Sewing machine for tailoring

Monica Dimbia

Nairobi, Kenya

66% paid forward

Entrepreneur

Name

Monica Dimbia

Member since

March 2015

On-time repayments

166 installments  •  63%

About Me

My name is Monica and I 'm a Kenyan citizen living in the city of Nairobi.I went to school in a remote area in my village, the school was called Lwak Girls primary School. The thing i loved about my school was the fact that we were given the chance once in a while to visit the less fortunate and the elderly .We used to do some shopping for them,cook for them and do all the cleaning in the house.that was the best experience i ever had during my childhood .

I later moved to the city of Nairobi to search for a job and luckily enough i found one sooner than i expected.I got a job in a call center and that is where i learned the entrepreneurial skills that i currently use .

I worked in the call center for 2 years and then i felt that i had mustered all the necessary skills to start my own business,that's when i started transcription .
The unique thing about the land where i live in is that you can never run short of opportunities, whether in business or jobs.

My eldest daughter would like to be a doctor when she grows up where as my youngest son would love to be a pilot.

During my past time i love to read a lot because every time i chose an article to read, i always get useful information that leaves an impact or change s something in my life,for the better.i also enjoy watching movies , especially the religious ones.

My Business

I'm a business woman who makes snacks called chin chin from home and sell in wholesale and retail.these snacks can be taken in all occasions with any beverage of your choice ,either hot or cold.They are made using wheat flour,sugar,nutmeg,milk and eggs.

My current business is very interesting because this is a new snack that is usually common in the west African countries and I'm the first person to introduce it to Kenya.it is a great way to supplement the usual snacks like crisps,popcorn and biscuits.it is also very tasty and crunchy.

The reason why i chose this kind of business is because i wanted diversity and uniqueness in my source of income,to introduce something new to the market that i cook and package on my own,creating my own brand.

Finally and above all, i chose this business because i become my own boss and i can do it for as long as i live,no issues of late salary or retrenchment or even being sacked. And there is always room for growth and expansion of the business.

My costs are a average and revenue is average. I generate average revenue and the costs i incur are average due to the fact that I work from home and then sell to individuals,or women groups ,or during events like birthdays and weddings.I also do the deliveries on my own.

I use part of my profit to reinvest in the business. I also use some of the profit to cater for my children's needs, like education food and clothing,and to support my parents in the village.

I'm looking forward to see my profits grow with the acquisition of enough stock of ingredients used for making the snacks,the containers and labels used for packaging the products,and also pay for the printing of the labels.This will enable me to be able to employ one or two people,that can assist me with the deliveries and cooking once i have many customers,and then pay them on commission.this will indeed increase my profits in the business.

Project Proposal

I will use the money to buy a new sawing machine,for my tailoring business.Because the one i have is old and keeps breaking down,this affects by business negatively.
So once i receive the funds I will use ksh 17000 to buy a new machine,then the remaing ksh 1,099 I will use to but needles and thread.
This will boost my business and fasten the work leading greater profit margins.
When I have two sawing machines i can now employ 1person to assist me in the shop.
This will help grow my business,and help me take care of my family.

Feedback

None

None

None

Project Info

Project Type

Pay It Forward

Disbursed amount

$131.00

Date disbursed

Nov 17, 2023

Backers

ElWal

Kirn, Germany

Ahmad Mokhsinin

Bojonegoro, Indonesia

Jack Sonntag

Norfolk, VA, United States

KM

Kirk Moore

Cerdanyola del Vallès, Spain

Rhoda Gakii

Kilifi, Kenya

Ask Monica a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Monica Dimbia    Feb 26, 2024

    Dear lenders.
    I wish to change my installment ,to be able to cater for other household expenses from the business.

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  • Monica Dimbia    Feb 13, 2024

    Dear lenders,
    I'm changing my installment amount to be able to meet my other personal needs from my business proceeds.

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  • Monica Dimbia    Jan 27, 2024

    I would like to reduce my installment amount,to allow my business grow gradually.

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  • Monica Dimbia    Jan 18, 2024

    I wish to change my installment amount,kindly to allow me settle some family issues i have currently.

