Sale of bedsheets

Judith Chidzugwe

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

Judith Chidzugwe

Location

Mtwapa, Kenya

On-time repayments

264 weekly installments  •  89%

About Me

My name is Judith Chidzugwe. I live with my family in Mtwapa. I am married with 2 children who are all boys and they are all grown ups. My last born son has just graduated with a Master's of Science, Geosciences at the Georgia State University, Atlanta, USA. Due to the Corona virus, he received his Master's Certificate by mail.

I was born in a family of four, two brothers and two sisters. My parents died a long time ago. My sister died in 2015 so I have two brothers, one of whom has settled in Nairobi and the other one is Mombasa. They too, have their own children who are trying to settle down. We visit one another very often to keep the family bond.

I like making new friends, listening to inspirational music and watching movies.I love gospel music and I also like singing. I also like praying and fasting so much because I believe in prayers that move mountains. When you believe in God, there is nothing that is impossible. Just trust in Him and all will be well.

My Business

I am still doing my business of selling bedsheets from Mombasa town to Malindi town and upto Lamu town where I have gotten some customers. I am buying in bales and then sell at retail prices. One bale goes for Kshs.30,000/= (US $300) and sale at retail prices of Kshs.2,500/= (US $25) per pair of two bedsheets and 4 pillowcases In one bale, there are 20 sets of bedsheets which when all are sold, a total amount of Kshs..50,000/= (US $500) is raised. I make a profit of Kshs.20,000/= (US $200) within two weeks of selling. I am now planning to buy three bales and sell them within two weeks. Three bales will cost me Kshs.90,000/= (US $ 900) which after being sold, a total amount of Kshs.150,000/= (US $ 1500) will be raised. Out of this amount, Kshs.60,000/= (US.600) is my profit, and the rest is pumped back in the business. In a month, I will be able e to raise a profit of Kshs.120,000/= (US $1200) which will enable me to pay my bills, cater for other necessities and most importantly, service the Zidisha loan. This business has improved my standard of living . Am doing it from home.

I am and will be able to pay my loan in good time. Zidisha has always been there for me and I still believe, lenders will be able to support me. Long live Zidisha.

Loan Proposal

The Loan that will be given to me will enable me buy three bales of bedsheets at a cost of Kshs.90,000 (US $900) and sell within two weeks. The amount raised will be Kshs.150,000 (US $1500) and my profit will be Kshs.60,000 (US $600). In one month, I will have sold 6 bales of bedsheets totalling to kshs.180,000 (US $ 1800) and sold at Kshs.300,000 (US $3000) Out of this amount, Kshs.120,000 will be my profit and this will enable me pay my bills, cater for other necessities and most importantly, service the zidisha loan. Lenders, Kindly support me in my business.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,014.99

