Stock of sheets, curtains, wallpaper, flower vases, for resale

Judith Chidzugwe

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

Judith Chidzugwe

Location

Mtwapa, Kenya

On-time repayments

264 weekly installments  •  89%

About Me

My name is Judith Chidzugwe. I live with my family in Mtwapa. I am married with 2 children who are all boys and they are all grown ups. My last born son has just graduated with a Master's of Science, Geosciences at the Georgia State University, Atlanta, USA. Due to the Corona virus, he received his Master's Certificate by mail.

I was born in a family of four, two brothers and two sisters. My parents died a long time ago. My sister died in 2015 so I have two brothers, one of whom has settled in Nairobi and the other one is Mombasa. They too, have their own children who are trying to settle down. We visit one another very often to keep the family bond.

I like making new friends, listening to inspirational music and watching movies.I love gospel music and I also like singing. I also like praying and fasting so much because I believe in prayers that move mountains. When you believe in God, there is nothing that is impossible. Just trust in Him and all will be well.

My Business

I am still doing my business of selling bedsheets from Mombasa town to Malindi town and upto Lamu town where I have gotten some customers. I am buying in bales and then sell at retail prices. One bale goes for Kshs.30,000/= (US $300) and sale at retail prices of Kshs.2,500/= (US $25) per pair of two bedsheets and 4 pillowcases In one bale, there are 20 sets of bedsheets which when all are sold, a total amount of Kshs..50,000/= (US $500) is raised. I make a profit of Kshs.20,000/= (US $200) within two weeks of selling. I am now planning to buy three bales and sell them within two weeks. Three bales will cost me Kshs.90,000/= (US $ 900) which after being sold, a total amount of Kshs.150,000/= (US $ 1500) will be raised. Out of this amount, Kshs.60,000/= (US.600) is my profit, and the rest is pumped back in the business. In a month, I will be able e to raise a profit of Kshs.120,000/= (US $1200) which will enable me to pay my bills, cater for other necessities and most importantly, service the Zidisha loan. This business has improved my standard of living . Am doing it from home.

I am and will be able to pay my loan in good time. Zidisha has always been there for me and I still believe, lenders will be able to support me. Long live Zidisha.

Loan Proposal

My loan proposal for purchase of bedsheets and pillow cases, wall papers, curtains, flowers and flower vases is as follows The loan will be utilized as follows:

No. Item Quantity Rate US $ Amt– Kshs. US $
1. Bedsheets and pillow cases 2 Bales 30,000/= 300 60,000/= 600
2. Wall papers 10 Rolls 1,500/= 15 15,000/= 150
3 Curtains 2 Rolls 18,000/= 180 36,000/= 360
4. Flowers and flower vases 10 25,000/= 250

