Duncan
Nairobi, Kenya
100% repaid
Name
Duncan
Member since
July 2013
On-time repayments
409 installments • 53%
I was born in 1980 born and raised in kisumu county, i went to Lwala Kadawa primary school, then proceeded to lwala Kadawa secondary school where i did my O level. in the year 2000, i came to Nairobi to search for a job in industrial companies, after searching for 4 years with no avail, i entered into small scale business dealing with second hand clothing, I am married to Violet Atieno, and I am blessed with one son 2 years old, Noel Elshama. I reside in eastland Nairobi, dandora estate. I live in a rented house single room which i pay Ksh.3000 per month, inclusive of other bills. I am a christian born again in 1998. I am the first born of ten siblings. I envisage to a good and responsible father and a husband to the glory of God.
I started doing business in the year 2004, dealing with second hand clothes after being introduced by friends, i sell by going to house to house and street to street to reach my clients. I mainly deal with children's wear and occasionally i sell women's wear, i operate my business in Dandora and Kariobangi. this business has enabled me to cater for my bills and upkeep. after saving for few years, i was capable to do my wedding and eventually family, my wife has also gone to college to take certificate in Early Child Development. I do get a profit of 30% to 200% depending on the type and the condition of the goods i sell. My future plans and desire is to establish a boutique exhibition in Nairobi and other cities. The challenges i have experienced are, lack of resources to expand bad debts from clients who do not pay in cash. since it is a hawking business, it requires personal attention thus limiting me from being diverse and versatile, it is tiresome and weary because i have to walk long distances to reach my clients. I believe through zidisha micro finance, i will get much needed assistance from kindhearted partners so that i can give my family a descent living and a promising future.
Am Duncan Ochieng from Nairobi Kenya. I deal in used clothing i.e jackets and children wear.This i have done for 8years .This is a profitable business cause i do make profit between 30%-200%until my second loan used to sell from door to door, but with second loan i rented a stall and employed an attendant. My life has been good and better.upon receiving third loan of487$ i will add stock to my current stall with 100$ and use 50$ to rent a new stall ,250$ to stock it cause i plan to venture into shoe selling and ladies handbag.40$ for licensing and 47$ for emergency.my dream to become importer of used clothes is valid with zidisha thanks lender for making happen.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$504.00
Date disbursed
Jun 19, 2014
Repayment status
On Time
Projected term
11 months
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Amount repaid
$562.24
Amount remaining
$0.00
Date repaid
May 23, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 28, 2014 | $18.55 | Jun 28, 2014 | $18.55 |
