Ragiraa farm

Rapela Odippo

Kitale, Kenya

100% repaid



Rapela Odippo


Kitale, Kenya

On-time repayments

204 weekly installments  •  69%

About Me

My name is Rapella Odippo. I am 30years old, a Kenyan Citizen, living in Kitale Town. I come from a family of six, three brothers and one sister and I am the third born. I am a university graduate from Egerton University with a degree in Manufacturing Engineering. As it might be, it is quite difficult to get a well paying job in that sector, or in any sector for that matter. I graduated in the year 2010 but to date i have only managed to get small jobs here and there, some on short contracts. I also have skills in IT and that is what landed me at my last job. It was not well paying but i managed to save some good amount for over a period of two years. At least finally i had some small amount of money start me off in my business venture. I have a passion for agriculture. This is something i have wanted to do since my childhood and that is why i decided to venture into farming. I have done both animal and crop farming before. I have kept chicken especially the layers, i have rared sheep and goats, planted kales, carrots, cabbages and some other various vegetables. That is why i decided to go back to it, as it is something i know i can dedicate my time and resources. I have a sizable piece of land where i have already constructed a chicken house and the rest i have planted vegetables and watermelons. It is this passion that i have turned into a business venture that I want to finance and push it to be the best business of its kind in the region. My dream is to develop this into a sustainable source of income for me and even to create employment for other. Furthermore, I also have a keen interest in graphic design which i have already ventured in, thanks to the last loan. This is the area in which am building now since my chicken business is stable and can stand and run on its own.

My Business

My Business

My business is called Kikai Graphics. It is a design and graphics business where we make logos, banners and other promotional materials for my clients. I diversified in this area of business because it is one of my passions. In my previous loans, I started a chicken business which has proven to be very successful and is now running on its own. All my energy is now in the growth of Kikai Graphics. The very last loan enabled me to furnish the interior and get some equipment to start me off. This however was not enough to complete the whole job, especially the interior. The business is currently doing well, within the limitations that it has. However it has a potential to shoot up and compete comfortably with its competitors in the market. This can however be achieved only with improvement in my equipment and the acquisition of some new improved ones.

Loan Proposal

With a loan of $ 49.31 , I will have to break down the main onion project into four phases since it cant fund the complete project. I will divide the piece of land into four equal potions. This amount will be used to fund the first phase.

First I will use $16.38 to buy a smaller amount of Hybrid onion seeds. I will take $27.29 to buy one overhead sprinkler to cover the small area the seeds will grow. The balance of $5.64 will be miscellaneous fund, to cater for issues like transport which is just a one time fee.

This amount will assist me to jump-start the whole project, and dividing it into phases will ensure continuous output during the various seasons.

The amount of seed to be bought in the first phase is expected to produce 3,500 kg of onions. The onions at their lowest price sell at $0.55 per kg. This relates to $1910.56 at the end of its season.

This out put will be a big boost to me economically and will also enable me to expand the area under coverage.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Feb 12, 2015

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Lender interest: $50.19 at 4.35% annual rate over 2 months = $0.52

Service fee: $0.60

Upon joining Zidisha, Rapela paid a lifetime membership fee of $8.86.




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