TOTAL 136,000/= 1,360

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$990.35

Date disbursed

Nov 26, 2018

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $44.52

Credit risk payment: $267.13

Lenders

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nani

austin, United States

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Quomar

Żmigród, Poland

G

GalantnostS

Hong Kong, Hong Kong

B

bgalon

London, United Kingdom

valentin

Stockholm, Sweden

B

BRWorthington

San Francisco, United States

Ishaque

New Jersey, United States

D

DerChristian

Rostock, Germany

investor

Candiac, Canada

torelizer

Reggio Emilia, Italy

C

chkuo

Taipei, Taiwan

D

dkapplerb

Toronto, Canada

G

glosoli

Boston, United States

bdm4a

San Fransisco, United States

AdamP

Sunnyvale, United States

J

JLewe

Atlanta, Georgia, United States

W

Witlof

Tsukuba, Japan

Dwhittingslow

Saint Simons Island, Ga, United States

W

Windsor

Calgary AB, Canada

Umair Mahmood

Raleigh, United States

KaraM

Somerville, United States

S

slamarca

Caserta, Italy

BelleStarr

Albuquerque, United States

K

KakkoiiCali

Anaheim, United States

jesuisneil

MATTESON, United States

D

dhedmonds

Toronto, Canada

D

DrFeelGOOD

San Jose, United States

K

Kubicek

Baton Rouge, United States

J

Jmay2133

Fremont, United States

K

Kireva

Helsinki, Finland

C

CavLender

Charlottesville, United States

A

aterashva

London, United Kingdom

E

Ehaffey

Washington D.C., United States

S

sebseb

The Hague, Netherlands

G

GregT

THUNDER BAY, Canada

E

Esuil

Vallentuna, Sweden

S

scottr123

BOULDER, United States

U

uBaJ41

Afton, United States

P

patfigel

Wien, Austria

S

SydneySider

Sydney, Australia

C

ColinPlatt

Montgomery Village, United States

A

Ashbless

Lake Cowichan, Canada

DHixenbaugh

Seattle, United States

M

MaBeAa

Berlin, Germany

Johnny

shanghai, China

C

CanadianKin

Toronto, Canada

M

manup0d

Langen, Germany

L

lumlum

Renens, Switzerland

O

ola840

Malmo, Sweden

B

Bpryse

Long beach, United States

L

laicus

Helsinki, Finland

daibhmac

Luton, United Kingdom

L

leuven

Richmond, United States

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

M

minynlca

San Diego, United States

S

snowlilly

Sanford, United States

P

pattermik

richmond, United States

N

norlaine

Rogers, MN, United States

Tilius

Oslo, Norway

C

CanadianBiker

Peterborough, Canada

Aksel

Nesoddtangen, Norway

D

dallin1776

Blackfoot, United States

J

Jdoyle

Kitchener, Canada

L

Leisha

Gold Coast, Australia

S

spiritracker

Indianapolis, United States

boxer

Boynton Beach, United States

A

Anonymous

United States

T

tsmeesa98

Hinesville, United States

oleseidenberg

Berlin, Germany

J

JCampbell

Pasadena, United States

Silver

Steiermark, Austria

J

jonase

Boise, United States

Straetman

Kaarst, Germany

Rocketdrive

Eugene, Oregon, United States

ninamaqami

Ankara, Turkey

boggsi

London, United Kingdom

G

golivera

Lima, Peru

Judith

London, United Kingdom

J

jozua

Delft, Netherlands

F

Forba

Mo i Rana, Norway

A

AlethiaLtd

Carlisle, United Kingdom

B

BerndWeber

Munich, Germany

traciyoshiyama

Honolulu, United States

A

argentpepper

Boston, United States

S

SpencerMa

Kanata, Canada

W

world

Kansas City, United States

B

bizarresmom

Willowick, United States

A

Amino

Ottawa, Canada

MaxEmerika

Sonoma County, California, United States

W

Withnail

Reading, United Kingdom

BoazField

Belleville, United States

J

johnbireland

Dublin, Ireland

Godsglory1

Santa Cruz, United States

johnnorris

Aberystwyth, United Kingdom

bluetree

Mountain View, United States