Jul 5, 2014 | $18.55 | Jun 28, 2014 | $0.83 |
Jul 5, 2014 | $17.72 | ||
Jul 12, 2014 | $18.55 | Jul 5, 2014 | $1.65 |
Jul 12, 2014 | $16.90 | ||
Jul 19, 2014 | $18.55 | Jul 12, 2014 | $0.01 |
Jul 19, 2014 | $16.91 | ||
Jul 26, 2014 | $1.63 | ||
Jul 26, 2014 | $18.55 | Jul 26, 2014 | $16.93 |
Aug 2, 2014 | $1.62 | ||
Aug 2, 2014 | $18.55 | Aug 2, 2014 | $16.94 |
Aug 9, 2014 | $1.60 | ||
Aug 9, 2014 | $18.55 | Aug 9, 2014 | $18.55 |
Aug 16, 2014 | $18.55 | Aug 9, 2014 | $0.01 |
Aug 16, 2014 | $18.53 | ||
Aug 23, 2014 | $18.55 | Aug 16, 2014 | $0.88 |
Aug 24, 2014 | $17.44 | ||
Aug 30, 2014 | $0.22 | ||
Aug 30, 2014 | $18.55 | Aug 30, 2014 | $18.03 |
Sep 6, 2014 | $0.51 | ||
Sep 6, 2014 | $18.55 | Sep 6, 2014 | $18.55 |
Sep 13, 2014 | $18.55 | Sep 6, 2014 | $0.01 |
Sep 13, 2014 | $17.33 | ||
Sep 20, 2014 | $1.21 | ||
Sep 20, 2014 | $18.55 | Sep 20, 2014 | $17.63 |
Sep 28, 2014 | $0.92 | ||
Sep 27, 2014 | $18.55 | Sep 28, 2014 | $17.34 |
Oct 4, 2014 | $1.21 | ||
Oct 4, 2014 | $18.55 | Oct 4, 2014 | $18.33 |
Oct 12, 2014 | $0.22 | ||
Oct 11, 2014 | $18.55 | Oct 12, 2014 | $17.22 |
Oct 18, 2014 | $1.33 | ||
Oct 18, 2014 | $18.55 | Oct 18, 2014 | $16.12 |
Oct 26, 2014 | $2.43 | ||
Oct 25, 2014 | $18.55 | Oct 26, 2014 | $15.01 |
Nov 4, 2014 | $3.53 | ||
Nov 1, 2014 | $18.55 | Nov 4, 2014 | $9.26 |
Nov 8, 2014 | $9.29 | ||
Nov 7, 2014 | $18.55 | Nov 8, 2014 | $8.15 |
Nov 16, 2014 | $10.40 | ||
Nov 14, 2014 | $7.00 | Nov 16, 2014 | $7.00 |
Nov 21, 2014 | $0.00 | ||
Nov 28, 2014 | $0.00 | ||
Dec 5, 2014 | $5.81 | Nov 16, 2014 | $0.05 |
Dec 8, 2014 | $5.77 | ||
Dec 12, 2014 | $5.81 | Dec 8, 2014 | $0.05 |
Dec 14, 2014 | $5.77 | ||
Dec 19, 2014 | $5.81 | Dec 14, 2014 | $0.05 |
Dec 27, 2014 | $5.77 | ||
Dec 26, 2014 | $5.81 | Dec 27, 2014 | $0.05 |
Jan 12, 2015 | $5.77 | ||
Jan 2, 2015 | $5.81 | Jan 12, 2015 | $0.05 |
Jan 25, 2015 | $5.77 | ||
Jan 9, 2015 | $5.81 | Jan 25, 2015 | $0.05 |
Feb 7, 2015 | $5.77 | ||
Jan 16, 2015 | $5.81 | Feb 7, 2015 | $0.05 |
Feb 14, 2015 | $5.77 | ||
Jan 23, 2015 | $5.81 | Feb 14, 2015 | $0.05 |
Feb 21, 2015 | $5.77 | ||
Jan 30, 2015 | $5.81 | Feb 21, 2015 | $0.05 |
Feb 28, 2015 | $5.77 | ||
Feb 6, 2015 | $5.81 | Feb 28, 2015 | $0.05 |
Mar 7, 2015 | $5.77 | ||
Feb 13, 2015 | $0.00 | ||
Feb 20, 2015 | $0.00 | ||
Feb 27, 2015 | $0.00 | ||
Mar 6, 2015 | $0.00 | ||
Mar 13, 2015 | $0.00 | ||
Mar 20, 2015 | $0.00 | ||
Mar 27, 2015 | $23.26 | Mar 7, 2015 | $0.05 |
Mar 27, 2015 | $23.21 | ||
Apr 3, 2015 | $23.26 | Mar 27, 2015 | $0.05 |
Apr 3, 2015 | $23.21 | ||
Apr 10, 2015 | $23.26 | Apr 3, 2015 | $0.05 |
Apr 10, 2015 | $11.63 | ||
Apr 13, 2015 | $5.81 | ||
Apr 17, 2015 | $5.77 | ||
Apr 17, 2015 | $17.44 | Apr 17, 2015 | $17.44 |
Apr 24, 2015 | $5.81 | Apr 17, 2015 | $0.05 |
Apr 25, 2015 | $5.77 | ||
May 1, 2015 | $5.81 | Apr 25, 2015 | $0.05 |
May 1, 2015 | $5.77 | ||
May 8, 2015 | $5.81 | May 1, 2015 | $0.05 |
May 9, 2015 | $5.77 | ||
May 15, 2015 | $5.81 | May 9, 2015 | $0.05 |
May 17, 2015 | $5.77 | ||
May 22, 2015 | $15.71 | May 17, 2015 | $0.05 |
May 23, 2015 | $15.66 |
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