Rice and maize flour

Pauline

Thika, Kenya

67% repaid

Entrepreneur

Name

Pauline

Member since

November 2017

On-time repayments

34 installments  •  97%

About Me

My name is Pauline Wanjiku Nderi. I am the first born in a family of five. I was brought up in a village environment facing the common village life challenges both at home and in school. I went through primary school, secondary school and finally joined secretarial college.
I tried business but had a lot of financial challenges. The business was cut off after i went through post election violence in Kenya in the year 2007. My family was displaced after which we endured terrible hardships, having to depend on relatives and well wishers for our upkeep. My children and myself went through sickness and at some point we were admitted in hospital for close to a month. By God's grace we recovered.

I was supported by a friend Pastor to start Mandazi selling business and then later after i got some more help, i relocated to another town where i started a small shop which i am currently operating in a partition within the house in which i live.
The new town in which i live is cosmopolitan and has a very high population.
I love singing and i am a member of our church's praise and worship team

My Business

I sell various food and basic household items such as flour, sugar, sweets, salt, washing powder, tea leaves, tissue paper, rice,bread, mandazi, cakes, onions, tomatoes, etc.
These are daily basic needs for every family and therefore in high demand.
I love operating a shop since the goods sold in a shop are within human basic needs and will always be demanded. It is also in my passion.
Currently the cost of goods sold in my business range in the tune of Ksh.5,000 and the resultant sales in the tune of ksh. 9,000
I use my profits for food and reinvestment.

Loan Proposal

I will buy sixteen lit res of paraffin oil which cost one thousand three hundred and sixty kenya shillings. that is dollars.
It will be of great benefit to me because i will be selling almost ten lit res per day.it helps the customers because we sell to them even in small quantity of ten shillings and above.
I expect my profit to increase by 60 per cent.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$13.00

Date disbursed

Aug 9, 2018

Repayment status

Late

Projected term

3 weeks

Lenders

HH

Helen Horseman

United Kingdom

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  • Paul    Nov 10, 2018

    I have contacted her and she is planning to pay bit by bit . She had a problem with the installments which were previously friendly but now are so high and repayment period shortened

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  • Pauline    Aug 6, 2018

    am so grateful for the loan. it has made me to go a step forward.
    I purchased ten kilograms of rice. it has made a very big difference in my business because i bought the high quality rice which is used by most people and its price is affordable.
    my business earning has now increased by at least 50 percent.
    I have used the increased earning to buy paraffin oil because it s demanded every day and we sell in small quality depending on the amount the customers requires.

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  • Pauline    May 6, 2018

    I have received ksh 1104 thanks a lot.

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  • Pauline    Apr 26, 2018

    I purchased a half dozen of maize flour, 5kg rice and 5kg sugar. the remaining amount i bought small things like sweets, beef cubes, and chewing gums.am so grateful for the loan because my shop is fully stocked and it looks nice and you can note there is a difference . my earning have increased at a rate of 50% am so proud of you. i will use the increased earning to buy things i have never stocked in my shop like sodas. thanks a lot zidisha God bless.

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  • Pauline    Feb 1, 2018

    I received the loan of kshs one thousand and ninety one shillings.
    I will buy 5 kgs of rice .Thanks so much am so grateful.

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  • Pauline    Jan 23, 2018

    Thanks a lot for the past loan. am so grateful. I purchased 4kgs of maize flour.
    The purchase has made my shop look nice and well stocked, and flour is always available unlike other days i was purchasing 2kgs.
    My earnings have increased by 40%.
    I bought some exercise books form the increased earnings.

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  • David Walshe    Jan 4, 2018

    Good Luck Pauline

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  • Pauline    Jan 3, 2018

    I purchased 4kgs of unga that is maize flour, from the loan funds.
    it has increased my stock and I have enjoyed the sales am making from the maize flour. my customers are happy too because they dont lack flour. It also make them buy other commodities from the shop.
    My earnings have increased by 30
    I have used the earning s to buy small things like sweets.

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  • Pauline    Dec 22, 2017

    I received four hundred and three ksh.
    I will buy 4kgs of unga.Am so grateful thanks a lot. I wish you merry Christmas and a happy new year.

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  • Pauline    Dec 19, 2017

    I purchased 8kgs of rice with the 200 ksh you gave me as a loan. It has increased
    my profit margin by 20% and my customers never lack rice.Am so grateful thanks a lot I hope that one day it will become a big supermarket.

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  • Pauline    Dec 16, 2017

    Rice bought using the loan

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  • FoxFamily    Dec 9, 2017

    Good luck with your shop!

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  • Pauline    Dec 9, 2017

    I received a loan of ksh two hundred and thirty today on 9th 12/017.
    I will buy rice with the amount and I promise to send a photo of the rice after I buying .
    Thanks a lot am so grateful God bless u.

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  • Pauline    Nov 30, 2017

    I received the the loan of one hundred and thirty one ksh.
    I bought scones with the money.
    Am so grateful thanks a lot.

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