L

louisela

Eugene, Oregon, United States

MarktheMormon

Sandy, Utah, United States

P

Puffnstuff

Auckland, New Zealand

Hakayati

Dublin, Ireland

J

Jemilla

London, United Kingdom

Jurjen

Amsterdam, Netherlands

I

Interfree

Dubai, United Arab Emirates

J

jrtregurtha

Ridgefield, United States

joselvelez

Dallas, United States

H

howru

Toronto, Canada

P

profa

Rehovot, Israel

B

bgnet

Kalamazoo, United States

S

sersub

San Diego, United States

T

Tszach

Tucson, United States

P

pieces15

Grand Falls-Windsor, Canada

F

faical

Cologne, Germany

R

ryanalysis

Port Jefferson Station, United States

T

traderjohn

Baltimore, United States

G

gt2016c

Birchgrove, Australia

I

IngeH

Muehlheim, Germany

N

noah695

Salt Lake City, United States

SC1991

West Jordan, United States

Tjitser

The Hague, Netherlands

S

SusanP

Muscat, Oman

B

benbusack

McCall, United States

B

bgxalz

Kópavogur, Iceland

C

Coyote137

Portland, OR, United States

C

ComixAttic

Detroit, United States

H

Hynek

Brussels, Belgium

L

ldron7

Utah, United States

T

TopUp

Toronto, Canada

A

aaron29100

Philadelphia, United States

C

chelseab

Oklahoma City, United States

J

jjcharlie

chicago, United States

A

alzyee

Ohio, United States

D

danielske

Cedar Knolls, United States

P

paulo1

Aptos, United States

M

mushroom

Brussels, Belgium

spthoennes

Orlando, United States

MichaelDean

San Jose, United States

B

bramberger

Vienna, Austria

JG

johnny garden

Köln, Germany

A

anonymus

Moon, United States

T

troberson

Lake Stevens, WA, United States

P

peterschinkel

Amsterdam, Netherlands

G

giaco

madrid, Spain

A

Aloha

Cologne, Germany

Z

zemaj

Sydney, Australia

M

markj

Camberwell, Australia

B

blennert

Bakersfield, United States

Nathaniel

Copenhagen, Denmark

J

juhan6811

East Point, United States

C

catmille

Renton, United States

J

Jacquinta

London, United Kingdom

M

MichaelCausey

Camarillo, Ca, United States

T

TheAwakenOne

Sydney, Australia

S

SamTom

Carindale, Australia

J

jkwilson

Winona, United States

E

eldicri

Favaro Veneto, Italy

AF

a f

washington, United States

J

JH335

Jersey City, United States

B

bilt6

Charlotte, United States

yeahboi78

Alexandria,LA, United States

A

aliasadsj

Queens, NY, United States

T

timdever

Batesville, United States

quozl

Dublin, Ireland

W

Washndwyer

Baltimore, United States

E

elkbrett

Bradenton, United States

OliverSouthwick

London, United Kingdom

T

thejacobnorton

Jubail, Saudi Arabia

C

chrisn

Egg, Switzerland

S

SelvaMarcus

Green Cove Springs, United States

Z

Zarnigar

Boston, United States

M

mgeck

Munich, Germany

F

fisaire

Ithaca, United States

G

grahamfamily

Guildford, United Kingdom

T

tonilends

catalonia is not:, Spain

athomas

Chevy Chase, United States

chocpuma

Saint Paul, United States

J

Jeb33red

Bourne end, United Kingdom

amovida

Central valley, ny, United States

Cloudways

Malta, Malta

J

jdfoote

Evanston, United States

pentatonicscale

Niiza-shi, Japan

K

keane2097

Ranelagh, Ireland

M

mmcclu111

San Francisco, United States

McJulio

New Jersey, United States

R

RobBne

Brisbane, Australia

ads68

Melbourne, Australia

handshake

Los Angeles, United States

D

DThirteen

Miami, United States

O

Oscart

Edmonton, Canada

Bruno

São Paulo, Brazil

A

Arinelle

Toulouse, France

Eduard

Dnepr, Ukraine

M

mkellerman

Shanghai, China

G

gamblyjoe

Spain, Spain

A

Adam3333

Hague, Netherlands

panamaman

Philadelphia, United States

sarna

Toronto, Canada

fairspirit

Utrecht, Netherlands

MDILLENB

Aschaffenburg, Germany

JM

