Roofing my resdential house

Samuel Zimba

Livingstone, Zambia

18% repaid

Entrepreneur

Name

Samuel Zimba

Location

Livingstone, Zambia

On-time repayments

184 weekly installments  •  75%

About Me

Samuel Zimba born in Lusaka city, the capital city of Zambia in the year 1977.

There is nothing that so great and gratifying than to have a meal bought for oneself as for me. And this has been my driving force for all that I have learnt and achieved in my life journey. Thus, am not much in agreement with handouts but rather the sweat of my body or in other terms, the fruits of my labour and ideas.

And by God's grace again I managed to do a good number of different online programs or rather courses as I was working with Society for Family Health. And this time the family started increasing the dependence on me to be giving helping hand for sustenance in most situations. Thankfully I have at least a UNZA diploma besides some other programs have done. And am currently so much inclined into doing integrated farming to raise the finance standard in the family to the level that my children wouldn't pass through my life situation exactly I did.

My Business

I have a kiosk for groceries and clothes at home which has been sustaining us. There are assorted items such electrical appliances, electrical.Besides the mentioned business which is being done at home ,I have ventured into farming for just a while now. And the farming am doing is intergrated farming. Am learning alot in the same.
So far so good. The goats population is increasing steadily at the settlement and the ducks. Am really enjoying the goat farming. I would love to mix my goats with sheep,; which am preparing.

Loan Proposal

I want the loan to buy the roofing materials do the roofing. I have some materials already but I would like to shift now aftre roofing the house. the following are the required materails for the house which we have been building from the scratch with the help of zidisha loan up to this level.
1- roofing sheets 34 pieces 4.7 metres * K350 = K11 900.
2- roofing nails 15 kgs 4" inches * K50 = K 750
3- round bars Y 16 * 32 * K140 = K 4 480
4- J hooks 15 kgs * K70 = K 1 050
5- two main doors 2 * K800 = K 1 600
6- cements 10 bags * 50 kgs * K75 = K 750
7- labour agreed with the builder is = K 3 500
Then total comes K 24 030 and this would mean that I woud roof the house and shift in it and in turn this would reduce my monthly rental expenses which would be diverted to other projects and paying of the loan.

Beside what i have mentioned above am working so the wages would compensate for the shortfall.

Feedback

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Loan Info

Disbursed amount

$1,214.27

Date disbursed

Aug 8, 2019

Repayment status

Late

Projected term

12 months

Cost to entrepreneur

Service fee: 5% of $1,214.27 = $32.30

Credit risk payment: $161.70

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