Roofing of my house

Bolton Wanyoike Mbugua

Eldoret, Kenya

13% repaid

Entrepreneur

Name

Bolton Wanyoike Mbugua

Member since

October 2015

On-time repayments

239 installments  •  38%

About Me

My name is Bolton Wanyoike a former student of Mugumo-ini Primary school located in Banana around Nairobi, a former student of Gatamaiyu High school located in kiambu and currently a student in Moi university in Eldoret.
my personal life has been manned by great challenges right from my secondary school level of education to date at the university. i am an orphan who struggles to pay my school fees. i started online writing sometimes back and it has greatly helped me enhance my living, pay my school fees and at least pocket some cash each and every day.
i started online writing as a part time job where i write articles for student in the social sciences department that is sociology, community development and political science and they pay me. This has been my business for the past four years since i joined the university. I have been living, paying my school fees and doing other errands through this work. i then came to learn of zidisha which has by a greater extent been my shield. It has helped me start a cyber cafe in Eldoret town where i work and offer cyber related activities.

My Business

i provide online writing service to student who send me emails on articles they want me to write for them, topics that they want me to research on and give the solutions and in return they pay me some money.
the service i am providing are on very high demands because students are given assignment by their lecturers day in day out and thus majority of them whom i have written articles for have developed trust in me and thus they give me more jobs or they refer me to their friends.
i incur a lot of expense in purchasing bundles to aide my internet writing because the internet requires bundles to allow me do my work. i spend around 3000KES per month buying internet bundles. Through the writing i therefore generate around 15000 KES per month as profit.
on the other hand, zidisha game me my second loan that helped me start a cyber cafe. i bought 10 desktops with the loan that i received from you in addition to some savings that i had. This enabled me to open and run the cyber. At the moment i engage in this cyber cafe as well as the online writing as my business. I make money that has been enough to pay my school fee, pay back my loan in time and also support the child i adopted in school.
the profits that i am making every month which is roughly 15000 from the online writing business i use it to pay my school fees, sustain my living and keep my business running day in day out. on the other hand from the cyber cafe i make on daily basis a profit of 50 Us dollars. This has changed my life and all thanks go to zidisha for helping me realize my goals

Loan Proposal

Thank you ones again for allowing me to write to you zidisha. With this new loan, being my fourth loan with your organization, i will use the amount which is 600 us dollars to carry out roofing of my house. I recently bought timber and the only thing i need to buy at the moment is iron sheet. With the 600 us dollars, I will buy 80 iron sheet each costing 9 us dollars. Hence a total of 720 us dollars. I will add 120 us dollars to the loan and make to buy the desired box iron sheets.
It will benefit me so much because after carrying out the roofing, i will just remain with a very small portion to complete the house.
Thank you so much my big family and looking forward for your help as we grow together.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$601.00

