Ragiraa farm

Rapela Odippo

Kitale, Kenya

100% repaid

Entrepreneur

Name

Rapela Odippo

Location

Kitale, Kenya

On-time repayments

204 weekly installments  •  69%

About Me

My name is Rapella Odippo. I am 30years old, a Kenyan Citizen, living in Kitale Town. I come from a family of six, three brothers and one sister and I am the third born. I am a university graduate from Egerton University with a degree in Manufacturing Engineering. As it might be, it is quite difficult to get a well paying job in that sector, or in any sector for that matter. I graduated in the year 2010 but to date i have only managed to get small jobs here and there, some on short contracts. I also have skills in IT and that is what landed me at my last job. It was not well paying but i managed to save some good amount for over a period of two years. At least finally i had some small amount of money start me off in my business venture. I have a passion for agriculture. This is something i have wanted to do since my childhood and that is why i decided to venture into farming. I have done both animal and crop farming before. I have kept chicken especially the layers, i have rared sheep and goats, planted kales, carrots, cabbages and some other various vegetables. That is why i decided to go back to it, as it is something i know i can dedicate my time and resources. I have a sizable piece of land where i have already constructed a chicken house and the rest i have planted vegetables and watermelons. It is this passion that i have turned into a business venture that I want to finance and push it to be the best business of its kind in the region. My dream is to develop this into a sustainable source of income for me and even to create employment for other. Furthermore, I also have a keen interest in graphic design which i have already ventured in, thanks to the last loan. This is the area in which am building now since my chicken business is stable and can stand and run on its own.

My Business

My Business

My business is called Kikai Graphics. It is a design and graphics business where we make logos, banners and other promotional materials for my clients. I diversified in this area of business because it is one of my passions. In my previous loans, I started a chicken business which has proven to be very successful and is now running on its own. All my energy is now in the growth of Kikai Graphics. The very last loan enabled me to furnish the interior and get some equipment to start me off. This however was not enough to complete the whole job, especially the interior. The business is currently doing well, within the limitations that it has. However it has a potential to shoot up and compete comfortably with its competitors in the market. This can however be achieved only with improvement in my equipment and the acquisition of some new improved ones.

Loan Proposal

My business is basically farming and dealing in farm outputs. I have been dealing with chicken, and more specifically table birds of indigenous origin. I initially one chicken house accommodating 100 hens. Zidisha gave me my first loan which i used to fully furnish the chicken house. I got the second loan which i topped up with my savings and built a second chicken house. Now my second chicken house is also full. I started on the third chicken house, and withe third loan from zidisha, I bought the day old chicks (250).

The next phase of my project is to diversify and branch to egg production which is more costly to set up and also to run. For this, I will need a new chicken house to house the layers and to store the feeds. I will need a total of 450$ for the 1st phase of this new project. The new house will accommodate 100 chicks which cost $ 1.11 each. The balance will be used in the construction of the house and in the purchase of feeds to start the project off.

The egg business is quit profitable as an egg goes at a rate of $0.1 and having 100 chicks, I am projecting a daily income of about $10. This gives me $70 per week. This will be a good boost to my table bird farming business. My target is to eventually have 1000 layers.

Since I already have an existing business, my weekly contribution of $23.8 to the loan repayment will come from my table bird business which is doing very well. Therefore, if am granted a loan of $ 450, my project will be well underway.

Thank you zidisha team in advance

Feedback

3

None

None

  • Wendy Emlyn    Mar 21, 2016

    Rapela has made frequent payments, and has cleared his loan on time

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    • Rapela Odippo    Mar 10, 2017

      Thanks for your support. I am hopping you'll continue supporting me now and in the future

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  • Douglas St Quintin    Nov 3, 2015

    Good work. Thanks for the on time payments. Do you intend to borrow again? Let me know because I will help.

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    • Rapela Odippo    Mar 10, 2017

      Hi, it's yet another time I am taking another loan. I am asking for your input in the fundraising of this loan. Thanks in advance

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  • howard    Jul 21, 2015

    Thank you, Rapela, for the good repayments.

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    • Rapela Odippo    Jul 28, 2015

      Hi, am glad for your appreciation. I always try hard to make my payments on time. I see a bright future ahead and am working hard towards it.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$382.16

Date disbursed

Nov 19, 2015

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $19.11

Rapela opted to pay $119.61 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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