Date disbursed

May 1, 2019

Repayment status

On Time

Projected term

13 months

Cost to entrepreneur

Service fee: $45.63

Credit risk payment: $273.77

Lenders

Brian

Midhurst, Canada

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

W

Walter

Victoria BC, Canada

M

MarkAndMary

Seattle, United States

tycho

Madison, WI, United States

cyrus0302

San Francisco, United States

YB Song

Seoul, Republic of Korea

AltruisticSelfishnes

Chicago, United States

E

erozlum

Istanbul, Turkey

S

soren

Göteborg, Sweden

Straetman

Kaarst, Germany

ninamaqami

Ankara, Turkey

ErikN

Stockholm, Sweden

MarktheMormon

Sandy, Utah, United States

G

gt2016c

Birchgrove, Australia

F

FHult

Stockholm, Sweden

L

ldron7

Utah, United States

Martin

Manama, Bahrain

R

rcmssr

Woodbury, United States

A

anonymus

Moon, United States

Pere

Barcelona, Spain

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

Apmay

Melbourne, Australia

M

mason243

Denver Colorado, United States

A

AlexCheng

Seattle, United States

JimVandegriff

Trinidad, California, United States

B

BalaVent

Las Vegas, United States

F

florian

Mettmenstetten, Switzerland

G

graememoss

Amsterdam, Netherlands

Sundstroms

Falun, Sweden

ElWal

Kirn, Germany

J

JandC

Watsonville, United States

F

fake_name

Boston, United States

Quentin

Toronto, Canada

L

LeanneCZ

Sydney, Australia

D

duckdork

De Forest, United States

Erica

Caledon, Canada

A

AustA

Sydney, Australia

K

kloden

Chicago, United States

G

glomardor

Leonardtown, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

Andreas1974

Fristad, Sweden

IA

Ismini and Jerry

Stamford, USA, United States

J

jzidi

Los Angeles, United States

S

Scordato

Mattituck, United States

A

Austrian

Graz, Austria

S

samuk

Nottingham, United Kingdom

lorello

Vicopisano, Italy

Jouni

Finland

AdvancingCompassion

San Diego, United States

S

SvenWaage

Stavanger, Norway

V

Va_Ce_Jo

Egham, United Kingdom

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

peanut

Halifax, Canada

L

LeegleechN

Sunnyvale, CA, United States

T

tanio

Darmstadt, Germany

MichelD

Bangkok, Thailand

alicemmg

Boston, United States

K

Katehar

Maple Valley, WA, United States

B

BobJames

Toulouse, France

K

Kaz12

Winnipeg, Canada

R

randy98109

Seattle, United States

ads68

Melbourne, Australia

J

janharg

Garland, Tx, United States

jimmycarterforever

Missoula, United States

B

BGRRisz

Arlington, United States

dhulsterwim

LIER, Belgium

U

UmSaeed

Southfield, United States

Alina

Amsterdam, Netherlands

Bhayl

Stavanger, Norway

A

Aaron

Zurich, Switzerland

J

justincomish

Riverton, United States

J

JW1992

Sheffield, United Kingdom

Ingela

Falun, Sweden

J

jerryq

Redding, United States

G

GrandmaMae

Wausau, United States

L

leeirel

Edmonton, Canada

P

PHU99

Zwingenberg, Germany

A

Andy

Berlin, United States

B

bek88

Fairview, United States

A

alkemyst

Geneve, Switzerland

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

GH

Gav H

Langley, Canada

Z

zhihanchew1234

Tampin, Malaysia

MichaelOsburg

Hochheim, Germany

Marktwain

Telford, United Kingdom

nmatpt

Lisboa, Portugal

S

Srirachapea

Minneapolis, United States

joaoferraz

RINCHOA, Portugal

Winona

Yakima, United States

H

HomesteadSchool

Glen Spey, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

Treesforpeople

Oxfordshire, United Kingdom

K

Krishroff

Dubai, United Arab Emirates

W

WenShiDi

mobile, China

B

bagheera

Vienna, Austria

Hedwich

Gorssel, Netherlands

B

Bokolo

Leeds, United Kingdom

F

Frenchie

Johannesburg, United Arab Emirates

JFais

Atlanta, United States

Greg1

Southampton, United Kingdom

P

Pavane

Kungsbacka, Sweden

M

marymarrs

North Bend, United States

V

Volpone

Geneva, Switzerland

thomas2666

Brisbane, Australia

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

E

E

Marin county, United States

H

happytrailsjpd

South Bend, United States

fransk

Culemborg, Netherlands

mikeice

Kohler, United States

C

cindywu

United States

sderickson

Berkeley, CA, United States

O

oonbug

United States

G

GoughGirl

Washington, Dc, United States

J

janakan

Hong Kong, Hong Kong

pvilliger

Zurich, Switzerland

A

analyticsPierce

Denver, United States

John Makongo

Kitale, Kenya

H

HoseB

San Francisco, United States

T

thegreek1020

San Jose, United States

P

Peaches

United States

MalcolmL

San Francisco, United States

C

ColoradoEmac

United States

Paul Buchheit

Mountain View, United States

M

Marko

Helsinki, Finland

