Purchase of masonry materials and equipment

James

Seme Kadinga, Kenya

100% repaid

Entrepreneur

Name

James

Member since

October 2017

On-time repayments

36 installments  •  83%

About Me

I'm James Omondi Okumu born in 12/12/1976 in Siaya county Seme Kadinga village and the first born in a family of four children. I went to Ngere primary school and did my kcpe examination in 1993.Later I went to Ngere secondary school and did my kcse examination in 1997,passed this exam and proceeded to Kitambo youth polytechnic institute where I did masonry in building and construction. I finished this faculty in 2000 and went to Nairobi city in October 2003 to search for money to feed my family. In the course of 2001, I got married and God the Creator blessed me with four children. The first boy child who is secondary school form two would like to become a priest, the second girl child is in primary school class seven would like to become a teacher, the third girl child is in primary school class four would like to become a doctor and the last boy is in primary school class one and would like to become a nurse.In Seme, there is annual rainfall which occurs in the month of March to July which is good for farming, cattle keeping and serious commercial activities. During my free time, I usually goes to church on Sundays to worship my God super Father of this planet, reading novels, newspapers and watching various programmes in the internet.

My Business

After completion of masonry course, I went to Nairobi city to search for green pasture to earn a living to feed and care for the family and pay school fees for the children. Due to political conflict in 2013 general election, I went back home and later proceeded to Bondo town to look for jobs and I got sufficient construction jobs. I got most masonry tenders and other building and construction works which gave me good income.Most of income I get is used to purchase clothes for the family members, food for the family, school fees are paid for the children, tools and masonry equipment are bought, fees for construction tenders are catered for and some other secondary requirements are also met.

Loan Proposal

If this loan shall be disbursed, it will be used to buy (1)5 bags of bamburi cement at a cost of KES 3500/=,(2)some packets of water proof cement (penetron) at a cost of KES 1000/=,(3)a packet of red oxide at a cost of 300/=,(4)repairing of worn out tools at a cost of KES 600/=,(5)masonry harmer at a cost of KES 300/=.This purchase will aid in increasing good source of income by 50%.Family lives, food, atire for the children, payment of school fee and payment of various expenses and other things required.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$58.00

Date disbursed

Feb 8, 2018

Repayment status

On Time

Projected term

2 months

Lenders

F

flaguy999

Tampa, United States

Suman

Gold Coast, Australia

JM

Joe Menke

United States

Shervin

San Francisco, United States

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  • Dickens    Jun 2, 2019

    James okumu is still offline but i did communicated with his invitor Joshua through phone call and admitted to inform him to keep his repayment up to date.

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  • Dickens    May 29, 2019

    despite the attempt to reach Joshua through phone call, i have not been able to reach him. am working to reach him through email or by contacting his invitor

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  • Joshua    Dec 2, 2018

    With him about paying his over due payments he had some difficulties but promised me that he his going to try his best towards clearing his over due payments

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  • James    Oct 13, 2018

    Thanks so much for the services offered to me. Disbursement of this money will help me to finish paying school fees balance of KES 2500, also buying some building materials such as 5 bags of cement at a cost of KES 3500,two kilograms of roof nails at a cost of KES 400,2 packets of red oxide at a of KES 400, and a quarter packet of water proof cement(penetron) at a cost of KES 250.These purchases will increase profit and eventually increase living standard of family, school fees balances will be paid in time, clothes for the family bought adequately and payment of family and work expenditure catered for. Thank you so much for the financial aid.

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  • James    Oct 13, 2018

    Thank you so much lenders for financial aid offered to me by good lenders like Mr Joshi, Mr Joost and all other good lenders all over the world and Not forgetting entire ZIDISHA team also thank you very much for providing this platform.

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  • J    Oct 13, 2018

    I hope that the remaining part of your loan will be funded soon. Good luck!

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    • James    Oct 13, 2018

      Thank you so much all lenders for providing financial aid to me. Mr. Joost,Mr.Joshi and all other dear lenders and friends to this planet. Thank you once again.

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  • Joshi    Oct 13, 2018

    Hello James,
    hope the loan gets fully funded soon and you can pay fees/buy supplies quickly. Wish you all the best.

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    • James    Oct 13, 2018

      Mr. Joshi and all other entire good lenders, please thank you for supporting me financially.May God bless you abundantly.

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  • James    Aug 19, 2018

    I can thank you for the money, it has help me a lot

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  • James    May 19, 2018

    Thanks so much for another disbursement ,of another loan. I will increase my stock, by baying spades, plumbing Bob,hacksaws, wheelbarrow, all at a cost of 4000. Also with the loan, it will increase my standard of living, lastly it will provide school fees,clothing, food for my children. Last I thank all zidisha family for improving living standard for all people..... Good Iuck

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  • James    May 13, 2018

    It was used to buy (1)5 bags of bamburi cement at a cost of KES 3500/=,(2)some packets of water proof cement (penetron) at a cost of KES 1000/=,(3)a packet of red oxide at a cost of 300/=,(4)repairing of worn out tools at a cost of KES 600/=,(5)masonry harmer at a cost of KES 300/=.This purchase aided in increasing good source of income by 50%.Family lives, food, atire for the children, payment of school fee and payment of various expenses and other things required.Family living standard improved and reduced financial stress to fulfill house hold chores.Thanks so much for the monetary support to my family.

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  • James    Feb 5, 2018

    Thanks so much for disbursement of the third loan,I will use to increase my stock ,by baying 3spades,plumbing bob,hacksaws, waking garment, spirit levels, wheelbarrow, all at a cost of3700 . with this purchase it will increase my standard of living and also help in providing food, clothing, paying school fee's for my children. Lastly I thank zidisha for giving loan it will increase my financial status by approximately 40%. Thanks alot

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  • Joe Menke    Feb 2, 2018

    Good Luck!!

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    • James    Sep 4, 2018

      Thanks so much for the financial aids. God bless you. Mr Joe Menke

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  • James    Jan 31, 2018

    Thanks so much for disbursement of the last loan. It was used to buy 2 spades at a cost of KES 600/=,4 bags of bamburi cement at a cost of KES 2800/=,1packet of red oxide at a cost of KES 300/=, and 1 roll of nylon rope at a cost of KES 170/=.With these purchase, it will increase earnings rate by 50% and helpful in providing food, clothes, paying school fees for the children, payment of bills in the family and other things required.

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  • James    Nov 23, 2017

    Thank you so much for the Zidisha loan given to me to increase my financial status by approximately 40%.This loan definitely buys 2 spades costing KES 600/=,4 bags of bamburi cement at a cost of KES 2800/=,1 packet of red oxide at a cost of KES 300/=,spirit level at a cost of KES 170/=.This will increase my income and provide better basic needs, school fees paid and settling other secondary requirements for the family members.

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  • James    Nov 1, 2017

    Thanks for the first loan disbursed and hoping to communicate with Zidisha platform positively in future. With the disbursement I received, I will purchase trowel, measuring line, plumbing bob and steel board all costing KES 850/=,working garment and hacksaw blade costing KES 200/=.The impact of this Zidisha loan will definitely increase my financial status by approximately 40% thus will help me to buy clothes, food, medical services, school fees for the children and settling other secondary requirements for the family members.

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