Purchasing a fridge for milk

Philomena

Nakuru-shabab, Kenya

100% repaid

Entrepreneur

Name

Philomena

Member since

May 2013

On-time repayments

160 installments  •  91%

About Me

I am Philomena Nyambura. I am married with four kids. I am a Kenyan by birth and citizenship. I am a hardworking woman and I have managed to open my own business due to unemployment in the country. I own one shop at my area of residence and this business has benefited most of my family's finances, for example, paying my kids' school fees, paying for bills (electricity and water). I began this job because I couldn't depend on my husband's salary alone. I therefore came up with this idea and the business is now flourishing. I have no other source of income apart form the work I do. Therefore, if financially supported, I can move far and even start other projects that can help eradicate poverty in the society and empower other women to take risks in order to improve the state of their families.

My Business

Concerning my business, I am a hardworking business lady since I am the bread winner. I only own one shop for business purposes from where I pay my kids' fees. In my business. customers are very impressed in how I welcome them and serve. This attitude has motivated some of my colleagues to become entrepreneurs and they have really succeeded in their businesses though it is a job of low income. Also, this business has opened the eyes of other women to engage in busy activities instead of wasting time at home. This idea has reduced the poverty in the community. Therefore, if given enough support financially, it will help improve the living standard of my family and in the society too. If given this support, I am determined to also begin other projects that might be useful and may generate enough income.

Loan Proposal

for the past years i have been getting lose for my business in that sometimes milk get bad.Now I have realized and get the solution of my so I need a fridge.From the previous profit that I get from this loan now if i get this I will be able to buy a brand new fridge hence I will make more profit hence maintain more customers.
This loan is not only a a loan but a booster in my business.

Show original English  

About Me

am Philomena Nyambura , I am married with four kids, I am a Kenyan by birth and citizenship, I am hardworking woman and I have managed to open open my own business due to unemployment in the country. I own one shop at my area of residence and this business has benefited most of my family finance for example paying my kids school fees, paying for bills(electricity and water). I began this job because I couldn't depend on my husbands salary alone I therefore came with this idea and the business is now flourishing. I have no other source of income apart form the work I do therefore if financially supported I can move far and even start other projects that can help eradicate poverty in the society and empower other women to take risks in order to improve the stale of their families.

My Business

Concerning my business, I am hardworking business lady since I am the bread winner, I only own one shop for business purposes from where I pay my kids fees. In my business customers are very impressed in how I welcome them and serve , this attitude has motivated some of my colleagues to begin other entrepreneurs and they have really succeeded in their business though is a job of low income, also this business has opened the eyes of other women to engage in busy activities instead of wasting time at home this idea has reduced the poverty in the community. Therefore if given enough support financially it will help improve the living standard of my family and in the society too. If given this support am determined to also begin other projects that might be useful an may generate enough income.

Loan Proposal

for the past years i have been getting lose for my business in that sometimes milk get bad.Now I have realized and get the solution of my so I need a fridge.From the previous profit that I get from this loan now if i get this I will be able to buy a brand new fridge hence I will make more profit hence maintain more customers.
This loan is not only a a loan but a booster in my business.

Feedback

4

None

1

  • Will    Jul 17, 2018

    Philomena has not made any payments in over a year.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$584.00

Date disbursed

Aug 7, 2014

Repayment status

On Time

Projected term

13 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

valentin

Stockholm, Sweden

AdamP

Sunnyvale, United States

T

treyh

San Diego, CA, United States

T

ToddK

Indianapolis, IN, USA, United States

J

jjonas

berlin, Germany

EmilAsker

Lomma, Sweden

F

fisaire

Ithaca, United States

indeh

London, United Kingdom

SeeMeeFi

Ontario, Canada

P

planespotter

Berlin, Germany

Taata

Multia, Finland

ads68

Melbourne, Australia

Bobrm2k3

Charleston, United States

jan73

Eugene, United States

Zal0m0n

Atlantis!!!! x), Mauritania

Generaal

Antwerp, Belgium

gseletko

South Perth, Australia

Sarasota

Sarasota, Fl, United States

Matthieu

Switzerland, France

markpearson

Portsmouth, United Kingdom

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

M

mb210047

Miamisburg, OH, United States

M

mguenter

Switzerland

P

Panda6689

United States

Vesa

Helsinki, Finland

Loungin

United States

Mikers

Netherlands

Ask Philomena a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Will    Mar 7, 2018

