Roofing of my house

Bolton Wanyoike Mbugua

Eldoret, Kenya

13% repaid

Entrepreneur

Name

Bolton Wanyoike Mbugua

Member since

October 2015

On-time repayments

239 installments  •  38%

About Me

My name is Bolton Wanyoike a former student of Mugumo-ini Primary school located in Banana around Nairobi, a former student of Gatamaiyu High school located in kiambu and currently a student in Moi university in Eldoret.
my personal life has been manned by great challenges right from my secondary school level of education to date at the university. i am an orphan who struggles to pay my school fees. i started online writing sometimes back and it has greatly helped me enhance my living, pay my school fees and at least pocket some cash each and every day.
i started online writing as a part time job where i write articles for student in the social sciences department that is sociology, community development and political science and they pay me. This has been my business for the past four years since i joined the university. I have been living, paying my school fees and doing other errands through this work. i then came to learn of zidisha which has by a greater extent been my shield. It has helped me start a cyber cafe in Eldoret town where i work and offer cyber related activities.

My Business

i provide online writing service to student who send me emails on articles they want me to write for them, topics that they want me to research on and give the solutions and in return they pay me some money.
the service i am providing are on very high demands because students are given assignment by their lecturers day in day out and thus majority of them whom i have written articles for have developed trust in me and thus they give me more jobs or they refer me to their friends.
i incur a lot of expense in purchasing bundles to aide my internet writing because the internet requires bundles to allow me do my work. i spend around 3000KES per month buying internet bundles. Through the writing i therefore generate around 15000 KES per month as profit.
on the other hand, zidisha game me my second loan that helped me start a cyber cafe. i bought 10 desktops with the loan that i received from you in addition to some savings that i had. This enabled me to open and run the cyber. At the moment i engage in this cyber cafe as well as the online writing as my business. I make money that has been enough to pay my school fee, pay back my loan in time and also support the child i adopted in school.
the profits that i am making every month which is roughly 15000 from the online writing business i use it to pay my school fees, sustain my living and keep my business running day in day out. on the other hand from the cyber cafe i make on daily basis a profit of 50 Us dollars. This has changed my life and all thanks go to zidisha for helping me realize my goals

Loan Proposal

Thank you ones again for allowing me to write to you zidisha. With this new loan, being my fourth loan with your organization, i will use the amount which is 600 us dollars to carry out roofing of my house. I recently bought timber and the only thing i need to buy at the moment is iron sheet. With the 600 us dollars, I will buy 80 iron sheet each costing 9 us dollars. Hence a total of 720 us dollars. I will add 120 us dollars to the loan and make to buy the desired box iron sheets.
It will benefit me so much because after carrying out the roofing, i will just remain with a very small portion to complete the house.
Thank you so much my big family and looking forward for your help as we grow together.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$601.00

Date disbursed

Oct 20, 2017

Repayment status

Late

Projected term

36 months

Lenders

A

Andy

Berlin, United States

PG

Paul Graham

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Bolton Wanyoike Mbugua    Oct 30, 2018

    i got sick and i did not manage to pay my loan but now am fully recovered, i really apologize for the issues or the mayhem i caused.

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  • Bolton Wanyoike Mbugua    May 15, 2018

    i was involved in a fatal road accident that has hospitalized me for the past two months hence rendering me not able to work. I am recovering well and promise to get myself paying the loan again.

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  • Ndungu    Jan 15, 2018

    I spoke to Bolton today and he promised to make his next installment today.
    VM.

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  • Bolton Wanyoike Mbugua    Jan 10, 2018

    i wish to commit myself to 200 kes a week

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  • Bolton Wanyoike Mbugua    Dec 11, 2017

    i wish to lower the limit a little bit as i am financially strained now

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  • Bolton Wanyoike Mbugua    Nov 8, 2017

    i wish to reduce the payment to 10 us dollars a week

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  • Bolton Wanyoike Mbugua    Oct 21, 2017

    I received a total of 570 us dollars. I am planning to carry out immediate roofing of my house as well as buy iron sheet that will help me in the same exercise. Thank you so much lenders for always giving me help and trusting in me. God bless

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  • Bolton Wanyoike Mbugua    Oct 17, 2017

    thank you so much, i will invest the money into roofing of my house, i highly appreciate the support given. Thank you so much may God bless you

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  • Bolton Wanyoike Mbugua    Oct 6, 2017

    I thank you so much Zidisha and the entire family for the great help given. With the loan, i managed to start up a construction of my house which is a three bed roomed house. The loan made a great difference in my life because it changed me and the whole of my living. The organization has really helped me with the flexible conditions for the loan as well as the fact that it is 100% reliable. I thank you guys so much and may God bless you a thousand times.

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  • Bolton Wanyoike Mbugua    Sep 21, 2017

    I have been progressing on well in my business enterprise and thus can pay more. I wish to pay 30 us dollars a week

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  • Bolton Wanyoike Mbugua    Sep 20, 2017

    The loan played a major role in enhancing my life, for that reason i wish to complete my payments early so that i can borrow again. I hence wish to increase the limit to 20 us dollars. Thank you so much

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  • Bolton Wanyoike Mbugua    Jun 21, 2017

    This is the far my project has gone to lenders. Working hard to pay back the loan despite challenges here and there

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  • Bolton Wanyoike Mbugua    May 1, 2017

    i wish to reduce the payment amount to 1000

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  • Bolton Wanyoike Mbugua    Apr 4, 2017

    I received 300 us dollars, i am planning to invest the money into the construction of mt house. I appreciate so much the help and my the almighty God bless you guys

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  • Bolton Wanyoike Mbugua    Mar 29, 2017

    I will use the money to construct a house for myself. I have laid the foundation and the money will assist me in building. Thanks

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    • (Comment deleted by author)

  • Bolton Wanyoike Mbugua    Mar 28, 2017

    i first of all wish to Thank you lenders for having trust in me with your money. I appreciate so much and may God bless you, secondly i have managed to stabilize my finances as a result of great help granted to me by your able organization, The son that i adopted has been progressing well with school, my cyber business and also the online writing business has also been doing tremendously well all this i credit to zidisha. I managed to buy a piece of land recently constructed the foundation and i am now planning to build the house. I thank you so much, you guys have been my pillar. I LOVE YOU LENDERS AND I CAN NOT EXPRESS HOW MUCH HUMBLED I AM. God Bless

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  • Bolton Wanyoike Mbugua    Mar 19, 2017

    I am so humbled by the financial help granted by your able organization. For the past two months or so, i have witnessed great changes in my life and generally living standards. I appreciate so much the help. I am looking forward for another loan and working with zidisha the best organization so far in the world

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  • Bolton Wanyoike Mbugua    Feb 28, 2017

    i wish to adjust the amount that i pay, thank you so much for the opportunity given to lower the amount i am paying

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  • Bolton Wanyoike Mbugua    Feb 3, 2017

    I used the funding to buy an Epson printer, that costed me 480 us dollars. i have by far offered my competitors a healthy competition because the quality of my prints is quite better that theres. The printer has seen my profits grow ya 30 us dollars on daily basis aside from my cyber business.
    This increase in my profits has really helped me support the kid that i adopted from the childrens home. He is now in class three all this credit goes to zidisha. I thank you my lenders.

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  • Bolton Wanyoike Mbugua    Jan 24, 2017

    I wish to increase my loan to 2000, i am now in a better position to pay the amount

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