Purchase of extra new leather made ladies handbags

Mary

Thika, Kenya

100% repaid

Entrepreneur

Name

Mary

Member since

October 2017

On-time repayments

27 installments  •  78%

About Me

My name is Mary thou. I'm the first born in a family of 3, that is, two male boys and I as the only female. I was born, studied and got married in Nairobi county. I went to Mount Kenya university where I studied business administration and that's where I got an idea of self employment as an entrepreneur. Before joining the university, I was a sales and marketing girl at a local company where by we would sell health supplement products and got paid in commissions. The job was tiresome but all in all ,I had to do some savings which enabled me start my own business of buying women's handbags, travelling bags, hiking bags as well as money pouches from the manufacturing companies both locally and internationally. I get them at a cheap price and sell them to my community which for most its entailed of students, business men and women, politicians and all sort of people who get my services at an affordable price. I have no kids and I love reading business novels and also cooking.

My Business

My business entails selling of handbags, pouches, suitcases, school bags, hiking bags..to my community. I provide these services to my locality since they're always in demand. I make good profits from the sales and I use the profits to pay for my business license, expansion of my business as well as having self care. I am looking forward to grow my business to the stage of a big mall in the future. I love this business since it helps me come across a lot of people mostly those who are in business and I get the idea of being determined and looking ahead of creating too ideas for young entrepreneurs.

Loan Proposal

I will use the loan to buy extra new leather and beaded ladies handbags for my business. A handbag price is $12 and since I want to add more I will sell each at $20 making an approximately 45% profit in each handbag. I will use the profits to pay back my zidisha loan in time, expand my business as well as paying for my bills.
As a good standing entrepreneur in this business industry, I will help the students in colleges, and the upcoming entrepreneurs the well being of being able to start up your own business and learning to develop up your skills of becoming a professional in your own industry.

Feedback

5

None

None

  • J    Feb 26, 2018

    Neat on time repayments.

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  • J    Dec 19, 2017

    On time repayment. Good communication. Nice woman.

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  • J    Nov 24, 2017

    Fast repayment.

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    • Mary    Nov 24, 2017

      Thanks for the previous loan. It was helpful. I bought leather pouches and I've sold almost all since they're in demand.
      Thanks Mr Joost

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  • J    Nov 20, 2017

    Good communication with regular status updates. Neat repayment.

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  • Helen Horseman    Nov 16, 2017

    Thank you for full repayment of your loan Mary.
    Best wishes for business going forward.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$23.00

Date disbursed

Dec 20, 2017

Repayment status

On Time

Projected term

3 months

Lenders

J

Netherlands

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  • Hellen    Jul 31, 2018

    Hello lenders, I tried contacting Mary, but my call did not go through. I left her a message reminding her the importance of making her loan repayments on time. I also advised her to inform lenders on why she has not been able to make payments and if she has any problem she can contact me or raise a support ticket to Zidisha.

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  • J    Apr 21, 2018

    Dear Mary,

    Are you still all right? Is your business still going strong? I am a little bit worried about you.

    You missed a few repayments and your score has dropped below 90% so your next credit limit will be affected by that.

    Best wishes
    Joost

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  • Mary    Mar 23, 2018

    Thanks a lot lenders and will complete my repayment in time

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  • Mary    Mar 20, 2018

    Hello dear lenders, the business is going on well and thanks much for the loan. God bless you

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  • Mary    Mar 2, 2018

    I bought this suitcases for my shop. It's for my lenders support and Zidisha that are making my business to thrive. Thanks a lot.

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  • Mary    Feb 28, 2018

    Sisal handmade bag.....it's really in demand and I've sold 20 of them today

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  • Mary    Feb 27, 2018

    My 3154 loan has been disbursed. Thanks a lot Mr Joost

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  • Mary    Feb 26, 2018

    I'm gonna use the loan in my business expansion.

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  • J    Feb 26, 2018

    Hi Mary,

    Please read this topic. www.zidisha.org/forum-threa...

    There you can find the info about how to improve the number of on time payments. In your case "On-Time Repayments: 100% (12) " the 12 between brackets means that 12 payments where on-time. This could be a lot more if you follow those rules.

    Warm regards,
    Joost
    Team Zidisha

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    • Mary    Feb 26, 2018

      I have read and it's really much helpful. I'm gonna and always maintain my repayments on time. Thanks a lot Mr Joost.

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  • J    Feb 26, 2018

    Success with your business!

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  • Mary    Feb 26, 2018

    Hello. I've completed repaying my loan in time. Thanks a lot Mr Joost

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  • J    Feb 7, 2018

    Thank you for repayments. How is your business going?

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    • Mary    Feb 12, 2018

      It's doing quite well though some bandits had happen to break into my place but I'm fine.
      Thanks

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    • J    Feb 12, 2018

      That’s bad news. But it’s good to hear that you are still okay.
      Good luck.

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  • Mary    Jan 30, 2018

    These are ciondos (shi-o-ndos). They're made from wool strings in my tribe and are used for the market places.

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  • Mary    Jan 30, 2018

    One of my product that I sell in my shop.
    Thanks for the lenders help.

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  • Mary    Jan 30, 2018

    Dear lenders thanks for the loan which has been quite helpful in my business. I'll be completing paying it soon and borrow another so as to expand and grow my business

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  • Mary    Jan 14, 2018

    My business is well going though this January season it's quite low

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  • Mary    Jan 5, 2018

    Happy new to my lenders.
    Thanks for your great support.

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    • J    Jan 5, 2018

      No thanks. I like to help you.

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      • Mary    Jan 30, 2018

        Hello Mr Joost, how're you....my business is well going now but earlier it had stuck due to some political influence because of the elections but now it's good and I'm gonna clear the loan soonest. Thanks for your help

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  • Mary    Dec 19, 2017

    My loan was disbursed and I will use it to grow my business.
    Thanks Mr Joost.

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  • Mary    Dec 19, 2017

    I will use the loan to buy the leather handbags.
    I will make the loan repayments in time.
    Thanks a lot.

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