

Repayment status

Late

Projected term

7 weeks

Cost to entrepreneur

Service fee: $28.97

Credit risk payment: $173.86

Lenders

M

MarkAndMary

Seattle, United States

T

tatts2000

melbourne, Australia

AltruisticSelfishnes

Chicago, United States

lorrymac

Killough, United Kingdom

ErikN

Stockholm, Sweden

W

world

Kansas City, United States

F

FHult

Stockholm, Sweden

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

S

Skaynopoyos

Post Falls, United States

IA

Ismini and Jerry

Stamford, USA, United States

E

EnhanceLife

Heber City, United States

peanut

Halifax, Canada

ads68

Melbourne, Australia

swendl

Iowa, United States

Cadwah

Barcelona, Spain

V

Valis

Singapore, Singapore

B

boronat

Brussels, Belgium

D

dweiner

Madison, United States

A

Andy

Berlin, United States

nmatpt

Lisboa, Portugal

C

Colmena

Chicago, United States

P

Pavane

Kungsbacka, Sweden

R

run426

DeBary, United States

C

cjvjsv

El Paso, TX, United States

soniad

Dubai, United Arab Emirates

ibc123

Seattle, United States

E

Esseni

Cincinnati, United States

Freewolf

Salt Lake City, United States

mikeice

Kohler, United States

A

akshu71

Ottawa, Canada

M

merk85

United States

R

RonEddy

United States

Grant Xavier Storer

Seattle, Wa, United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

Pascal Coyles

Ghent, Belgium

Mike and Jacqui

United Kingdom

S

Sven

Netherlands

Matthias

Frankfurt Am Main, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

jtreyes

United States

LJ

United States

Kate Courteau

United States

E

erica

antwerpen, Belgium

Kevin

San Francisco, United States

M

Marc

Newcastle upon Tyne, United Kingdom

Jennifer Weber

Canandaigua, Ny, United States

V

Vivek

Arlington, VA, United States

Mouhamed

United States

TH

tom hd

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Carla

Amsterdam, Netherlands

H

Harry

Florida, United States

Isabella

UK, United Kingdom

Ren

Minneapolis/StPaul, United States

The Zinc Team

San Francisco, United States

M

Margaret

United States

JH

Joseph Hwang

Houston, United States

T

TP

United States

M

Malte

Switzerland

JP

Brazil

JD

Joshua Dwire

United States

Ask Gabriel a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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