    Hi Philomena, your loan should already be repaid, but it doesn't look like you've made any payments in the last 8 months. Are you able to resume paying soon?

    If you are having difficulties making payments, please talk with your Zidisha mentor to discuss a plan to pay back your loan.

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  • Timothy    Dec 9, 2017

    Philomena says she forgot her logging in credentials but once she retrieves she will pay

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    • ADK    Mar 6, 2018

      Hi Timothy, have you heard from her lately?

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  • Timothy    Oct 13, 2017

    Philomena has promised to pay her loan in two weeks time.

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  • Timothy    Jun 29, 2017

    Philomena is going through some challenges financially but she has promised to pay by next month.

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  • Timothy    Jun 29, 2017

    Philomena has promised to pay her loan, her business is taking shape, by next month

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  • Timothy    Jun 29, 2017

    Philomena, has said her business isn't doing well she has so many debts but will resume payment any time soon.

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  • Philomena    May 29, 2017

    My business is doing very well and as I can see I can pay more,as well to complete paying in time.

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  • Philomena    May 10, 2017

    Thank you so much i received the whole amount anf I purchased the Milk atm now working.
    Thank you soo much.

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  • Philomena    Apr 11, 2017

    Thanking everybody for your close consideration.For sixth loan for Zidisha Has greatly helped me to improve my daily business Shop that I can recommend trustworthy business persons to join as well support other less disadvantaged business persons who are not able to get loans from local banks that require a lot of documentations e.g bank statements with a very high interest rates as well little time given to repay the loan back. Thank you as you will get more and more from where you get the funds.

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  • Philomena    Mar 25, 2017

    Thank you for this loan,I applied for Ksh 119425, to receive Ksh65135 I think this not reasonable.I wont lie that i will earn 119425 from Ksh 65135,This is adding more burden to me.If had Ksh119425 there wasn't need to request for this loan.Kindly thank you once more I am not accepting this loan since i will be accepting a very biiig buurden!!!! .hope for your prompt response.

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  • Virginia Garcia    Mar 20, 2017

    Philomena, I recommend that you change the picture. For lenders, it is nicer to see people faces.

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  • Philomena    Mar 20, 2017

    Thank you for the past loan that helped me so much I was able to expand my business,I was able to purchase a fridge and the sales were higher.
    Thanking you.

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  • Philomena    Mar 18, 2017

    Hello lenders,Thank you so much for this loan,It has helped so much I was able to expand my business.Now I want to finish and apply the higher loan to assist me to open a new ATM milk shop that are in demand.

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  • Philomena    Nov 2, 2015

    Thank you so much I received in good faith.I invested as required .dear investors Thank you for your investment.

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  • Philomena    Oct 23, 2015

    Thank you so much for your investments.I am glad for I am going to work more harder than before and I believe for you have trusted me I will show out from my business.

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  • Philomena    Sep 30, 2015

    Thank you so much for the previous loan.

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  • jan73    Dec 25, 2014

    Good wishes for health, joy, and prosperity to you and your family in 2015!

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  • Philomena    Aug 14, 2014

    By reducing this amount I will be so comfortable to pay this loan and maintain 100% repayment I have calculated my profit margin so as not to default any.
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  • jan73    Aug 7, 2014

    Philomena,

    Congratulations on your fully funded loan!

    Jan

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  • SeeMeeFi    Aug 4, 2014

    Hello Philomena!
    I think the new fridge will allow you to expand your business and keep your food longer! All the best for you and your family!!

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