216 installments • 12%
My names are John kagechu i was born and raised in central province limuru town in the outskirts of Nairobi.
Am a member of a family of six,three brothers and a sister,
I joined Manguo high school and got my Kenya certificate of secondary education after i tarmacked for two years but luckily my dad sold a piece of land and manage to pay my school fee.
After i joined moi university for a degree in education.
i would like to make sure my siblings gets a better education and achieve the best out of this hard financial crisis facing my family.
i love socializing reading novels and swimming.
I work as a assistant lab technician in the university where i am taking degree i get paid 22,000 Kenya shillings per month and use the money to finance part of my fee,
i save 5,000 ksh a month as i plan to set a business inside the campus in the net six months.
I would wish to be self employed before completion of my education next year.
I found the need to start a bussiness aiming to surplly labaratory eguipments to the same campus and diffrent schools around my location. However i droped this idea because i realised its seasonal and it takes time before one can get an order.
i then decided to go for sell of cloths inside the campus
To start this bussines i will need a capital of 30,000 kenya shillings, The amount will purchase two bales one will be a bale of shoes and the other bale will be cloths, A bale of shoes will cost 15,000 kenya shillings and clothes will cost 10,000.
I will be selling in the campus were i plan to lease a small shop,Being in the campus for four years i have considered clothing bussines due to how students wants to show off how smart they look.
This will allow me do both my current job and sell cloths durring free times
i will definately make double profits and as the december holiday is a approaching i expect great returns.
I will also continue with my daily job untill i raise my bussiness to a level that is stable.
Thanks a lot for acceptance to joining Zidisha
If i raise this loan i would use it to top up my school fee and pay this years semesters fee which is 260 Usd.
I have got 120 Usd and my parents will pay 80 Usd before the end of the semester so i will make it 260 and clear my fee this will enable me study peacefully and achieve my targets.
I will pay the loan from my salary and by the time i finish i would have accumulate enough of my savings to start a business inside the campus.
thank you in advance.
Jun 10, 2015