Restocking shop with cereals

John Fisher

Ngong, Kenya

100% repaid

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Entrepreneur

Name

John Fisher

Member since

February 2017

On-time repayments

164 installments  •  87%

About Me

My name is John and I come from Kenya. I am the first born in a family of eight six boys and two girls. I did my Advanced level whereby I qualified to join the University. Later studied Philosophy and Theology which i passed with good honours and then got a job with the Child Welfare Society of Kenya. In this position i supported many orphans and vulnerable children thrive well with good care and protection. I am married and with six children all going to school and colleges. I love my family.
My hobbies are aerobics, jogging and hiking big mountains. I have done several hikes to almost all the big mountains in Kenya.

My Business

I have been jobless for some few years and therefore engaged myself in running a small shop for groceries, cereals and other general goods. It is able to provide food for the family but for educational needs I have to supplement with renting plots where I plant assorted plants such tomatoes, potatoes, peas and onions to sale to the market once they mature.
This way I am able to make some profit that I use to pay fees for my children's education. Any help or support to help realize this dream of educating all my children is well appreciated. Thank you.

Loan Proposal

Purchase assorted cereals for the shop from the rural vendors and farmers.
Prepare a special corner in my shop for cereals only.
The new site for the shop is well situated on the road side with a good flow of human traffic.
Cereals are in big demand.

I hope to purchase the cereals at wholesale prices and will sell at retail price therefore removing the distributor costs. In this way one is able to make bigger profit margins and at shorter intervals.

Feedback

1

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  • Malibu River    May 13, 2020

    In these perilous times, this is exactly the kind of loan I am eager to support. But John Fisher Kanene needs more money, so other lenders, please dig deep to help him reach this worthy goal.
    Thank you

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Loan Info

Project Type

Classic Loan

Disbursed amount

$138.00

Date disbursed

Jul 29, 2019

Repayment status

On Time

Projected term

4 months

Other loans

Feb 2017:  $5

May 2017:  $8

Aug 2017:  $12

Oct 2017:  $30

Nov 2017:  $44

Feb 2018:  $57

Jun 2018:  $69

Nov 2018:  $69

Feb 2019:  $138

May 2020:  $416

Lenders

S

soren

Göteborg, Sweden

MarktheMormon

Sandy, Utah, United States

JimVandegriff

Trinidad, California, United States

ads68

Melbourne, Australia

Treesforpeople

Oxfordshire, United Kingdom

A

Anonymouse

Netherlands

Christin

Germany

CW

clare whitmell

Italy

HL

Harris Lin

New Zealand

M

Monika

Sweden

Joshi

United States

L

Lisa

United States

Sayuri

United Kingdom

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  • Eric    Mar 5, 2021

    John has low.incomes since the medical bill made him to almost start to zero but he will pay soon

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  • John Fisher    Feb 18, 2021

    I have been very sick and unwell. The hospitalization bills chipped into my business to almost zero. I will have to restart again.

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  • Eric    Feb 5, 2021

    John said that he will pay soon

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  • John Fisher    Jan 18, 2021

    COVID - 19 has continued to strain my business with demands for paying college and secondary school fees. Business is very low.

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  • John Fisher    Dec 19, 2020

    Business is low after losing so much money in tomatoes order that went rotten enroute to the market destination two months ago.

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  • John Fisher    Nov 11, 2020

    Lost a whole lot of commodity enroute to the market through bad weather and truck breakdown.

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  • John Fisher    Sep 21, 2020

    I have been having some challenges with the business slow down due to stiff competition and trying to vary my approach to marketing of goods.

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  • John Fisher    Jul 11, 2020

    Please refund the excess 4,500 Kenya Shillings paid out today it's for the business restocking.

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  • John Fisher    Jul 6, 2020

    I have been ill disposed with an abnormal BP related condition and I have to scale down a bit my movements and business activities for a few weeks while on treatment.

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  • John Fisher    Jun 28, 2020

    Business is going well but with a lot of good competition with other people who are not in employment. Everyone is trying business and interesting the vegetables stuff is most popular.
    I am happy I have a good number of trusted clients giving me orders to supply them with vegetables. Meanwhile, I keep busy with the grocery store.

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  • John Fisher    Jun 1, 2020

    The repayment amount is on the higher end and I am forced to borrow more money from the business. The business will not grow at the rate I am repaying.

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  • John Fisher    May 25, 2020

    My dear lenders I am happy to update you on the progress of my business initiative. I had planned to get vegetables from Mt Kenya region who they are cheaper and efficient transportation but due to the government restrictions on movement in and out of the City of Nairobi I had to get an alternative. I am getting them from within my county of Kajiado but very remote area where the roads network is very poor. The vegetables are a bit expensive and transportation charges. But the idea is to keep trying and moving.

    Another interesting factor is that there has mushroomed so many people with personal vehicles joining in the vegetable market. They are found all over strategic places as per are keen on making an extra income during these difficult economic downturn.
    One has to contend with the competitors and become creative. I am therefore bringing in rare local vegetables that have nutritional values.
    I have been able to get a few local weekly orders but I can only access the vegetables twice a week from farmers on the borders between Kenya and Tanzania.
    I will keep trying.

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  • John Fisher    May 15, 2020

    I am so glad and happy for the support from all my credible lenders to my business project.
    I commit to buy the cereals and vegetables after getting orders from vendors in our market and for my own kiosk.
    This will hopefully keep me afloat and in business during these trying time of partial lockdown due to COVID-19.
    My heartfelt gratitude to each and every lender that responded so urgently to my request. I promise to work hard and be careful in my business transaction.
    God bless you in a mighty way and enlarge your pockets.

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  • Malibu River    May 13, 2020

    Please keep us informed of your progress

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  • John Fisher    May 10, 2020

    In my previous loan I was able to boost my financial situation in my kiosk. Right now with the COVID-19 status in my country Kenya there emerging markets for food delivery from up country to the towns. I have identified a steady increase in the market demand for cereals and vegetables. I am seeking a loan to help me grow my business of supply of cereals and vegetables.

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  • John Fisher    Nov 6, 2019

    Sales are very low this season.

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  • John Fisher    Sep 18, 2019

    Sales are low.

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  • John Fisher    Aug 14, 2019

    I have not yet sold my stock.

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  • John Fisher    Aug 6, 2019

    Thank you my lenders for your immense support to me and confirm receipt of funds amounting to Kenya Shillings 10,857 for restocking my small retail store shop.
    I have bought the stock and trusting to sell and grow my business.
    Thank you and God bless you with abundance.

    Sincerely yours,

    John

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  • John Fisher    Jul 29, 2019

    Thank you very much to you my trustworthy lenders that have enabled me continue improving my business. I am grateful to you Joshi for believing in me and you gracious friends for your support.

    I am going to restock my shop with the loan.

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