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  • Monica Dimbia    Dec 29, 2023

    I would like to reduce my intalment amount,to allow my business time to grow .
    Thanks in advance

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  • Monica Dimbia    Dec 13, 2023

    Good afternoon.
    I'm changing my installment amount,because I have been sick and used alot of money on treatment.
    But I will resume my installment amount once I get better.

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  • Monica Dimbia    Nov 29, 2023

    Dear lenders.
    I wish to adjust my installment from ksh 1810 to 1197,this is because i want to give my business time to grow and expand,and also to be able to settle other bills.
    Thanks in advance for understanding.

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  • Monica Dimbia    Nov 21, 2023

    Dear lenders.
    I hope you are all doing fine.
    I wish to thank you all for your support,I received the funds that I applied for,and I'm really greatful.
    I used the money to purchase a new sewing machine for my tailoring shop,so now I'm able to meet my customer needs.
    This is already boosting my business,and I'm looking forward to greater profits.
    Thanks to all of you.
    Be blessed.

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  • Monica Dimbia    Nov 17, 2023

    Dear lenders,
    I wish to thank you all for supporting my project,I really appreciate.I will use it to buy a new sewing machine for my tailoring shop.this will really boost my business.

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  • Monica Dimbia    Nov 17, 2023

    Once I receive the funds I will the money to buy a new sewing machine,then the remaining to buy some thread and needles,to use in my tailoring shop.
    This will in turn increase the amount of jobs I do because i will employ one person to assist me at the shop.
    This will in turn increase my profits and help me support my family.
    Thank you very much for funding my project,I'm so greatful to all of you.

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  • Jack Sonntag    Nov 17, 2023

    I wish you Peace and prosperity !

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  • Ahmad Mokhsinin    Nov 16, 2023

    adds funds for your business. success..!!!

    Translated by Google     Show original

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  • Monica Dimbia    Jan 12, 2019

    Dear Lenders,

    I'm grateful for your continuous support to me and my business.The loans you have been giving me have gone a long way in boosting my businesses,and improving the lives of my family members,because of better income.

    The last loan I received from you was used to expand my business and I was able to extend some assistance to my parents back in the village.
    I look forward to a positive response even as I put up a new loan application.
    Thanks in advance.

    Monica Dimbia

    Nairobi ,Kenya

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  • Dora Kageni    Jun 7, 2018

    I contacted her and she promised to pay her dues immediately. Sorry for the inconveniences caused to lenders.

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  • Monica Dimbia    Jun 5, 2018

    Dear Lenders,
    Thank you for your continuous support .I would like to reduce my installment amount from 301 to 201,due domestic issues i have that have distabilised my business,once i clear them i will be able to increase my installment amount again.
    Thanks in advance
    Monica A Dimbia
    Nairobi,Kenya

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  • Monica Dimbia    Apr 17, 2018

    I 'm reducing my instalment amount because of the issues i have in my business,but once i sort things out i will continue with my normal repayment plan.
    Thanks in advance.

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  • Monica Dimbia    Apr 17, 2018

    Dear lenders, I'm very sorry for the late response. I have been having some issues with my business and hence this has caused late repayment of my loan. I therefore wish to reduce my loan instalment to 300 so that i can continue paying on time. I'm sorting things out and will resume with my normal repayment plan. Thanks in advance and God bless you all.
    Monica Atieno Dimbia
    Nairobi,Kenya

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  • Dora Kageni    Apr 17, 2018

    Since I cannot connect to Monica, I have sent a message via Whatsapp hoping she will comment why the delays Thanks

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  • Monica Dimbia    Feb 28, 2018

    Dear lenders,
    I will forever be grateful for your continuous support ,thank you all very much.
    I wish to reduce my installment amount to 400 so that i can continue paying my loan on time. This is due to low season in business and once business picks up again i will increase my installment amount.
    Thanks in advance
    Monica A Dimbia
    Nairobi,Kenya

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  • Monica Dimbia    Jan 9, 2018

    Dear lenders,
    Thank you all for the loan,it has assisted me so much in my online business and i'm very grateful to you all. God bless you always

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