Name
Risper
Member since
February 2015
On-time repayments
130 installments • 15%
My name is Risper Mwikali, born in Kitui County Kenya. I was born in a family of 4 where I am the second born and the only girl in the family. Kitui is a hardship area and much neglected by the government since it is a semi arid area with very few resources. I grew up in this environment into adulthood where I decided to relocate to Mombasa to live with my elder brother while looking for greener pastures.
With help from my brother and parents, I enrolled for a hairdressing course in Mombasa where I was trained for one year. I got a job thereafter and I started saving to start my own beauty parlor since that was dream all along.
With my savings, I was able to open my own place three years ago and I am still running the business. I am a mother of three children and I work very hard to provide good education for them (they are all in school) and secure their future.
My business deals with beauty where I serve ladies who like to look good. I do haircare and associated beauty work such as pedicure and manicure. I normally target the working people since they have some money to spend on their hair and bodies.
The business is doing well currently since I am able to serve my loyal clients as well as winning ones. I make a profit of about $200 per month which I use for my family's upkeep.
As mentioned above, my business deals with beauty. My clients always expect very high standard which can be overwhelming at times. My parlor needs a fresh coat of paint as well as a floor carpet since the old ones have faded away. It is also a requirement by the local authority for the business premises to have a new paint at the beginning of every year.
If given this money, I will use half of it to repaint my parlor and the balance to buy a carpet so that my business can reach the required standard. Without these two, I might not get a license to operate from next month. For this reason, I have come to appeal to you lenders to support me so that I continue with what I know best.
I would have liked to finance this using proceeds from the business but there are so many competing needs for the little money that I collect from the business. The money will be a big boost to the business and I money will continue to stream in.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 23, 2015
Repayment status
On Time
Projected term
24 months
Other loans
Amount repaid
$114.54
Amount remaining
$0.00
Date repaid
Oct 18, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 8, 2015 | $3.00 | Mar 7, 2015 | $3.00 |
Mar 15, 2015 | $3.00 | Mar 14, 2015 | $3.00 |
Mar 22, 2015 | $3.00 | Mar 22, 2015 | $3.00 |
Mar 29, 2015 | $3.00 | May 6, 2015 | $3.00 |
Apr 5, 2015 | $0.00 | ||
Apr 12, 2015 | $0.00 | ||
Apr 19, 2015 | $0.00 | ||
Apr 26, 2015 | $0.00 | ||
May 3, 2015 | $0.00 | ||
May 10, 2015 | $1.11 | May 13, 2015 | $1.11 |
May 17, 2015 | $1.11 | May 25, 2015 | $1.11 |
May 24, 2015 | $1.11 | Jun 11, 2015 | $1.11 |
May 31, 2015 | $1.11 | Jun 21, 2015 | $1.06 |
Jun 29, 2015 | $0.06 | ||
Jun 7, 2015 | $1.11 | Jun 29, 2015 | $1.06 |
Jul 11, 2015 | $0.06 | ||
Jun 14, 2015 | $1.11 | Jul 11, 2015 | $1.06 |
Jul 15, 2015 | $0.06 | ||
Jun 21, 2015 | $1.11 | Jul 15, 2015 | $1.06 |
Jul 18, 2015 | $0.06 | ||
Jun 28, 2015 | $1.06 | Jul 18, 2015 | $1.06 |
Jul 5, 2015 | $0.00 | ||
Jul 12, 2015 | $0.00 | ||
Jul 19, 2015 | $0.00 | ||
Jul 26, 2015 | $1.11 | Jul 28, 2015 | $1.11 |
Aug 2, 2015 | $1.11 | Aug 8, 2015 | $1.11 |
Aug 9, 2015 | $1.11 | Aug 19, 2015 | $1.11 |
Aug 16, 2015 | $1.11 | Sep 2, 2015 | $1.11 |
Aug 23, 2015 | $1.11 | Sep 15, 2015 | $1.11 |
Aug 30, 2015 | $1.11 | Sep 30, 2015 | $1.11 |
Sep 6, 2015 | $1.11 | Oct 11, 2015 | $1.11 |
Sep 13, 2015 | $1.11 | Oct 16, 2015 | $1.11 |
Sep 20, 2015 | $1.11 | Oct 29, 2015 | $1.11 |
Sep 27, 2015 | $1.11 | Oct 29, 2015 | $1.11 |
