Purchase cheese to make pizza

James

Nakuru, Kenya

100% repaid

Entrepreneur

Name

James

Member since

August 2013

On-time repayments

83 installments  •  81%

About Me

My name is James Ngotho. I live in Nakuru and I am currently taking part-time classes at the Kenya Institute of Management, where I am studying marketing management. I am a humble person, creative, dedicated to my work and working very hard to realise my dream. I am also a God-fearing young man with good morals. I love adventures, travelling, reading, swimming, and discovering new ideas and places. I come from a humble and Christian background. I like working hard for everything that comes my way, since I have realised nothing easy lasts enough to make a difference in one's life in the future.

My Business

I am running a food cafe in White House estate (in the outskirts of Nakuru town). I sell mainly African dishes, i.e. ugali, rice, fish, chicken, githeri, etc.

I have a good clientele and I appreciate them. I have 3 cooks who help me in day-to-day operations of the business. I insist on cleanliness, good customer service, and perfection in cooking of the different types of dishes so that my customers get the ultimate satisfaction they deserve.

I make a gross profit of about 85,000kshs in a month. I spend about 36,000kshs on salaries, 24,000kshs on bills (i.e., electricity, water & rent). Given the loan, I will use it towards expansion of my business since, as my customers have steadily increased, the sitting space has become insufficient. I need to create an outdoor sitting area so that I can be able to accommodate more customers. My daily income will help me repay the loan with no hardship. Thank you, Zidisha Team.

Loan Proposal

I take this opportunity to thank Zidisha team and more so the lenders. It is with so much gratitude that I want to Say thanks to you and may our almighty lord God bless you so much for the continued support. I will replenish stock of cheese so as to make more pizza. I have already engaged in purchases of yoghurt with Happy cow ltd who make yoghurt and cheese. " Cheese makers from Holland" yoghurt is doing well and i get good income from it thanks to your inputs. With these fund i will try to make some pizza using the company's cheese since we have already developed good relationship. I know with their cheese i will make my customers very comfortable. Once again Thanks.

Show original English  

About Me

My name is James Ngotho i live Nakuru and currently taking part-time classes at the Kenya institute of management where am studying marketing management. I am a humble person, creative, dedicated to my work and working very hard to realise my dream. I am also a God fearing young man with good morals. i love adventures, travelling, reading swimming and discovering new ideas and places. I come from a humble and Christian background. I like working hard for everything that comes my way since i have realised nothing easy lasts enough to make a difference in one's life in the future.

My Business

I am running a food cafe in White house estate, (in the out skirts of Nakuru town) i sell mainly African dishes, i.e ugali, rice, fish, chicken, githeri etc. i have a good clientele and i appreciate them. i have 3cooks who help me in day to day operations of the business. i insist in cleanliness, good customer service, perfection in cooking of the different types of dishes so that my customers get the ultimate satisfaction they deserve,.. I make a gross profit of about 85,000kshs in a month. I spend about 36,000kshs on salaries, 24,000kshs on bills i.e electricity, water & rent.given the loan, i will use it towards expansion of my business since as my customers have steadily increased, the sitting space has become insufficient. i need to create an outdoor sitting area so that i can be able to accommodate more customers. my daily income will assist me repay the loan with no hardship. thank you Zidisha Team.

Loan Proposal

I take this opportunity to thank Zidisha team and more so the lenders. It is with so much gratitude that I want to Say thanks to you and may our almighty lord God bless you so much for the continued support. I will replenish stock of cheese so as to make more pizza. I have already engaged in purchases of yoghurt with Happy cow ltd who make yoghurt and cheese. " Cheese makers from Holland" yoghurt is doing well and i get good income from it thanks to your inputs. With these fund i will try to make some pizza using the company's cheese since we have already developed good relationship. I know with their cheese i will make my customers very comfortable. Once again Thanks.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$152.00

Date disbursed

Apr 4, 2014

Repayment status

On Time

Projected term

11 months

Lenders

J

jjonas

berlin, Germany

davidt

San Francisco, United States

Hedwich

Gorssel, Netherlands

Sarasota

Sarasota, Fl, United States

M

MarkKrakow

Joliet, United States

J

jonathandeamer

United Kingdom

L

lvela

United States

S

spenceryen

United States

M

Mattvdb7

United States

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  • James    Apr 7, 2015

    Hello dear lender,

    I take this opportunity to thank you again, i kindly request you to allow me reduce my repayment amount. this is due to high cost of raw materials due to drought that we are hoping all will be well with this oncoming rainfall. i know if all gets well i will increase the amount since i have hope that business will be back to be as usual soon. it is due to the high cost of raw materials that is causing me to decrease the repayment amount. God bless you as you review this humble request.

    Regards,
    James.

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  • Hilda    Mar 31, 2015

    Hi James,
    wow nice business idea,and keep up the good work

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  • James    Mar 19, 2015

    Dear lender,

    Am realy grateful for the love and trust you have upon me even if we don't know each other. I have received the borrowed amount in full. With the added capital i will purchase some mozzarella cheese so that i can introduce pizza delicacy on my menu. I truely am grateful and will pray to God to continue so that you can continue with this great and wonderful work of helping uplift our business.

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  • James    Mar 10, 2015

    Dear Lender,

    I am truely grateful for the trust that you have in me and am sure that the funds will be of great help and i will appropriately manage it.

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  • James    Mar 5, 2015

    Dear Lender,
    The last loan that you gave me was very helpful since i managed to introduce some drinking yoghurt on my menu. i am really humbled since you were the reason why this was a success.

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  • James    Jan 15, 2015

    Hello zidisha tea. First i would like to say thanks so much for the kindness you have showed and trust that you have trusted us with. i have been able to make some more money thus i can be able to pay without straining. on the other hand i want to get another loan. my business i still doing okey even if people are struggling to take back their children back to school.

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  • SeeMeeFi    Apr 8, 2014

    Thank you for your early repayment, James. I hope your food cafe continues to do well! All the best!

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  • James    Mar 18, 2014

    My business is doing well and i want to share success with you guys. As a matter of information Nakuru county is the fattest upcoming or growing town in Kenya. Due to this fast growth most of the people are now migrating, and all want to invest in Nakuru county. As one of the Host who is welcoming them in Nakuru as also welcoming them in My upcoming food café thus, we grow together. We are really grateful to Lord for this mercy he have brought to us. Thanks to all who make this colorful and successful

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  • James    Dec 16, 2013

    I take this opportunity to thank Zidisha team and more so the lenders. It is with so much gratitude that I want to Say thanks to you and may our almighty lord God bless you so much for the continued support. I will replenish some of the stock and as well add some new item that is yoghurt. I have already identified a supplier, who is Happy cow ltd who make yoghurt and cheese. Cheese brand name is Chease makers from Holland. "ideas borrowed from Holland". If yoghurt does well and i get good income from it i will repay the loan first, and then i will try to make some pizza using the company's cheese. Once again Thanks.

    Regards,
    James.

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  • James    Dec 5, 2013

    My business have done very well and i would like to share the achievement with my lender. Early ripping fruits.I have been working very hard so that i can be able to maintain my business, with the help of my acquired skill and knowledge from the school of business management. I have managed to create one more employment opportunity for an individual. It is with so much gratitude that am saying thanks to zidisha and my big boss, who helped me financially to push on my co business. God bless you all those who made it possible.

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  • James    Aug 8, 2013

    Thanks you so much for i have received my first 20% .

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  • James    Aug 8, 2013

    Am realy glad that am now a member of zidisha micro finance group. The best ever micro finance that i have came across. Thanks to the lenders.

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