Joseph Martinez

San Jose, United States

bycyt

Whitefish, United States

L

LindsayB

Sydney, Australia

Cricketca

San Jose, United States

K

kjustad

Asker, Norway

neocodesoftware

vancouver, Canada

JPadgett

Chandler, United States

indrayudha

Jakarta, Indonesia

Jason

Auckland, New Zealand

U

usualsuspect

Amsterdam, Netherlands

isabelv

Barcelona, Spain, Sweden

Nadja

Weissach, Germany

iamdaimo

London, United Kingdom

F

Frenchie

Johannesburg, United Arab Emirates

mojobob

Hayward, United States

Z

ZandC

Sacramento, United States

E

Escalada

Bakersfield, CA, United States

tonnyschonewille

Maastricht, Netherlands

GuillaumeTeissier

Montréal, Canada

andreatagliatti

Manchester, United Kingdom

C

CorVeninga

Nieuwegein, Netherlands

Matthieu

Switzerland, France

J

jfragisk

Toronto, Canada

stanbogdanov

Sofia, Bulgaria

J

jinx83

Brisbane, Australia

C

curtains4u

North Kansas City, United States

A

Alexxa

Vancouver, Canada

HealthcareProvider

Baltimore, United States

J

jlberqie

Wake Forest, United States

H

Haavard

Bergen, Norway

cman8888

Philadelphia, United States

M

MarkKrakow

Joliet, United States

E

elourenco

Porto, Portugal

Evan Lamos

Brussels, Belgium

L

lobotommy

OSLO, Norway

H

hambunny

Manchester, United Kingdom

B

BobHope

United States

B

bunturedempter

United States

M

Malibu

Westwood, United States

R

randall

Ogden, United States

G

gbelote

United States

D

dcravenus

United States

D

Daisy

Netherlands

Jonas

Brussels, Belgium

M

mguenter

Switzerland

G

geoff

United States

S

spivurno

United States

T

tommychheng

san francisco, United States

Paul Buchheit

Mountain View, United States

S

SimonAngus

South Africa

A

allie105

United States

M

Michi

Switzerland

L

leumasmc

United States

J

jay12

Germany

Pankratio

EastVan, Canada

K

Karpet

Faroe Islands

trincowski

Vilar, Vila do Conde, Portugal

J

jbhernan

United States

Agerfar

Aarhus, Denmark

H

hodor

Australia

B

BobSloss

United States

M

madeleinec

United States

A

Arkad

United States

R

RonEddy

United States

P

Panda6689

United States

TyWee

Manila, Philippines

J

JEllerby

United Kingdom

Vesa

Helsinki, Finland

G

GDean

United States

X

Xankari

Netherlands

D

DStateDDB

United States

W

wesbh89

United States

S

SaraNT

United States

D

dk1234

Netherlands

H

hixeu

Belgium

A

AlexH

United Kingdom

Betapilot

Copenhagen, Denmark

dpollard

United States

Bryan

Houston, United States

S

snowtigeress

United States

SV

sven vdk

Twickenham, United Kingdom

T

tom12345

Netherlands

M

M.Umar

Pakistan

E

Estebanito

United States

A

adamdreaming

United States

S

Scaevola

Netherlands

J

JeremyR

United States

Mike and Jacqui

United Kingdom

AP

Andrew Page

United Kingdom

TF

Timothy Fitz

United States

KM

Kirsty M

United Kingdom

C

CSM

Berlin, Germany

BM

Brian Mickel

United States

Dave Bogard

New York, United States

Karijn

Amsterdam, Netherlands

Family Mueller

Petershagen, Germany

A

AmyLuYenYin

Brisbane, Australia

Robert

Sweden

S

Sharon

United States

JW

Jan Wisse

Brussels, Belgium

K

Kevin

United States

HC

Howard Cheng

New York City, United States

WH

Will Henley

United Kingdom

SC

Sarnia Cherie Ralsto

south coast nsw australia, Australia

MZ

Matt Zirwas

United States

Cassian Opara

London / Dubai, United Arab Emirates

B

Byron

United States

SMOICE

Berlin, Germany

Tom Eggert

Madison, United States

Joost

Noord Brabant, Netherlands

KO

Kenneth Oram

Warrington, United Kingdom

MH

Mark Huggenberger

Zurich, Switzerland

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