Date disbursed

Oct 20, 2017

Repayment status

Late

Projected term

36 months

Lenders

A

Andy

Berlin, United States

PG

Paul Graham

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$75.22

Amount remaining

$525.55

Expected completion

Oct 28, 2020

Status

Repaying late

Installment amount

$1.98

Repayment History

Expected Payments Actual Payments
Nov 1, 2017 $9.90 Nov 8, 2017 $9.90
Nov 8, 2017 $9.90 Nov 13, 2017 $9.90
Nov 15, 2017 $9.90 Dec 1, 2017 $9.90
Nov 22, 2017 $9.90 Dec 1, 2017 $9.90
Nov 29, 2017 $0.00
Dec 6, 2017 $0.00
Dec 13, 2017 $1.98 Jan 10, 2018 $1.98
Dec 20, 2017 $0.00
Dec 27, 2017 $0.00
Jan 3, 2018 $0.00
Jan 10, 2018 $1.98 Jan 29, 2018 $1.98
Jan 17, 2018 $1.98 Jan 29, 2018 $1.98
Jan 24, 2018 $1.98 Jan 29, 2018 $1.98
Jan 31, 2018 $1.98 Feb 1, 2018 $1.98
Feb 7, 2018 $1.98 Feb 6, 2018 $1.98
Feb 14, 2018 $1.98 Feb 22, 2018 $1.98
Feb 21, 2018 $1.98 Feb 22, 2018 $1.98
Feb 28, 2018 $1.98 Feb 22, 2018 $1.98
Mar 7, 2018 $1.98 Mar 28, 2018 $1.98
Mar 14, 2018 $1.98 Mar 28, 2018 $1.98
Mar 21, 2018 $1.98 Mar 28, 2018 $1.98
Mar 28, 2018 $1.98 Mar 28, 2018 $1.98
Apr 4, 2018 $1.98 Mar 28, 2018 $1.98
Apr 11, 2018 $0.00
Apr 18, 2018 $0.00
Apr 25, 2018 $0.00
May 2, 2018 $0.00
May 9, 2018 $0.00
May 16, 2018 $1.00 May 22, 2018 $1.00
May 23, 2018 $1.00 May 22, 2018 $1.00
May 30, 2018 $1.96 May 22, 2018 $1.96
Jun 6, 2018 $0.00
Jun 13, 2018 $0.00
Jun 20, 2018 $0.00
Jun 27, 2018 $0.00
Jul 4, 2018 $0.00
Jul 11, 2018 $0.00
Jul 18, 2018 $0.00
Jul 25, 2018 $0.00
Aug 1, 2018 $0.00
Aug 8, 2018 $0.00
Aug 15, 2018 $0.00
Aug 22, 2018 $0.00
Aug 29, 2018 $0.00
Sep 5, 2018 $0.00
Sep 12, 2018 $0.00
Sep 19, 2018 $0.00
Sep 26, 2018 $0.00
Oct 3, 2018 $0.00
Oct 10, 2018 $0.00
Oct 17, 2018 $0.00
Oct 24, 2018 $0.00
Oct 31, 2018 $1.48 Nov 7, 2018 $1.48
Nov 7, 2018 $1.98 Nov 7, 2018 $1.98
Nov 14, 2018 $1.98 Nov 7, 2018 $0.49
Nov 21, 2018 $1.98
Nov 28, 2018 $1.98
Dec 5, 2018 $1.98
Dec 12, 2018 $1.98
Dec 19, 2018 $1.98
Dec 26, 2018 $1.98
Jan 2, 2019 $1.98
Jan 9, 2019 $1.98
Jan 16, 2019 $1.98
Jan 23, 2019 $1.98
Jan 30, 2019 $1.98
Feb 6, 2019 $1.98
Feb 13, 2019 $1.98
Feb 20, 2019 $1.98
Feb 27, 2019 $1.98
Mar 6, 2019 $1.98
Mar 13, 2019 $1.98
Mar 20, 2019 $1.98
Mar 27, 2019 $1.98
Apr 3, 2019 $1.98
Apr 10, 2019 $1.98
Apr 17, 2019 $1.98
Apr 24, 2019 $1.98
May 1, 2019 $1.98
May 8, 2019 $1.98
May 15, 2019 $1.98
May 22, 2019 $1.98
May 29, 2019 $1.98
Jun 5, 2019 $1.98
Jun 12, 2019 $1.98
Jun 19, 2019 $1.98
Jun 26, 2019 $1.98
Jul 3, 2019 $1.98
Jul 10, 2019 $1.98
Jul 17, 2019 $1.98
Jul 24, 2019 $1.98
Jul 31, 2019 $1.98
Aug 7, 2019 $1.98
Aug 14, 2019 $1.98
Aug 21, 2019 $1.98
Aug 28, 2019 $1.98
Sep 4, 2019 $1.98
Sep 11, 2019 $1.98
Sep 18, 2019 $1.98
Sep 25, 2019 $1.98
Oct 2, 2019 $1.98
Oct 9, 2019 $1.98
Oct 16, 2019 $1.98
Oct 23, 2019 $1.98
Oct 30, 2019 $1.98
Nov 6, 2019 $1.98
Nov 13, 2019 $1.98
Nov 20, 2019 $1.98
Nov 27, 2019 $1.98
Dec 4, 2019 $1.98
Dec 11, 2019 $1.98
Dec 18, 2019 $1.98
Dec 25, 2019 $1.98
Jan 1, 2020 $1.98
Jan 8, 2020 $1.98
Jan 15, 2020 $1.98
Jan 22, 2020 $1.98
Jan 29, 2020 $1.98
Feb 5, 2020 $1.98
Feb 12, 2020 $1.98
Feb 19, 2020 $1.98
Feb 26, 2020 $1.98
Mar 4, 2020 $1.98
Mar 11, 2020 $1.98
Mar 18, 2020 $1.98
Mar 25, 2020 $1.98
Apr 1, 2020 $1.98
Apr 8, 2020 $1.98
Apr 15, 2020 $1.98
Apr 22, 2020 $1.98
Apr 29, 2020 $1.98
May 6, 2020 $1.98
May 13, 2020 $1.98
May 20, 2020 $1.98
May 27, 2020 $1.98
Jun 3, 2020 $1.98
Jun 10, 2020 $1.98
Jun 17, 2020 $1.98
Jun 24, 2020 $1.98
Jul 1, 2020 $1.98
Jul 8, 2020 $1.98
Jul 15, 2020 $1.98
Jul 22, 2020 $1.98
Jul 29, 2020 $1.98
Aug 5, 2020 $1.98
Aug 12, 2020 $1.98
Aug 19, 2020 $1.98
Aug 26, 2020 $1.98
Sep 2, 2020 $1.98
Sep 9, 2020 $1.98
Sep 16, 2020 $1.98
Sep 23, 2020 $1.98
Sep 30, 2020 $1.98
Oct 7, 2020 $1.98
Oct 14, 2020 $1.98
Oct 21, 2020 $1.98
Oct 28, 2020 $324.15

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