Repair and maintenance

Jane

Githurai, Kenya

100% repaid

Entrepreneur

Name

Jane

Member since

February 2015

On-time repayments

218 installments  •  59%

About Me

I was born in a family of three. Being the first, I have had to make sacrifices in order for my other siblings to have a chance to study, since my parents do casual job which are not so reliable.

After my O-levels, I worked in a clothing store, thereafter in a phone & accessories shop where I used to sell phones and operate m-pesa [mobile money transfer]. After there, I was employed as a cyber[cafe] attendant, where I gained passion for the cyber business.

Later I bought a desktop and a printer with which I started with my printing and type setting job, which I operate today.

My Business

My business involves printing, typesetting, writing people's projects and solving other business printing issues. I also help people in making online job applications and accessing various government services like applying for a KRA PIN or driving license. My typical costs are papers, offices space, electricity, and internet. I normally use my profits to support my family and siblings who are still in school.

Loan Proposal

I intend to utilized this loan by repairing some of my computers were recently damaged by power interruption, add stock of printing materials, carry out some maintenance work on all computer and old work stations.
My budget is $320 plus $208 being my top up contribution to the MLF, total loan request is $528. The details for the $320 is detailed as follows;
1. Repairing 5 damaged monitors at a cost of $ 20 each total cost $100.
2. Buy a power surge protector at a cost of $40.
3. Upgrade the speed of five computers by increasing their RAM size at a cost of
$12 each total cost $60 .
4. Repair to old workstations $70.
5. Additional stock of printing materials $50.
These repair and maintenance works will increase my profit margins because the ideal computers will now start being utilized as well as the old work stations will look more presentable to the customers. In addition, by adding the RAM size of the computers, customers will also stop complaining that the computers are hanging .

Show original English  

About Me

Am born in as family of three. Being the 1st i have had to make sacrifices for in order for my other siblings to have a chance to study since my parents do casual job which are not soo reliable.
After my O-levels i worked in a clothing store, there after in a phone & accessories shop where i used to sell phones and operate m-pesa.
After there i was employed as a cyber attendant, where i gained passion in cyber business. I started small in the cyber business and has grown gradually in the business.

My Business

My business involves printing, type setting, writing people’s projects and solving other business printing issues, photocopying, laminating and scanning of documents. I also help people in making online job applications and accessing various government services like applying KRA PIN, driving license, good conduct, passport and visa, vehicle search and registration among many others.
Even though the use of smart phones is on the rise cyber services are still on high demand because not all people are able to maneuver the internet and get services they need. In the cyber i am able to give personalized services and followups on clients works.
My costs in the business are internet connection, offices space, electricity, printing materials and various stationary.
I normally use my profits to cater for my family basic needs as well as salary for one assistant that i have employed. It's also through this this business that i've been able to pay part of my school fees for my diploma that i finished recently and i will be graduating by the end of the year.

Loan Proposal

I intend to utilized this loan by repairing some of my computers were recently damaged by power interruption, add stock of printing materials, carry out some maintenance work on all computer and old work stations.
My budget is $320 plus $208 being my top up contribution to the MLF, total loan request is $528. The details for the $320 is detailed as follows;
1. Repairing 5 damaged monitors at a cost of $ 20 each total cost $100.
2. Buy a power surge protector at a cost of $40.
3. Upgrade the speed of five computers by increasing their RAM size at a cost of
$12 each total cost $60 .
4. Repair to old workstations $70.
5. Additional stock of printing materials $50.
These repair and maintenance works will increase my profit margins because the ideal computers will now start being utilized as well as the old work stations will look more presentable to the customers. In addition, by adding the RAM size of the computers, customers will also stop complaining that the computers are hanging .

Feedback

6

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Loan Info

Project Type

Classic Loan

Disbursed amount

$523.00

Date disbursed

Oct 25, 2017

Repayment status

On Time

Projected term

14 months

Lenders

nicole

Worcester, Ma, United States

M

Mårten

Inden, Switzerland

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

Gerrit

Palm Harbor, FL, United States

DW

Dan Winetsky

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Jane a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Janice    Oct 9, 2020

    She has said that her business is not doing any good,hence she is requesting for more time as she sort out for the funds elsewhere to pay her loan.

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  • Janice    Sep 7, 2020

    Irregardless of the negative impact to Jane's business, she is still committed to continue with her loan repayments soon her business normalizes again.

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  • Jane    Aug 24, 2020

    I wish to adjust my installment amount my business has not being doing very well due to this pandemic covid 19 .I hope my lender can help me .God bless you

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  • Janice    Aug 7, 2020

    She has extended her time of loan payments due to the coronavirus pandemic

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  • Janice    Jun 5, 2020

    She paid as I had advised her and also rescheduled her loan accordingly. Thank you.

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  • Jane    May 14, 2020

    I wish to reduce my installment amount to ksh 201 due to lose of business since the covid -19 pandemic .My business has not being doing well since then ,i wish to reduce the amount so i can be able to access a loa on future
    Thank You .

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  • Janice    Apr 24, 2020

    Jane has promised to send her loan arrears this coming week. Thanks

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  • Jane    Mar 26, 2020

    Business has not being done very well kindly understanding me .

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  • Janice    Mar 23, 2020

    She told me how badly her business has been due to the negativity of the pandemic which she will soon come back to payments.

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  • Eunice Atieno    Mar 19, 2020

    Madam Jane will resume servicing her loan from next week as promised today. Thanks

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  • Jane    Jan 23, 2020

    I wish to adjust my repaying amount because my business has being doing very badly .

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  • Jane    Nov 28, 2019

    I Will buy a computer.it will help me in my cyber business.Thank you all my lenders for believing in me.May God bless you.

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  • Jane    Nov 1, 2019

    I take this opportunity to thank all my lender for believing in me and helping me in the growth of my cyber business may God bless you all.

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  • Jane    May 8, 2018

    To allow time for recovery from a low income period

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  • Jane    Oct 21, 2017

    I take this opportunity to thank my lender. I will use this money for repair & maintenance works as well as add stationary.

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  • Jane    Oct 12, 2017

    I take this chance to say thanks you to my lenders and the whole zidisha family.
    Through zidisha i've been able to continue with my business as well as further my studies. I managed to finish my course work for my diploma and will be graduating this year with a diploma in business management and administration.
    May God bless my lenders and zidisha family.

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  • Elizabeth    Apr 30, 2017

    Jane paid some amount in Friday am still encouraging her am expecting her to reduce the weekly repaying amount so that she can be able to be up with her loan

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  • Jane    Apr 27, 2017

    My business current is facing financial problems that why i am unable to pay the amount . I wish to reduce the amount so as to keep my repayment history well .
    thank you so much may God bless you

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