Oct 4, 2015 | $1.11 | Nov 4, 2015 | $1.11 |
Oct 11, 2015 | $1.11 | Nov 4, 2015 | $0.56 |
Nov 10, 2015 | $0.56 | ||
Oct 18, 2015 | $1.11 | Nov 10, 2015 | $0.33 |
Nov 16, 2015 | $0.78 | ||
Oct 25, 2015 | $1.11 | Nov 16, 2015 | $0.11 |
Nov 28, 2015 | $1.00 | ||
Nov 1, 2015 | $1.11 | Dec 2, 2015 | $0.56 |
Dec 6, 2015 | $0.56 | ||
Nov 8, 2015 | $1.11 | Dec 6, 2015 | $1.11 |
Nov 15, 2015 | $1.11 | Dec 14, 2015 | $1.11 |
Nov 22, 2015 | $1.11 | Dec 14, 2015 | $0.89 |
Dec 30, 2015 | $0.22 | ||
Nov 29, 2015 | $1.11 | Dec 30, 2015 | $1.11 |
Dec 6, 2015 | $1.11 | Dec 30, 2015 | $1.11 |
Dec 13, 2015 | $1.11 | Dec 30, 2015 | $0.33 |
Jan 10, 2016 | $0.78 | ||
Dec 20, 2015 | $1.11 | Jan 10, 2016 | $0.56 |
Jan 22, 2016 | $0.56 | ||
Dec 27, 2015 | $1.11 | Jan 22, 2016 | $1.11 |
Jan 3, 2016 | $1.11 | Feb 9, 2016 | $1.11 |
Jan 10, 2016 | $1.11 | Feb 9, 2016 | $1.11 |
Jan 17, 2016 | $1.11 | Feb 16, 2016 | $1.11 |
Jan 24, 2016 | $1.11 | Feb 16, 2016 | $1.11 |
Jan 31, 2016 | $1.11 | Mar 12, 2016 | $1.11 |
Feb 7, 2016 | $1.11 | Mar 12, 2016 | $1.11 |
Feb 14, 2016 | $1.11 | Mar 12, 2016 | $1.11 |
Feb 21, 2016 | $1.11 | Mar 22, 2016 | $1.11 |
Feb 28, 2016 | $1.11 | Mar 22, 2016 | $1.11 |
Mar 6, 2016 | $1.11 | Mar 29, 2016 | $1.11 |
Mar 13, 2016 | $1.11 | Mar 29, 2016 | $1.11 |
Mar 20, 2016 | $1.11 | Apr 8, 2016 | $1.11 |
Mar 27, 2016 | $1.11 | Apr 8, 2016 | $1.11 |
Apr 3, 2016 | $1.11 | Apr 17, 2016 | $1.11 |
Apr 10, 2016 | $1.11 | Apr 17, 2016 | $1.11 |
Apr 17, 2016 | $1.11 | Apr 17, 2016 | $1.11 |
Apr 24, 2016 | $1.11 | May 21, 2016 | $1.11 |
May 1, 2016 | $1.11 | May 21, 2016 | $1.11 |
May 8, 2016 | $1.11 | Jun 6, 2016 | $1.11 |
May 15, 2016 | $1.11 | Jun 6, 2016 | $1.11 |
May 22, 2016 | $1.11 | Jun 12, 2016 | $1.11 |
May 29, 2016 | $1.11 | Jun 26, 2016 | $1.11 |
Jun 5, 2016 | $1.11 | Jul 6, 2016 | $1.11 |
Jun 12, 2016 | $1.11 | Jul 6, 2016 | $1.11 |
Jun 19, 2016 | $1.11 | Jul 9, 2016 | $1.11 |
Jun 26, 2016 | $1.11 | Jul 9, 2016 | $1.11 |
Jul 3, 2016 | $1.11 | Jul 23, 2016 | $1.11 |
Jul 10, 2016 | $1.11 | Jul 23, 2016 | $0.56 |
Jul 30, 2016 | $0.56 | ||
Jul 17, 2016 | $1.11 | Jul 30, 2016 | $1.11 |
Jul 24, 2016 | $1.11 | Aug 14, 2016 | $1.11 |
Jul 31, 2016 | $1.11 | Aug 23, 2016 | $1.11 |
Aug 7, 2016 | $1.11 | Aug 23, 2016 | $1.11 |
Aug 14, 2016 | $1.11 | Sep 5, 2016 | $1.11 |
Aug 21, 2016 | $1.11 | Sep 5, 2016 | $0.56 |
Sep 14, 2016 | $0.56 | ||
Aug 28, 2016 | $1.11 | Sep 14, 2016 | $0.56 |
Sep 24, 2016 | $0.56 | ||
Sep 4, 2016 | $1.11 | Sep 24, 2016 | $0.56 |
Oct 12, 2016 | $0.56 | ||
Sep 11, 2016 | $1.11 | Oct 12, 2016 | $1.11 |
Sep 18, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Sep 25, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Oct 2, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Oct 9, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Oct 16, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Oct 23, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Oct 30, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Nov 6, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Nov 13, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Nov 20, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Nov 27, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Dec 4, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Dec 11, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Dec 18, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Dec 25, 2016 | $1.11 | Oct 18, 2016 | $1.11 |
Jan 1, 2017 | $1.11 | Oct 18, 2016 | $1.11 |
Jan 8, 2017 | $1.11 | Oct 18, 2016 | $1.11 |
Jan 15, 2017 | $1.11 | Oct 18, 2016 | $1.11 |
Jan 22, 2017 | $1.11 | Oct 18, 2016 | $1.11 |
Jan 29, 2017 | $1.11 | Oct 18, 2016 | $1.11 |
Feb 5, 2017 | $1.11 | Oct 18, 2016 | $1.11 |
Feb 12, 2017 | $1.11 | Oct 18, 2016 | $1.11 |
Feb 19, 2017 | $1.11 | Oct 18, 2016 | $1.11 |
Feb 26, 2017 | $1.49 | Oct 18, 2016 | $1.49 |
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