Purchase of tea fertilisers and addition of one heifer

Joseph

Kiptenden, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

October 2015

On-time repayments

286 installments  •  66%

About Me

I grew up from a humble background being the last born. My primary school was about 2 kilometers where we used to walk every morning. This was so challenging based on my tender age.
My county (Kericho) is a tea zone area, therefore I grew up in such a wonderful tea zone area and I came to like it so much. I therefore developed a positive interest towards the crop and down in my heart I was longing in doing it in future.
After graduating from college, my father gave me a small portion of land to plant tea. I therefore worked on it until maturity where I started selling my tea to K.T.D.A for processing.
I have two children, a daughter and a son. They would like to be a Lawyer and Flight Engineer respectively. I do support their dream by making sure that they get quality education

My Business

Having been engaged in tea farming I realized that it can be a good source of income and thus I decided to do fully. I also do livestock farming mainly for milk production. I chose tea farming because the environment is favorable and it does well. Apart from selling the tea leaves for cash we do also have bonuses at the end of each depending on the kilograms one had delivered to the company.
From my profits I was able to buy a piece of land from my neighbor at Ksh. 600,000 and that is where I intend to relocate my family and build a permanent house. Reinvesting on tea farming has been one of my desirable dream because I am targeting 3 acre of tea plantation and from there I know I will be able to manage other emerging issues without any difficulty.
I use my salary in paying of my daughter’s fees and also paying for my own fees. I am currently pursuing Degree in Analytical Science (part-time) and I am sure completing my education will be a very important move in life.

Loan Proposal

Hopefully that i will be granted a loan by my lenders , i intend to raise another tea seedlings to add on the existing acreage this will greatly increase the production and consequently income production will also improve . tea nursery construction together with materials will cost like 150 dollars , i also intend to purchase tea fertilizers with a cost of 50 dollars . in addition i, m planing to add one heifer on the existing stock this will cost 100 dollars, all this will go along side on improving my living standard of my family and my self, it will also create employment opportunity to the community to work on the farm and in turns their living standards will improve.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$303.00

Date disbursed

Mar 18, 2016

Repayment status

On Time

Projected term

8 months

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

C

cjmenchaca

Austin, United States

JimVandegriff

Trinidad, California, United States

A

anonymous123

United States

G

graememoss

Amsterdam, Netherlands

mtnsailor

Harrisonburg, United States

jimmycarterforever

Missoula, United States

K

kingcamo1095

Mountain Home, United States

B

BMcDermott

Washington, DC, United States

W

wiwillia

Milbrae, United States

Paul Buchheit

Mountain View, United States

N

nswanberg

United States

Otto Barten

Amsterdam, Netherlands

T

twm3823

United States

D

djlayton4

United States

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

F

FFMInvest

Frankfurt Am Main, Germany

B

Berrin

Stuttgart, Germany

MW

Matt Willis

United States

W

Wade

United States

The Bayiates Family

Chicago, IL, United States

Julia

United States

JC

JD Conley

United States

Robin Padberg

Pétion-Ville, Haiti

V

Varun

New Zealand

P

patricio

Yorba Linda, Ca, United States

AH

ajay hampapur

United States

Joey Jenkins

Portland, United States

LD

Laura Dobroth

United States

EF

Eddie Flores

NYC, United States

Tobias

Frankfurt, Germany

wissam

Jeddah, Saudi Arabia

N

Nele

Germany

I

Irene

Switzerland

DL

Dan Lawrence

United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

AK

Achim Königs

Bonn, Germany

M

Mark

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

Curious Customs

Austin, Texas, United States

Cora and Andi

Frankfurt, Germany

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Summary

Amount repaid

$318.16

Amount remaining

$0.00

Date repaid

Nov 27, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 27, 2016 $10.07 Mar 27, 2016 $10.07
Apr 3, 2016 $10.07 Apr 3, 2016 $10.07
Apr 10, 2016 $10.07 Apr 3, 2016 $10.07
Apr 17, 2016 $10.07 Apr 3, 2016 $10.07
Apr 24, 2016 $10.07 Apr 3, 2016 $10.07
May 1, 2016 $10.07 May 1, 2016 $10.07
May 8, 2016 $4.03 May 8, 2016 $4.03
May 15, 2016 $4.03 May 15, 2016 $4.03
May 22, 2016 $2.01 May 23, 2016 $2.01
May 29, 2016 $2.01 May 29, 2016 $2.01
Jun 5, 2016 $2.01 May 29, 2016 $2.01
Jun 12, 2016 $2.01 May 29, 2016 $2.01
Jun 19, 2016 $2.01 May 29, 2016 $2.01
Jun 26, 2016 $2.01 May 29, 2016 $2.01
Jul 3, 2016 $2.01 May 29, 2016 $2.01
Jul 10, 2016 $2.01 May 29, 2016 $1.51
Jul 10, 2016 $0.50
Jul 17, 2016 $2.01 Jul 10, 2016 $1.51
Jul 17, 2016 $0.50
Jul 24, 2016 $2.01 Jul 17, 2016 $1.51
Jul 28, 2016 $0.50
Jul 31, 2016 $2.01 Jul 28, 2016 $2.01
Aug 7, 2016 $2.01 Jul 28, 2016 $2.01
Aug 14, 2016 $2.01 Jul 28, 2016 $2.01
Aug 21, 2016 $2.01 Jul 28, 2016 $2.01
Aug 28, 2016 $2.01 Jul 28, 2016 $1.51
Aug 29, 2016 $0.50
Sep 4, 2016 $2.01 Aug 29, 2016 $2.01
Sep 11, 2016 $2.01 Aug 29, 2016 $2.01
Sep 18, 2016 $2.01 Aug 29, 2016 $2.01
Sep 25, 2016 $2.01 Aug 29, 2016 $2.01
Oct 2, 2016 $2.01 Aug 29, 2016 $1.51
Sep 29, 2016 $0.50
Oct 9, 2016 $2.01 Sep 29, 2016 $2.01
Oct 16, 2016 $2.01 Sep 29, 2016 $2.01
Oct 23, 2016 $2.01 Sep 29, 2016 $1.51
Oct 23, 2016 $0.50
Oct 30, 2016 $2.01 Oct 23, 2016 $1.51
Oct 30, 2016 $0.50
Nov 6, 2016 $2.01 Oct 30, 2016 $1.51
Nov 6, 2016 $0.50
Nov 13, 2016 $1.51 Nov 6, 2016 $1.51
Nov 20, 2016 $70.51 Nov 13, 2016 $70.51
Nov 27, 2016 $127.27 Nov 27, 2016 $127.27

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