M

Mal57

Australia

G

gerard

Netherlands

J

jenda

Czech Republic

M

merk85

United States

Landerson

Edinburgh, United Kingdom

B

bugdaniel

Switzerland

smastermind

Jerusalem, Israel

W

ww1137

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

johnhudson

Washington, DC, United States

chriseyre

Fremont, Ca, United States

Lisbeth

Perth, Australia

Leonardia

Waddinxveen, Netherlands

Grant Xavier Storer

Seattle, Wa, United States

ThomasJosef

Berlin, Germany

S

shivasj

United States

K

Keith

Luxembourg

H

Heath

United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

K

kennychit

United States

Otto Barten

Amsterdam, Netherlands

SV

sven vdk

Twickenham, United Kingdom

B

bwmoore

United States

A

andreab

United States

Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

Arne Bachmann

Hamburg, Germany

Joerg

Velen, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Roy

Espoo, Finland

TM

Theo Mbise

Switzerland

S

Steve

United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

S

SP

United States

E

erica

antwerpen, Belgium

T

thedan33

Czech Republic

Julia

United States

Kevin

San Francisco, United States

Jennifer Weber

Canandaigua, Ny, United States

YM

Yelka Mikolji

United States

George

Corvallis, Oregon, United States

Emma

Australia

GR

Gary Rimmer

United Kingdom

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

C

christine

Switzerland

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

L

Lauren

United States

Sarah and Dave

Toronto, Canada, Czech Republic

G

Gianni

Venice, Italy

Kavitha Amarnath

Sydney, Australia

Brad Schilling

Bunbury, Australia

N

Nick

Greater London, United Kingdom

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

KJ

Kevin Jones

United States

WM

William Madden

Berlin, Germany

DL

Dan Lawrence

United States

Douglas St Quintin

Sydney, Australia

Arnaud M

Sydney, Australia

AK

Achim Königs

Bonn, Germany

P

Peter

Bratislava, Slovakia

JM

Jo McDonnell

United Kingdom

Christopher Hey

Sudbury, Canada

Taylor

Memphis, United States

Cliff

United States

Will

United States

D

Daniel

United States

NR

Nick Rioux

United States

R

Ryan

United States

Elise E

United States

MT

Marco Tietz

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

KE

Karen Epolito

Syracuse, NY, United States

RB

Rohit Bhatia

United States

V

Vidar

Oslo, Norway

P

Phips

Switzerland

I

isaac

United Kingdom

RC

Rudi Chen

United States

M

Magnus

Switzerland

Tom Eggert

Madison, United States

Bart Vogelzang

Ladysmith BC, Canada

J

Jon

United States

JS

Josh Smift

United States

S

Suzannah

New York City, United States

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

JS

Jason Strauss

United States

MF

Mike Frawley

United States

JA

Joshua Axtell

United States

NM

Nitya Marepally

San Ramon, CA, United States

Day Family

Melbourne, Australia

R

Ryan

Albuquerque, NM, United States

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

GS

Gary Sinard

Franklin, TN, United States

JF

J Fister

United States

R

RMIM

United States

KA

Khaled Asmri

Saudi Arabia

WC

Walter Clarke

Phoenix, United States

W

Will

United States

S

Sandi

Ocean Shores, Australia

ZS

Zach Silveira

Asheville, Nc, United States

KJ

Karin Joy

Philadelphia, PA, USA, United States

AS

Adam Sandland

United States

A

Anonymous

United States

MR

Micky Richards

United Kingdom

MC

Melissa Corrigan

Richmond, California, United States

Darren Jeppson

Denver, Colorado, United States

Adam Öhman

Norrköping, Sweden

DR

Diana Rose

United States

HL

Harris Lin

New Zealand

MH

Matt Hodges

United Kingdom

B

Ben

United States

We Not Me

St. Paul, Minnesota, United States

KM

Karen Marshall

Alice Springs, Australia

CC

Carl Corvin

United States

MV

Michael Vereb

United States

The Krugers

NY NY, United States

EA

Eric Ayers

Atlanta, United States

AF

Amon Feen

Göttingen, Germany

KA

Kate and Tom

United States

Sla Tyr

Switzerland

Jeanette

Fort Worth, Texas, United States

C

Chilli

United States

P

PatrickZisha

United States

alexalexalex

Berlin, Germany

B

Bram

Germany

R

Roman

Germany

NB

Nikolaus Bührer

Karlsruhe, Germany

J

Jakub

United States

L

Lauren

Sacramento, United States

S

Sibyl

Basel, Switzerland

RD

Regan Dishon

United States

CT

Chev T

Australia

S

Sam

New Zealand

Claudius Brasil

United Kingdom

KV

Kelly Vinsant

United States

Kevin Kong

San Francisco, CA, United States

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